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Added on May 30, 2011, 10:54 am
Somehow I feel that even after making the payment to the BT / CC account - the process of revising the available credit limit really take some time compare to other banks.

[/quote]

yeah, it will some sometime to revise the credit limit. btw, i'm using DA for BT. i think the impact is minimal unless you made a huge payment to the BT account.

Today just submitted another BT application from SCB+MBB to CIMB...let's see how many days to be approved and how soon SCB and MBB account is paid.

Faxed on : 30 May 2011
CIMB BT Approved on : 1 June 2011
CIMB BT Account creation : 2 June 2011
Payment to MBB : 3 June 2011
Payment to SC : 3 June 2011

CIMB Balance Transfer Dept
Phone no. 03-20873422
Fax No. 03-20873588

This post has been edited by ronnie: Jun 3 2011, 08:32 AM

how much you transfer?

CIMB's BT program is minimum RM1000 per CC amount.

All my BT to DA were completed within 5 working days. Super efficient I must say.
Btw, I fax to 03-20953690 (DirectAccess BT)

Another fax no. for reference... that's good.
My fastest was 4 working days to approve.

good news! MBB extends its BT 0% programme.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

great news. hope cimb will extend the promotion also

I couldn't agree more with you on extending the CIMB 0% 6-month BT program.

i think the best 'strategy' now is to BT to CIMB 0% 6 months before the promo ends end of this month.
pay min. for 5 months, the at the last month.. BT all to MAYBANK 0% 12 months.
hahah.. the debt can be dragged further for another 1 years plus. of course, need to settle the min paymnet or installment to avoid kena interest.

Newbie to BT ...
May i know where can i download the the BT form for CIMB
My office is far from CIMB bank..
Thanks

Can BT a BT ???

the answer is "Yes"

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Added on June 1, 2011, 11:24 ampls spend a little time to browse CIMB website. the BT form should be available for downloading.


This post has been edited by pisang: Jun 1 2011, 11:24 AM

only applicable to cimb BT only. u can do BT from cimb BT to mbb

From what i know BT with CIMB, 6 months 0%, you only need to pay minimun payment and settle all the outstanding in the 6th month, then you won't charge any $.

How about Maybank 12month 0%? Izzit same like CIMB, which you only need to pay minimum payment for 11 months and the 12th month pay full, so they wont charge u a single cents

I just BT from MBB-CC to CIMB-BT recently (6 months 0%)

Does this mean, i pay the 6 months CIMB-BT every month.
Then I can BT the remaining CIMB-BT back to my MBB-BT (12 months 0%) ???

Maybank's 0% BT 12 months split to equal payments.

click below link to read my previous article between Maybank vs CIMB Balance Transfer

http://creditcardsmalaysia.blogspot.com/20...sfer-plans.html

Logically that can be done...

I'm looking for people to help apply c.card and to do balance transfer. Any recommend. Please PM me. Thanks

MBB BT is not zero entry cost though there is no processing fee. See the T&C below. You will be charged the profit charge.

3. Minimum transfer amount for the 6 months to 12 months plans is RM1,000 and for the 24 months to 36 months plans is RM2,000.The special Profit Charge will be valid from the date of
posting (“Date of Posting”) for period of 6 months at 0.5%, 9 months at 0.75%, 12 months at 1%, 24 months at 0.375% and 36 months at 0.413%. At the expiry of the Special Profit Charge
period for the 6 months to 12 months plans, a normal finance charge of 1.4583 % per month (or 17.5 % p.a) calculated on a daily basis will be imposed until the date of repayment in full.