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 Balance Transfer, What is it actually???

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ronnie
post Dec 17 2011, 10:37 PM

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CIMB must continue their wonderful BT program !!!!!
Titan_Gunners
post Dec 18 2011, 11:49 AM

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QUOTE(ronnie @ Dec 16 2011, 11:04 AM)
CIMB BT Application
Faxed on : 16 December 2011
Approved on :
Paid to CC on :

MBB BT Application
Faxed on : 16 December 2011
Approved on :
Paid to CC on :
*
My MBB BT Application
Faxed on : 13 December 2011
Approved on : not sure
Paid to CC on : 16 December 2011

Thumbs up for MBB. rclxms.gif


ronnie
post Dec 18 2011, 12:20 PM

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QUOTE(Titan_Gunners @ Dec 18 2011, 11:49 AM)
My MBB BT Application
Faxed on : 13 December 2011
Approved on : not sure
Paid to CC on : 16 December 2011

Thumbs up for MBB. rclxms.gif
*
That's fast... let's hope I get mine process ASAP...
azam_halim
post Dec 19 2011, 10:27 AM

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i am going to add another BT to my CIMB cc..make a purchase using my mbb2amex yesterday..instead of doing eazypay plan on my mbb2visa, i purposely charge it on the amex to get the 5x tp + 5% rebate.
can i do it without waiting for the latest statement coz the statement is on 27th and the cimb 0% bt plan expired at the end of the month/year right?..plus its going to be holiday mood everywhere!
ronnie
post Dec 20 2011, 07:41 AM

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My faxed application to MBB BT program has gone "missing".
Now have to resubmit via email to CS staff email.... vmad.gif vmad.gif vmad.gif vmad.gif
psiloveu
post Dec 20 2011, 10:52 AM

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Question to ask.

Did anyone try use online bank credit card statement (without payment due date) to apply CIMB balance transfer?

Due to CIMB BT going to expire soon, my other banks' card statement only generate next month, can I use "no due date" statement for CIMB?

Thank u.

This post has been edited by psiloveu: Dec 20 2011, 10:57 AM
MGM
post Dec 20 2011, 11:21 AM

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My CIMB BT Application
Faxed on : 13 December 2011
Approved on : not sure
Paid to CC on : 19 December 2011


My MBB BT Application
Faxed on : 19 December 2011
Approved on : not sure
Paid to CC on :

ronnie
post Dec 20 2011, 12:50 PM

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QUOTE(MGM @ Dec 20 2011, 11:21 AM)
My MBB BT Application
Faxed on : 19 December 2011
*
Beware it may go missing like in my case.... sweat.gif sweat.gif wink.gif
azam_halim
post Dec 20 2011, 03:36 PM

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QUOTE(ronnie @ Dec 20 2011, 07:41 AM)
My faxed application to MBB BT program has gone "missing".
Now have to resubmit via email to CS staff email....  vmad.gif  vmad.gif  vmad.gif  vmad.gif
*
my emailed application to MBB also gone missing! i didnt get any undelivered message in my email, and the email that i sent is in my 'sent mail'. i call cs after 3 days and 8 days later just to be told that it is not in the 'screen'. i email them back to cancel it and got a reply saying that they did not even receive my earlier email. the only reason for them to not 'receive' my application that i can think of is that i email my application at about 12am on 1st dec..maybe their email went home to sleep already at that time..they receive my second email since it was sent at around 11am on a thursday..but that would be stupid..

maybe from now on, must call after fax to confirm receive..or they just delaying the application so that no more 0% bt onwards...ala kfc voucher last week.. whistling.gif

This post has been edited by azam_halim: Dec 20 2011, 03:38 PM
MGM
post Dec 20 2011, 04:03 PM

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QUOTE(ronnie @ Dec 20 2011, 12:50 PM)
Beware it may go missing like in my case....  sweat.gif  sweat.gif  wink.gif
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Did u call them after faxing the application form? And jot down the name of CS and the time of the call?
gerrardling
post Dec 20 2011, 04:58 PM

