Not that's Simple & EZ to get 5x Rewards Points, Each Category is charged with a Subscription Fee of RM100 a Year...

FAQ of Citi's Rewards Platinum: http://www.citibank.com.my/english/credit-...rdsplat/faq.htm

You can Refer to UOB One Card & Hong Leong Bank Wise Card...
https://forum.lowyat.net/topic/1973206/+2280 My Post #2281

This post has been edited by fly126: Jul 14 2013, 02:31 AM

1) UOB One Card
2) Citibank Clear Card
3) HLB Mach Card
Pls Refer to, https://forum.lowyat.net/topic/1973206/+2200 Post #2210 for their Benefit

Also,
Check Up for HLB Wise Credit Card, the Only Card that give You the Choice to Enjoy 10% Cash Back...
https://forum.lowyat.net/topic/2760395
GSC-Hong Leong Credit Card - a True Movie Card with Tickets Cash Rebate & Priority Ticketing Lane Privileges
http://www.hlb.com.my/pfs/cc/ccgsc_fb.jsp?flag=ccgsc

Actually, NO Difference You Apply CC Direct with the Bank Or with Sales Agent at Shopping Mall Except maybe will get Free Gift when You Apply thru Agent at Shopping Mall & U Can Easily Contact Them if Your Case (Application) need to Appeal or Following Up Later....

P.s: Frequently Use Your Credit Card, the Bank Delightful to Waive Off the Annual Fee for You...

This post has been edited by fly126: Jul 14 2013, 09:54 PM

You Must Get UOB One Platinum with 5%Cash Back On Petrol + 2% Smart$ Cash Rebate at BHP Petrol Station...
https://forum.lowyat.net/topic/1922946

Maybank 2 PlatinumCards or OCBC Titanium or UOB One Platinum.... All this are the BEST & Popular
Pls Refer to: https://forum.lowyat.net/topic/1973206/+2240# My Post #2257

Yeah, UOB One Card are the Best Card for Newbie...
You will Enjoy 2 Years Annual Fee Waiver as NEW Card Signup...

Pls Refer to : https://forum.lowyat.net/topic/1973206/+2200 My Post #2210
for Details on UOB Card & Others CC's Recommendation

This post has been edited by fly126: Jul 18 2013, 03:01 PM

All, Depends on Your Spending Pattern... the MAIN Point is, What type of CC that You Want Cash Back or Reward Point...
IF, U like Coffee Bean & Go on Friday Nite Movie Date ....
(This 2 are Main Attraction of CT's Clear Card) Refer to Post #2210
Then, Citi's Clear Card will Suit You Best

This post has been edited by fly126: Jul 18 2013, 04:03 PM

Pls Refer to : https://forum.lowyat.net/topic/1973206/+2240 My Post #2250 for Your CC's Recomendation...

Who Said Maybank CC Can Not Use at Overseas...
Any Credit Card from Any Bank in Malaysia are Valid Worldwide...

Ok, Now on Your Credit Card Recommendation

I) HSBC Visa Platinum Card (Apply now You can Enjoy $200 Cash Back)
*Earn 8X Reward Points at Mid Valley Megamall and The Gardens Mall and 5X Reward Points on every spend at other participating malls nationwide. For anything outside the shopping malls, you still enjoy 1X Reward Points for every RM1 spent. You will also enjoy 10% Bonus Reward Points upon card anniversary.
*with FREE Travel Insurance,
Pls Refer to : http://www.hsbc.com.my/1/2/personal-bankin...#_visa_platinum

II) Citibank Platinum Card
*5x Reward Points
Yeah, You can Earn 5x Citi Rewards Point at Selected Dept. Store & Supermarket or Hypermarkets with Citi's Platinum Card
But, the 5x Rewards Points is Capped at $3000/month, after which, It will be back to 1x Rewards Points...
*Complimentary Plaza Premium Lounge in KLIA, Langkawi International Airport and Sultan Ismail International Airport (Johor)
*Complimentary Travel Insurance
*Platinum Rewards and Redemption with Redeem Anything Anywhere Feature
*Platinum Purchase/Refund with Extended Warranty Protection Plan
Pls, Refer to : http://www.citibank.com.my/english/credit-...rCode=MYCCLNPLC more on Citibank Platinum Card

This post has been edited by fly126: Jul 20 2013, 11:06 PM

Maybank 2Cards or UOB One Card
https://forum.lowyat.net/topic/1973206/+2200 Pls Refer to My Post #2209-10 on Your CC's Recommandation

My Recommendation...
I) OCBC Titanium Card
Zero Annual Fee with min. 12x Swipes (usage) a Year
This Card Earn Cash Rebate (Max up to $50 a Month):
* 5% on Petrol, Dining, Billing & Groceries Spend
* 1% on Retail Spending
+ the $50 GST was automatically Offset with at least $10,000 charged to the Card p.a
for Details : http://forum.lowyat.net/topic/2703542

II) Alliance Bank Cash Back Platinum
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend
•2x Timeless Bonus Points on overseas spend
•No lost card liability upon reporting
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Unlimited Complimentary Access to KLIA Plaza Premium Lounge
More on Platinum Card: http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx

Others,
Although HLB's Mach Card got More Cash-Back Categories (Get choose 1 for Free...12 All's from Movies to Dining):
For Details: http://forum.lowyat.net/topic/2421215
But, Need to pay RM5 every 3 months to enjoy additional categories of CashBack of the Card !

