i read the ocbc titanium BT terms too
same as this

pay min5% ONLY.... but better not use the card for any retail purchases until BT ends

anyone familiar with cimb BT

in my cimb online statement, i can see a BT was already done on fri (NCE transfer)

but i checked my other cc, balance still not paid off today
normally how long will it take? i tot instanly?

not really...maybe 2 or 3 days later...but normally before the due date of the other card..

ok

but i tot the money is already out of cimb...so should have paid off the other cc

Do we get Treatpoints on the amount if we BT to Maybank ?
Can we early settle the BT amount ?

For the first question, the answer should be NO.

hmmmm.... my cc still not paid but cimb online can view payment made on fri

dont worry, CIMB will pay before the due date....3rd party GIRO transfer

Maybank is offering 0% BT for 12 months till 30th April 2011.

Details: http://www.maybank2u.com.my/WebBank/251010.pdf

seems very attractive, but what are the terms & conditions.

still remember last time, maybank BT for 3 & 6 months, they treat it like cash advance.

thanks,i just want to sign up CIMB 1%/12month BT,now maybank offer 0%/12month hahaaa,will go to Maybank lah

citibank 3.88%, for 6,12,and 18 mth tenure

so expensive

just called Maybank, the 0% Balance Transfer for 12 month. They will divide the amount into 12 month, mean if your transfer 12,000 then each month you will need to pay 1,000. No processing fee

I saw the expired date on apr 2011, is that mean after apr 2011 it'll become normal rate ? or whoever applied balance transfer before apr 2011 will enjoy 0% interest ?

Anyone can confirm the Hong Leong bank balance transfer is calculated in the way of reducing balance?

u bt bal frm cimb to mbb, ask them to up the limit, then bt again to others and so on, free cash man, loving it but be wary b4 u know what to utilize the $

Can you explain it in more details....hmmm dont really understand leh..

you don't understand because there is no such thing as free cash. His statement is totally misleading and inaccurate.

by transffering a BT account to another BT account just prolong the debt payment. The debts still need to be paid (in MBB case, 12 equal installemts).

soli soli, i shud hv elaborate more, as what gen-x said, u still need to pay in stages but what i meant is u r getting almost 0% interest loan, u can cash them out, to utilize it as a tooling/derivative for ur finance restructuring (e.g. investment, business expansion) or offset any debt with higher interest imposed, my previous statement mmg misleading, paiseh paiseh