erm... i also quite blur how BT works... lets say if my CC 3k CL... den fully usage d.... n 1 do a BT... den my CC 3k CR still can use??? full 3k or will b less?
Balance Transfer, What is it actually???
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 Nov 15 2010, 04:15 PM
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#1
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112 posts Joined: Feb 2009 From: KL  
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Nov 15 2010, 04:38 PM
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#2
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112 posts Joined: Feb 2009 From: KL
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QUOTE(winner @ Nov 15 2010, 04:34 PM) If you have an available CL of RM3,000 and you do BT of RM3,000. Then your CL is fully utilised and the available CL is zero. CIMB and DA allow you to utilise 100% of your available CL to do BT. erm.. still not very understand.. so u mean if 1 do 100% BT at CIMB... den after da BT approve... my CC will back to 3k CR dat can use? |
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Nov 15 2010, 04:51 PM
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#3
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112 posts Joined: Feb 2009 From: KL
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QUOTE(winner @ Nov 15 2010, 04:50 PM) Your available CL will become zero immediately. oo... so b4 settle da BT... da CC cannot use anymore izzit? |
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Mar 31 2011, 01:40 PM
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#4
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hi there~~ wanna ask
if i'm holding a CC from BANK A ~~ den i apply a new CC n do balance transfer at BANK B( transfer to debt from CC BANK A to BANK B) den my BANK A CC credit balance will b still usable or unusable??? n for da CC at BANK B~~ mean need to pay wat i use n da BT fees??? |
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