QUOTE(joenjill @ Jul 25 2011, 12:39 AM)
are u sure that charge card can do the BT?
you think I post just to spam ar? 
This post has been edited by Gen-X: Jul 25 2011, 08:55 AM
Balance Transfer, What is it actually???
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jul 25 2011, 08:54 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL  
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This post has been edited by Gen-X: Jul 25 2011, 08:55 AM |
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Jul 25 2011, 11:52 AM
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Senior Member
1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~
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QUOTE(Gen-X @ Jul 25 2011, 08:54 AM) you think I post just to spam ar? sorry, mis-understanding on your meaning. i though u say do BT from other bank to charge card.... |
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Jul 25 2011, 12:22 PM
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Senior Member
1,684 posts Joined: Apr 2008 
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just want to ask, for cimb BT, the amount from each bank must exceed rm1000 ? or the total amounts from all the banks must exceed rm1k ?
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Jul 25 2011, 01:43 PM
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Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping
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QUOTE(Gen-X @ Jul 24 2011, 03:13 PM) You can even do BT with CIMB for American Express Charge Card wow great to hear that hmm, AMEX for CIMB? never heard of that before ... haha, anyway I am BT-ing with my Maybankard AMEX to CIMB 0%  |
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Jul 25 2011, 01:47 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur 
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Today completed another BT application with CIMB's 6-month 0%.
"AMEX + Visa + Mastercard combo" There's another URGENT fax number for CIMB BT application at 03-20873688 This post has been edited by ronnie: Jul 25 2011, 01:47 PM |
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Jul 25 2011, 07:45 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(gerrardling @ Jul 25 2011, 12:22 PM) just want to ask, for cimb BT, the amount from each bank must exceed rm1000 ? or the total amounts from all the banks must exceed rm1k ? each credit card account must exceed 1k. |
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Jul 25 2011, 10:48 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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jz to check to do bt, instead of waiting for the "actual" statement which wil only be issued at the statement date, can we use the internet printout one which would reflect the amount which we wanna transfer?
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Jul 25 2011, 10:57 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(andyfriends @ Jul 25 2011, 10:48 PM) jz to check to do bt, instead of waiting for the "actual" statement which wil only be issued at the statement date, can we use the internet printout one which would reflect the amount which we wanna transfer? Yes you may do so.my statements are sent to my hometown each month, I have been using online statement or printscreen image as supporting document attached with the BT form. Although MBB CS said cardmembers are not allowed to do BT from an existing BT account, I still gave it a try anywya, and it went through  |
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Jul 25 2011, 11:06 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(chemistry @ Jul 25 2011, 10:57 PM) Yes you may do so. what i asked, was before the statement date, as soon as the transaction is reflected on the account. possible?my statements are sent to my hometown each month, I have been using online statement or printscreen image as supporting document attached with the BT form. Although MBB CS said cardmembers are not allowed to do BT from an existing BT account, I still gave it a try anywya, and it went through |
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Jul 25 2011, 11:15 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(andyfriends @ Jul 25 2011, 11:06 PM) what i asked, was before the statement date, as soon as the transaction is reflected on the account. possible? before the statement date?I'm afraid cannot. |
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Jul 26 2011, 05:32 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur
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CIMB Balance Transfer approval took only 1 day !!!
 Form submission : 25 July 2011 BT Approval : 26 July 2011 BT Account shown on CIMBClicks : 26 July 2011 |
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Jul 26 2011, 10:53 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(ronnie @ Jul 26 2011, 05:32 PM) CIMB Balance Transfer approval took only 1 day !!! That was really super fast!Form submission : 25 July 2011 BT Approval : 26 July 2011 BT Account shown on CIMBClicks : 26 July 2011 Competition between MBB and CIMB we the cardmembers are the beneficiaries. |
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Jul 26 2011, 11:21 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(chemistry @ Jul 26 2011, 10:53 PM) That was really super fast! Considering the person handling my case asked if I need it to be URGENT... I said YES, without a doubt.Competition between MBB and CIMB we the cardmembers are the beneficiaries.And it does happen very fast. Definitely keeping my DirectAccess CC just for these 0% BT. |
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Jul 26 2011, 11:37 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(ronnie @ Jul 26 2011, 11:21 PM) Considering the person handling my case asked if I need it to be URGENT... I said YES, without a doubt. but DA is only for 6 monthsAnd it does happen very fast. Definitely keeping my DirectAccess CC just for these 0% BT. i wonder if there is one who wud kept BT-ing from DA to MBB and then back to DA... lol |
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Jul 27 2011, 03:47 PM
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Senior Member
1,684 posts Joined: Apr 2008
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want to ask, uob BT is reducing or installment type one ?
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Jul 27 2011, 03:59 PM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(gerrardling @ Jul 27 2011, 03:47 PM) want to ask, uob BT is reducing or installment type one ? Actually UOB having 2 type of BT, Installment and reducing. You just need to tell the agent which 1 you want. I think Installment is the default type if you didn't mention to the agent. It is 0.5% per month |
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Jul 28 2011, 11:28 AM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks
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QUOTE(v2_vehooi @ Jul 24 2011, 01:05 PM) HI, just for sharing, currently in the market, below bank are offering 0% BT is CIMB, Maybank, BSN, Bank Islam, Public Bank. Beside, that, is there anyone know which bank are offering too ? What's the longest period of repayment for those banks offering 0% BT? Or maybe can list out period for each bank. Thanks.Pls sharing to brighten our financial. Thx. |
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Jul 29 2011, 07:33 AM
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Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping
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12 months 0% @ Maybank I suppose?
where CIMB offer 6 months 0% @ CIMB? by the way sifu, I have another Q, I swipe RM2k + with my AMEX, can I BT my Maybank AMEX to Maybank MasterCard? |
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Jul 29 2011, 07:57 AM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(kanethesun @ Jul 29 2011, 07:33 AM) 12 months 0% @ Maybank I suppose? Yes you can but only applies to 2 years and 3 years replayment period. Which mean you can't go for 1 year 0% offer.where CIMB offer 6 months 0% @ CIMB? by the way sifu, I have another Q, I swipe RM2k + with my AMEX, can I BT my Maybank AMEX to Maybank MasterCard? |
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Jul 29 2011, 11:20 AM
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Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping
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hmmm? 2-3 years repayment period?
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