If you apply for 12months, the rate is 0% which is not applicable for intrabank BT. You are allow to choose 24months or 36months which you need to pay the interest rate of 0.4%++ per month.

It is like installment for MBB BT, monthly repayment = (total amount BT + total Interest rate for installment period u choosed)/total of month u choose for repayment period

If I already BT'ed to Maybank card in June, can I now apply for a second BT to Maybank card again if I still have enough credit limit?

Of course you can.

Yes you can. As long as you've got sufficient available balance from your credit limit, then you can apply for a balance transfer.

usually how long it will take for maybank to process BT?

1~2 weeks.

just went BT today. 12 mths MBB 0%

poor peasant like me now living on credit.

sigh...

0% BT & EPP are the tactics which encourage ppl spend beyond their limit.

+1
totally agree
that's why i always encourage ppl to manage spending before apply cc

I have a SCB Supplementary Card under Wife's name.
Can I transfer the amount from that SCB card to my CIMB BT program ?

you talk like no talk.
I am impressed how you do that.

if a person can manage spending before apply cc,
he no need the cc in the first place.

Those who manage good finance, would get a CC to earn Cash rebates... and use BT to earn even more money.

Nope you can't. Only between principal card holder.

Hi. I wish some help to find the best Credit Card Balance Transfer Package. I heard of Eon Bank Balance Transfer is quite better:

EON Bank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 2.99% one time upfront charges

Features

Interest rate one time upfrnt charge from 2.99% (6 months), 4.99% (12 months), 10.99% (24 months), 14.99% (36 months), 18.99% (48 months)
Up to 48 months repayment period
Consolidate your other credit card accounts into one statement
No processing fee.

Example: I have RM6000 and would like to make balance transfer to Eon Bank Balance Transfer for 48 months.

1. ONE TIME fee = RM6000 x 18.99% =RM1139.40
2. Monthly Installment = RM6000/48 months = RM125
3. Total Credit Limit Required = RM6000 + RM1139.40 = RM7139.40 @ RM8000.

Q?= Is this the BEST plan available in the market? Please help me. Thanks...

No, the best plan now is Maybank, 0% for 12 months

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

+1.
CC are not a tool to allow ppl to spend more.
But sadly, some ppl think another way round.

wahh...have to wait longer...BT with CIMB oni takes 5 working day...

There is no more EON Bank.

And why is this thread moved to Finance Main Section from CC section?

This post has been edited by Gen-X: Aug 10 2011, 10:28 AM

dam long la... by 20/8 i kena interest d..

BT how to earn moneh?

good..
im planning to do bt to my cimb cc today