is CIMB balance transfer still official, I just went to a branch, he said, it's over according to the leaflet. I don't own any CIMB card,

is Public Bank balance transfer better in the sense now. need advice. thank you.

This post has been edited by mitodna: Nov 8 2010, 01:55 PM

cimb balance transfer, i think, if you just applied your card for the first three months....

CIMB BT promotion, namely 0% interest for 6 months and 1% for 12 months without any handling fees, is running till 31/12/2010.

The good thing about CIMB BT programme is that a separate account will be created for BT. Besides, there is no interest charged as long as you pay minimum every month and settle the amount in full in the 7th month. I reckon CIMB BT programme is the best so far.

to substantiate what i say, see attached

Applicable only to new cardmembers whose credit card account has been opened for less than 3 months.


Attached File(s)
 CIMB_balance_transfer.pdf ( 482.42k ) Number of downloads: 68

Maybank just launch 0% for 12months and 0.5% for 6months

This post has been edited by xphossis: Nov 8 2010, 10:30 PM

The CIMB BT programme and DA BT programme are totally different.

CIMB BT is good but for outstanding amount >8K, the monthly payment would be high. Plus, the longest repayment period is 12 months.

Balance transfer @ Std Chart for 3.99% for 9/12/18 months. No deposit or extra charges.

I just transferred 8k to Std Chart and my monthly payment about RM470.

Cool. I will check it out ASAP.

I check with Mbb,
they said it BT, they will create new account instead of using your CC acc.
Anyone can verify?

I think they create another account for BT but credit limit in your card still effected. Just the credit amount in credit card and BT was separated.

Of course your credit limit will be reduced after the BT approved.

different story in DirectAccess' BT program.

For MBB 0% Balance Transfer, it will not be separate account. hence it is advisable not to use the card after balance transfer.

where u got the info?
in tat case i better apply new card then

the telesale told me that. In fact same applied to HSBC 0% Balance transfer.

good info here...

i just have MBB card and would like to do BT to CIMB cc...
is it enough time for me to apply card and apply BT...
my due date is 1 dec 2010...

any cimb agent here???

erm... i also quite blur how BT works... lets say if my CC 3k CL... den fully usage d.... n 1 do a BT... den my CC 3k CR still can use??? full 3k or will b less?

The current 0% interest for 6 months for CIMB BT, as well as DA BT, are applicable to all new and existing CIMB and DA cardholders.

http://www.cimbbank.com.my/index.php?ch=43...7&tpt=cimb_bank


If you have an available CL of RM3,000 and you do BT of RM3,000. Then your CL is fully utilised and the available CL is zero. CIMB and DA allow you to utilise 100% of your available CL to do BT.

erm.. still not very understand.. so u mean if 1 do 100% BT at CIMB... den after da BT approve... my CC will back to 3k CR dat can use?

Your available CL will become zero immediately.