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QUOTE(azam_halim @ Dec 20 2011, 03:36 PM)
my emailed application to MBB also gone missing! i didnt get any undelivered message in my email, and the email that i sent is in my 'sent mail'. i call cs after 3 days and 8 days later just to be told that it is not in the 'screen'. i email them back to cancel it and got a reply saying that they did not even receive my earlier email. the only reason for them to not 'receive' my application that i can think of is that i email my application at about 12am on 1st dec..maybe their email went home to sleep already at that time..they receive my second email since it was sent at around 11am on a thursday..but that would be stupid..

maybe from now on, must call after fax to confirm receive..or they just delaying the application so that no more 0% bt onwards...ala kfc voucher last week.. whistling.gif
*
Lately their email system always got problem one. After sent my application through email, it took them 1 week to confirm receiving it and took 3 more days to process it
ronnie
post Dec 20 2011, 06:03 PM

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QUOTE(MGM @ Dec 20 2011, 04:03 PM)
Did u call them after faxing the application form? And jot down the name of CS and the time of the call?
*
I called after faxed in BUT the CS wont be able to check
ronnie
post Dec 21 2011, 02:36 PM

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Latest Update from MBB BT Application
- CS saw two(2) BT application in their system under my account doh.gif doh.gif doh.gif rolleyes.gif
- Must be the application send via Fax was updated + Emailed application vmad.gif mad.gif
elimi8z
post Dec 21 2011, 07:27 PM

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Can anyone advise on this scenario?
1.Assuming A have CC balance of 5K at Bank A,he apply for a BT for 60K using his Bank B CC,will the application go through?
2.Assuming it goes through,RM 60K - 5K = RM 55K,can he get Bank A to transfer the excess to his Bank A banking account?
I'm asking on behalf of friend,he is in financial trouble and nd cash asap,I nvr have a card so i have no idea about CC or BT and this thread is quite long to read ever single page,sifus pls help
chemistry
post Dec 21 2011, 08:26 PM

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QUOTE(elimi8z @ Dec 21 2011, 07:27 PM)
Can anyone advise on this scenario?
1.Assuming A have CC balance of 5K at Bank A,he apply for a BT for 60K using his Bank B CC,will the application go through?
2.Assuming it goes through,RM 60K - 5K = RM 55K,can he get Bank A to transfer the excess to his Bank A banking account?
I'm asking on behalf of friend,he is in financial trouble and nd cash asap,I nvr have a card so i have no idea about CC or BT and this thread is quite long to read ever single page,sifus pls help
*
the answer is NO.
BT amount follows STATEMENT AMOUNT, not up to us.
ronnie
post Dec 21 2011, 08:39 PM

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QUOTE(elimi8z @ Dec 21 2011, 07:27 PM)
Can anyone advise on this scenario?
1.Assuming A have CC balance of 5K at Bank A,he apply for a BT for 60K using his Bank B CC,will the application go through?
2.Assuming it goes through,RM 60K - 5K = RM 55K,can he get Bank A to transfer the excess to his Bank A banking account?
I'm asking on behalf of friend,he is in financial trouble and nd cash asap,I nvr have a card so i have no idea about CC or BT and this thread is quite long to read ever single page,sifus pls help
*
Banks are smarter lah !!!
elimi8z
post Dec 21 2011, 10:06 PM

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Thank you,sifus!Now i can finally tell him i kenot tolong liao,kept asking me to check forum when he know I'm out dinner with my gf,zzzzz
lamode
post Dec 21 2011, 10:20 PM

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MBB BT Application
Faxed on : 15 December 2011, early morning
Approved on : 19 December 2011
Paid to CC on : 21 December 2011
Total: 5 working days.
ronnie
post Dec 21 2011, 10:28 PM

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QUOTE(lamode @ Dec 21 2011, 10:20 PM)
MBB BT Application
Faxed on : 15 December 2011, early morning
Approved on : 19 December 2011
Paid to CC on : 21 December 2011
Total: 5 working days.
*
rclxms.gif rclxms.gif That's quite fast for MBB
Which fax no. did you fax the form to ?
lamode
post Dec 21 2011, 11:20 PM

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QUOTE(ronnie @ Dec 21 2011, 10:28 PM)
rclxms.gif rclxms.gif That's quite fast for MBB
Which fax no. did you fax the form to ?
*
the fax number that stated on BT form.

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