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Balance Transfer, What is it actually???
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ronnie
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May 15 2011, 11:21 PM
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For those with CIMB Balance Transfer, take note that your statement date for the BT account may differ from the CIMB CC's statement date. Reason is because you have changed the original CIMB CC's statement date. So it's wiser to call CIMB, upon approval of your BT, to verify what is the Statement Date, and change if necessary. Eg. My CC Statement Date = 15th of every month My 1st BT account Statement Date = 15th of every month My 2nd BT account Statement Date = 15th of every month My 3rd BT account Statement Date = 11th of every month This post has been edited by ronnie: May 15 2011, 11:22 PM
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ckuanglim
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May 16 2011, 09:01 AM
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I have RM3000 in HSBC Gold Visa. I want to BT to other bank to get 0% charge (if possible). I have credit card from UOB, OCBC, Standard Chartered, and EON. So, which is the best target to do BT?
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cute_boboi
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May 16 2011, 10:43 AM
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CIMB BT, will they snail-mail the statement to us ?  Or have to guess/check online (how to check?)
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princess_autumn87
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May 16 2011, 12:51 PM
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sorry, just to do a quick check here!
any bank offer 0% interest rate & zero handling fee balance transfer besides than pbb?
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SUSDavid83
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May 16 2011, 02:53 PM
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QUOTE(cute_boboi @ May 16 2011, 10:43 AM) CIMB BT, will they snail-mail the statement to us ?  Or have to guess/check online (how to check?) For CIMB DA, they will snail mail. Not sure about CIMB.
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cannavaro
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May 17 2011, 12:22 AM
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QUOTE(princess_autumn87 @ May 16 2011, 12:51 PM) sorry, just to do a quick check here! any bank offer 0% interest rate & zero handling fee balance transfer besides than pbb? CIMB. http://www.cimbbank.com.my/index.php?ch=43...k&tpt=cimb_bank
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princess_autumn87
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May 17 2011, 11:53 AM
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QUOTE(cannavaro @ May 17 2011, 12:22 AM) tx for d update
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Felice821
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May 20 2011, 12:53 AM
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I BT from OCBC to MBB ... I received my OCBC statement and noticed that the amount has peen paid via GIRO ...
so by when I will see my maybank BT in my m2u?
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ronnie
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May 20 2011, 01:25 AM
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QUOTE(cute_boboi @ May 16 2011, 10:43 AM) CIMB BT, will they snail-mail the statement to us ?  Or have to guess/check online (how to check?) CIMB will snail-mail the approval of the BT application CIMB will snail-mail the statement as per your CC also. The CIMB BT account is viewable in your CIMBClicks account also.
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amores
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May 20 2011, 06:13 AM
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New Member
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from what i heard, balance transfer seems more good option. cmiiw
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bingozero
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May 20 2011, 07:03 AM
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QUOTE(Felice821 @ May 20 2011, 12:53 AM) I BT from OCBC to MBB ... I received my OCBC statement and noticed that the amount has peen paid via GIRO ... so by when I will see my maybank BT in my m2u? It will show in your next statement
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waynejw
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May 22 2011, 11:37 PM
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New Member
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QUOTE(princess_autumn87 @ May 16 2011, 12:51 PM) sorry, just to do a quick check here! any bank offer 0% interest rate & zero handling fee balance transfer besides than pbb? aeon credit service for 6months as pbb
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pocketcctv
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May 23 2011, 11:00 AM
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Getting Started

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I have conducted the BT from HLB to CIMB and the amount of BT had already appeared when I logged in to my CIMBClicks account but then seems like HLB haven't received any payment yet.
How long normally does it take to settle it ? Any idea,guys ? ..
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ronnie
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May 23 2011, 11:33 AM
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QUOTE(pocketcctv @ May 23 2011, 11:00 AM) I have conducted the BT from HLB to CIMB and the amount of BT had already appeared when I logged in to my CIMBClicks account but then seems like HLB haven't received any payment yet. How long normally does it take to settle it ? Any idea,guys ? .. Give it 1-2 days more... You have around 3-day grace period to settle after the Due Date.
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pocketcctv
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May 23 2011, 11:38 AM
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Getting Started

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QUOTE(ronnie @ May 23 2011, 11:33 AM) Give it 1-2 days more... You have around 3-day grace period to settle after the Due Date. Meaning within this week, it will be settled ?  Looking forward for that .. I wonder how come CIMB will reserve approx. RM400 - RM600 in my available credit limit when I just used only like half of the stated amount ?
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ronnie
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May 23 2011, 12:07 PM
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QUOTE(pocketcctv @ May 23 2011, 11:38 AM) Meaning within this week, it will be settled ?  Looking forward for that .. I wonder how come CIMB will reserve approx. RM400 - RM600 in my available credit limit when I just used only like half of the stated amount ? BT amount will reduce the Credit Limit by the same amount... Minimum BT amount is RM1000 for CIMB.
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kanethesun
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May 24 2011, 08:31 AM
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Hi guys, sad case for me I applied for BT from HSBC to CIMB last week, at CIMB Sunway Pyramid (the card centre), and until yesterday, I call CIMB to follow up see if my application successful, the CS told me they didnt receive my application  Which make me to visit The Gardens CIMB again yesterday, the teller there told me as long as I pay the minimum payment, HSBC will not charge interest on my outstanding balance, is it true? since my due date is 31/5, and I am not sure if the BT application will success or not ...
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pisang
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May 24 2011, 10:13 AM
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QUOTE(kanethesun @ May 24 2011, 08:31 AM) Hi guys, sad case for me I applied for BT from HSBC to CIMB last week, at CIMB Sunway Pyramid (the card centre), and until yesterday, I call CIMB to follow up see if my application successful, the CS told me they didnt receive my application  Which make me to visit The Gardens CIMB again yesterday, the teller there told me as long as I pay the minimum payment, HSBC will not charge interest on my outstanding balance, is it true? since my due date is 31/5, and I am not sure if the BT application will success or not ... you will definately be charged interest for the outstanding balance. This is for sure. you can actually call to check the application status. no need to visit the branch.
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kanethesun
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May 24 2011, 11:20 AM
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I called to check the status yesterday morning, customer service officer @ card centre said didnt received any application under my name
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pisang
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May 24 2011, 03:23 PM
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QUOTE(kanethesun @ May 24 2011, 11:20 AM) I called to check the status yesterday morning, customer service officer @ card centre said didnt received any application under my name  how did you submit the app. form? via branch or fax? usually Fax is better. for your case, you may consider to resubmit the app. form. And pay at least the min. payment before the due date.
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