my BT application for CIMB is approved. Based on the date i fax the form and info from CS, it only takes 3 working days to approve.

once again, CIMB is super good in term of short approval time!

mine one applied 7/6, approved 8/6, payment to CC 13/6...

Wah... Maybank BT so fast already ??!?!? You VIP Maybank ke ?

i was surprised too... just double checked just now. i reckon if u call to the right person, then their service is pretty fast.

Care to share the person handling your MBB BT application ?

03-58914777 ext 3795, ms fazera.

hi
want to ask all sifu here
which one is better?
maybank or cimb for balance transfer?
how to calculate the interest ya?
the interest is upfront payment?

This post has been edited by fahrur_07: Jun 15 2011, 06:37 PM


Attached File(s)
 BTrateTable300511.pdf ( 15.67k ) Number of downloads: 25
 cimb.pdf ( 611.45k ) Number of downloads: 22

is there an email address i can email the maybank BT form to?

1) The interesting thing about Maybank is the 0% BT for 12 months or more, I think it is the best available since it 0% interest rite?
2) If there is an interest, it will be based on the total sum. Whether it is upfront payment or equally distributed,it depend on the banks
3) No upfront payment for Maybank, not sure on others (I do sure that Public bank have upfront payment though but no 0% interest)

Im on mbb cc n want to BT it to mbb also. Do i need to apply a new mbb cc? Cos in the form i downloaded state another mbb card to BT to... so how can i fill that part if i only have 1 cc

apply for mbb 2 card (amex + mc/visa)
then u got 2 cards

Public Bank do have 0% interest for 6 months balance transfer.

http://www.pbebank.com/en/en_content/personal/cards/bt.html

Surprisingly I just notice but I am referring to the 12months one...Last time I checked when applying BT the offer and the brochure were different. Thanks for the info man

I fax in last week, after 3-4 working days, I call CS, they say never receive any application form :duh: , i resubmit again today.

Which bank so lousy ?

Just for information.

1. Maybank does NOT accept BT application from another BT account. Strictly CARD ACCOUNTS only.

2. "How do you know it's a card or BT?"
By looking at the account number the bank will know it is a BT or card.

3. Must I transfer 100% statement balance?
No, you can transfer any lesser amount (min RM1,000).

4. Is there early settlement penalty?
No, cardholders may make early settlement anytime without a fee.

that mean it cannot accept BT account from cimb ?

Point #1 not applicable for OCBC BT.

does ocbc have 0% bt program?

No problem man. Still good to have 6 months, can BT small amount

But their instalment charge into credit card monthly. So I think we cannot pay minimum amount monthly and then settle everything at the end of BT tenure.

This post has been edited by almeizer: Jun 17 2011, 10:48 AM