Some trick here, 1% is not upfront 1%...
It is reducing balance , based on your 1% of you outstanding amount

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Added on May 29, 2011, 11:57 pmCIMB kinda tricky here, you will have to pay min amount of your balance transfer... and the outstanding balance will be charged 1% per annum of reducing bal calculation.


This post has been edited by dopp: May 29 2011, 11:57 PM

The Maybank 12 months at 0% is kinda confuse.. is it 0% of 1% interest?
Read the
http://www.maybank2u.com.my/WebBank/BT_TnC290411.pdf

"The special Profit Charge will be valid from the date of
posting (“Date of Posting”) for period of 6 months at 0.5%, 9 months at 0.75%, 12 months at
1%, 24 months at 0.375% and 36 months at 0.413%. At the expiry of the Special Profit Charge
period for the 6 months to 12 months plans, a normal finance charge of 1.4583 % per month (or
17.5 % p.a) calculated on a daily basis will be imposed until the date of repayment in full."

Why would u settle for 3.99% when pbb
Cimb and mbb offer much much lower unless u don't have other cc?

CIMb stated buy 1 free 1.. not applicable for 3D movies

Sometime i feel that they offer 0% BT is to tie customer coz of $50 gomen tax

Rhb has 3mths 0% BT