This post has been edited by fly126: Jul 23 2013, 06:43 PM

I) Maybankard Visa Infinite- the Best Air-miles Card in Town
Principal: RM800, FREE for the first year
Subsequent years FREE if spend a min of RM50,000 per annum
More Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

OR
2) OCBC Titanium Card, Zero Annual Fee with min. 12x Swipes (usage) a Year
This Card Earn Cash Rebate (Max up to $50 a Month):
* 5% on Petrol, Dining, Billing & Groceries Spend
* 1% on Retail Spending
+ the $50 GST was automatically Offset with at least $10,000 charged to the Card p.a
for Details : http://forum.lowyat.net/topic/2703542

OR
3) Maybank 2Cards , the Best Card in Town So Far...
It's FREE for Life Treat Point with No Expire...
*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, & 1 statement.
*You can Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x Treats Points for every Ringgit spent on Maybankard 2 American Express Card and 1x Treats Point on Maybankard 2 Card in Malaysia or anywhere else in the world.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

& LASTLY,
Why Not You Upgrade Your Alliance Master Card to Alliance Visa Infinite... So, You can Enjoy More & Best Privileges from That...
Alliance Visa Infinite Card
http://www.alliancebank.com.my/Personal-Ba...ssibilities-tab

This post has been edited by fly126: Jul 23 2013, 06:44 PM

CIMB Cash Rebate Platinum- http://www.cimbbank.com.my/creditcard/inde...&pg=cc_lu&ac=17
T&C's CIMB Cash Rebate Platinum- https://forum.lowyat.net/index.php?act=Atta...post&id=3536741

UOB Vox Card - http://www1.uob.com.my/personal/cards/cred...b_vox_card.html

VOX Card T&C's: http://www1.uob.com.my/assets/pdf/tnc/ccTN...d_Cash_Back.pdf

This post has been edited by fly126: Jul 23 2013, 10:06 PM

Yeah... I) UOB One Card are the Best Card for Newbie...
Pls Refer to : https://forum.lowyat.net/topic/1973206/+2200 My Post #2210
for Details on UOB Card & Others CC's Recommendation

II) UOB VOX Card - You can have 5% Cash Rebate for Every $50 Transaction from Online Spending... But, U Need to Pay RM6 Monthly Fee if X have Any Transaction in a Month...
UOB Vox Card - http://www1.uob.com.my/personal/cards/cred...b_vox_card.html
VOX Card T&C's: http://www1.uob.com.my/assets/pdf/tnc/ccTN...d_Cash_Back.pdf


Btw, You will Enjoy 2 Years Annual Fee Waiver as NEW Sign up...

This post has been edited by fly126: Jul 25 2013, 12:28 AM

MY Recommendation:

1) OCBC Titanium Card, Zero Annual Fee with min. 12x Swipes (usage) a Year
This Card Earn Cash Rebate (Max up to $50 a Month):
* 5% on Petrol, Dining, Utilities Billing & Groceries Spend
* 1% on Retail Spending
+ the $50 GST was automatically Offset with at least $10,000 charged to the Card p.a
for Details : http://forum.lowyat.net/topic/2703542
+
2) Maybank 2Cards , the Best Card in Town So Far...
It's FREE for Life with Timeless Treat Point with No Expire...
*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, & 1 statement.
*You can Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x Treats Points for every Ringgit spent on Maybankard 2 American Express Card and 1x Treats Point on Maybankard 2 Card in Malaysia or anywhere else in the world.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

FYI, OCBC Tit. + Maybank 2Cards is the BEST Combo in Here, many ppl have This 2 CC's they already X Need to get Others Card

OR You can Get UOB One Card Pair Up with Above Either One ...

3) The Best Card for NEWbie- UOB One Platinum Card a Pure Cash Back Card
You can Earn Cash Rebate ON:
* 5% for Petrol (Limit to Total Purchase of $600 every Month Entitled for Cash Rebates, Cash Back capped at $30 per month)
* 5% for Cinema at GSC only
* 2% for Groceries (Limit to Total Purchase of $1500 Per Month Entitled for Cash Rebates it capped at $30 per month.)
* 2% at Pharmacies
* 2% for Telecommunication Bills (Limit to Total Bill of $300 Per Month Entitled for Cash Rebates)
& 0.3% for all Other Purchase
*Enchanted with SMART$ Cash Rebate Privileges

Ya, Confirm 2% Cash Rebate With Spending Amount $2551- $5000 a Month With Alliance Cash Back Platinum
http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tab

So Far as I Know, Belum Ada lagi...

Myself... Prefer Amex & OCBC Titanium Combo (I not a Big Spender) But both CashBack Max out at $50 a Month only...

I X get the OCBC Tit...
So, I kena Pair Up With My MBB2 Cards with UOB One Plat. to Maximize the Cash Back...

Pls Refer to: https://forum.lowyat.net/topic/1973206/+2340 My Post #2350 & Without OCBC Tit.
It Should be Maybank 2Cards & UOB One Plat. Card (with 2 Years Annual Waiver as New Signup)

& Also,
Check Up on HLB Wise Credit Card, the Only Card that give You the Choice to Enjoy 10% Cash Back...Everyday
https://forum.lowyat.net/topic/2760395

This post has been edited by fly126: Jul 31 2013, 12:04 AM

Decision On You ...
You have to Know Which Card is More Practical Useful to You based on Your Own Spending Pattern...
MBB 2Cards more like Points based CC & UOB One is a Pure Cash Back Card they both Tak Sama Type of Credit Card

Actually, I got Both of Them + Another 8's CC with Others Bank Except OCBC Tit, Can't Help You with this So,You kena Decide Yourself...

But Anyway, I think UOB is Most EZ to get Approval if Compare with MBB & Others

This post has been edited by fly126: Jul 31 2013, 09:47 PM