I am holding EON Bank, HSBC and CIMB card by the way
Plan to get a smartphone, act-smart
Balance Transfer, What is it actually???
|
|
Apr 14 2011, 09:07 AM
Return to original view | Post
#1
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
any balance transfer promotion recently?
I am holding EON Bank, HSBC and CIMB card by the way Plan to get a smartphone, act-smart |
|
|
|
|
|
Apr 14 2011, 10:22 AM
Return to original view | Post
#2
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
err, plan to grab HTC Incredible S
anyone knows any HTC / SIS promotion @ PC Fair? |
|
|
Apr 17 2011, 05:25 AM
Return to original view | Post
#3
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
is the successful rate for CIMB Balance Transfer high?
Because I plan to swipe with HSBC, and do BT with CIMB. Both card have same CL. |
|
|
Apr 17 2011, 10:31 AM
Return to original view | Post
#4
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
oh I see, I dont swipe much with my CIMB Visa 1, major use only for Touch n Go, and some F&B outlets which offer 10% - 15% discount
|
|
|
May 24 2011, 08:31 AM
Return to original view | Post
#5
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
Hi guys, sad case for me
I applied for BT from HSBC to CIMB last week, at CIMB Sunway Pyramid (the card centre), and until yesterday, I call CIMB to follow up see if my application successful, the CS told me they didnt receive my application Which make me to visit The Gardens CIMB again yesterday, the teller there told me as long as I pay the minimum payment, HSBC will not charge interest on my outstanding balance, is it true? since my due date is 31/5, and I am not sure if the BT application will success or not ... |
|
|
May 24 2011, 11:20 AM
Return to original view | Post
#6
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
I called to check the status yesterday morning, customer service officer @ card centre said didnt received any application under my name
|
|
|
|
|
|
May 24 2011, 05:48 PM
Return to original view | Post
#7
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
I submit the form @ CIMB Card Centre, which I think they will fax in directly "-___-"
my current outstanding is 4.7k, minimum payment is RM235 I got a Q, if I dont even pay the minumum payment, will I charged for higher interest ? |
|
|
May 24 2011, 06:21 PM
Return to original view | Post
#8
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
so if I pay the minumum, 4.7k - 235
4.46k, I will be charged 1.5% of 4.46k right? |
|
|
May 24 2011, 06:46 PM
Return to original view | Post
#9
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
the calculation I made above is just in case my BT application is unsuccessful before 31/5 which is my due date
|
|
|
May 28 2011, 11:21 AM
Return to original view | Post
#10
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
CIMB 6 months @ 0 %
12 months @ 1 % |
|
|
Jul 22 2011, 06:10 AM
Return to original view | Post
#11
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
guys, I got a Q here ...
April, I swipe 4k with HSBC, and then later on I BT to CIMB ... now I thinking to cancel CIMB card, can I transfer the BT in CIMB to Maybank? I just thinking is it possible to BT on a BT amount? |
|
|
Jul 24 2011, 01:25 PM
Return to original view | Post
#12
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
and oh yea btw, the Balance Transfer
is it only for Visa / MasterCard? say if I swipe 5k with my Maybankard AMEX, can I BT to CIMB 6 months 0%? |
|
|
Jul 25 2011, 01:43 PM
Return to original view | Post
#13
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
|
|
|
|
|
|
Jul 29 2011, 07:33 AM
Return to original view | Post
#14
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
12 months 0% @ Maybank I suppose?
where CIMB offer 6 months 0% @ CIMB? by the way sifu, I have another Q, I swipe RM2k + with my AMEX, can I BT my Maybank AMEX to Maybank MasterCard? |
|
|
Jul 29 2011, 11:20 AM
Return to original view | Post
#15
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
hmmm? 2-3 years repayment period?
|
|
|
Nov 1 2011, 09:16 AM
Return to original view | Post
#16
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
QUOTE(erry- @ Oct 14 2011, 12:05 PM) yes u can. but no 0% plan. ouwh, never know we can actually do BT from MBB to MBB refer here - http://www.maybank2u.com.my/WebBank/BTf300511.pdf look for internal transfer so I can transfer my MBB AMEX to MBB MasterCard? I got 4.1k outstanding on my AMEX, I curious about the 0.375% rate, is that one time charges of monthly? I calculated 4.1k x 0.375%, in total I only pay RM15.38 only for 24 months or is that chargable monthly? |
|
|
Nov 1 2011, 10:12 AM
Return to original view | Post
#17
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
I hope sifu here can clarify on the rate too, and if doing BT between MBB and MBB, will it take less time?
because my due date on 7/11 |
|
Topic ClosedOptions
|
| Change to: | 0.0387sec
0.22
7 queries
GZIP Disabled
Time is now: 7th December 2025 - 11:54 AM |