just called Maybank, the 0% Balance Transfer for 12 month. They will divide the amount into 12 month, mean if your transfer 12,000 then each month you will need to pay 1,000. No processing fee

For MBB 0% Balance Transfer, it will not be separate account. hence it is advisable not to use the card after balance transfer.

the telesale told me that. In fact same applied to HSBC 0% Balance transfer.