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 Balance Transfer, What is it actually???

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andyfriends
post Jul 3 2011, 06:21 PM

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for BT can we pick and choose which particular transaction to do or it auto transfer the total outstanding sum of the card?

This post has been edited by andyfriends: Jul 3 2011, 06:21 PM
andyfriends
post Jul 4 2011, 10:10 PM

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QUOTE(ronnie @ Jul 4 2011, 12:33 PM)
CIMB offers 0% for 6-month.
MBB offers 0% for 12-month
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any admin charges?
andyfriends
post Jul 13 2011, 10:12 AM

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which bank has the following features on BT for an amount exceeding RM15k?

1. longest repayment period
2. 0% upfront/charges
3. best freebies?
andyfriends
post Jul 13 2011, 10:24 AM

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QUOTE(ronnie @ Jul 13 2011, 10:14 AM)
There's no such BT program which offers features 1,2 & 3 together

1. Ambank 36 months @ 8.99% p.a.
2. CIMB 0% for 6-month, MBB 0% for 12-month
3. Ambank gives an iPad2
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It appears that MBB is still the best...cz have 12 months and 0% charges...

off topic abit, if i were to spend that amount, which cc should i spend so that i can get a big "gift" before BT-ing to other bank..

This post has been edited by andyfriends: Jul 13 2011, 10:25 AM
andyfriends
post Jul 17 2011, 10:09 AM

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QUOTE(pisces88 @ Jul 14 2011, 01:41 AM)
U mean wanna spend 15k, take the gift n BT to other bank? Good idea. Lol. How bout one that gives u highest rebate?
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that's right. M planning to do so. What do u mean the one that gives me the highest rebate?
now stil searching.. it appears like CIMB/MBB are o%.


Added on July 17, 2011, 10:10 am
QUOTE(Eguy1314 @ Jul 17 2011, 12:11 AM)
I see. Ambank was the bank who free gift the ipad 2 for rm 15k BT ^^
But my friend asked me to enquiry about the gift for 8k BT . >.<
*
that's right. the ipad 2 isnt totally free. The bank has charged your fren an upfront admin charges for BT.

This post has been edited by andyfriends: Jul 17 2011, 10:10 AM
andyfriends
post Jul 19 2011, 11:05 AM

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If my A card balance is RM20k. Can i only BT 10k to card B?
andyfriends
post Jul 25 2011, 10:48 PM

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jz to check to do bt, instead of waiting for the "actual" statement which wil only be issued at the statement date, can we use the internet printout one which would reflect the amount which we wanna transfer?
andyfriends
post Jul 25 2011, 11:06 PM

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QUOTE(chemistry @ Jul 25 2011, 10:57 PM)
Yes you may do so.
my statements are sent to my hometown each month, I have been using online statement or printscreen image as supporting document attached with the BT form.

Although MBB CS said cardmembers are not allowed to do BT from an existing BT account, I still gave it a try anywya, and it went through  laugh.gif
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what i asked, was before the statement date, as soon as the transaction is reflected on the account. possible?
andyfriends
post Jul 26 2011, 11:37 PM

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QUOTE(ronnie @ Jul 26 2011, 11:21 PM)
Considering the person handling my case asked if I need it to be URGENT... I said YES, without a doubt.
And it does happen very fast. Definitely keeping my DirectAccess CC just for these 0% BT.
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but DA is only for 6 months
i wonder if there is one who wud kept BT-ing from DA to MBB and then back to DA...
lol
andyfriends
post Jan 10 2012, 05:33 PM

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any latest cc with 0% BT promo ?
i know CIMB and MBB promos have ended
andyfriends
post Jan 11 2012, 04:07 PM

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QUOTE(smsbusiness2u @ Jan 11 2012, 01:33 PM)
RHB Smart Move Balance Transfer
Now until 31 Jan 2012 (Tue)
0 Comments 
Transfer your balances from your other bank credit cards to your RHB Credit card to enjoy 0% interest for 6 months.

Min transfer is RM1,000 for 6 months plan and total max transfer is up to 80% of available credit limit.

Terms and conditions apply.

Visit website for more details.
(This information was published in December 2011)
External Links:

http://www.rhb.com.my/Whats_New/cards/smar...lance-transfe...
http://www.rhb.com.my
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aiyaks now only i saw this. My mom has a RHB cc. should have used her CC then have it transferred to RHB for 0%. anyother bank, apart from Public Bank and RHB, has that?

This post has been edited by andyfriends: Jan 11 2012, 04:11 PM

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