Pls Refer to the Post that Above You, for Your CC Recommendation....

YES, Maybank 2 Cards & OCBC Titanium were the BEST Combo...

FYI, Apply Credit Card You just Need Income Salary Proof ie, Salary Slips, EPF Printout only
If You Income Meet their Requirement, sure the Bank Will Grant You a Credit Card & No guarantor will Needed (Involved)
Mostly now NO different between Gold & Platinum You also can have Platinum CC with Salary $24,000 a Year...
Some of the Gold Card can have High Credit Limit or better Benefits than a Platinum Card, for Sure...

This post has been edited by fly126: Sep 24 2013, 04:21 AM

Yes, You should go for Maybank 2Cards...is Free for Life with No Annual Fee & 8.88% p.a Interest Rate
CIMB Card the $250 Cash Back Promo is Until 13/10/2013 http://www.cimbbank.com.my/creditcard/inde...g=pm_list&ac=65

Edited...2xpost

This post has been edited by fly126: Sep 24 2013, 07:48 PM

Here are Additional Benefits of Maybank 2Platinum (I mean Difference between MBB2Gold Card):
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.

7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.

8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

This post has been edited by fly126: Sep 24 2013, 12:16 PM

Jay,
You Also Can Recommend Your Friend to Get Maybank 2 Platinum Card & OCBC Titanium...

For Your Friend I Recommended him/her to have:
Maybankard Manchester United Visa Infinite or Maybankard Visa Infinite The Best Travel & Overseas Spend Card from Maybank
Annual Fee Principal: RM800, FREE for the first year
Subsequent years FREE if spend a min of RM50,000 per annum
Supplementary: FREE for life
Min. Annual Income Requirement: RM180,000
WITH,
*10,000 Treats Points upon activation of card
*2x Treats Points for every RM1 spent locally and 5x Treats Points for every RM1 spent overseas. Treats Points can be converted to Enrich Miles, KrisFlyer Miles or Q Miles,etc...

For More Details,
Maybankard Manchester United Visa Infinite
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Maybankard Visa Infinite
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

*Actually, Both of the MBB VI Card got Similar Benefits As for Myself Prefer the MU Visa Infinite coz got 5 x TreatsPoints when MU wins a Premier League Match + Others MU's Privileges...

This post has been edited by fly126: Sep 25 2013, 02:41 AM

Since You already Got the Best Combo (MBB2cards & OCBC Tit.),You should Consider This Card as Your 3rd CC, As their Benefits Not Bad also...

Alliance Bank Cash Back Platinum
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tab
•2x Timeless Bonus Points on overseas spend
•No lost card liability upon reporting
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Unlimited Complimentary Access to KLIA Plaza Premium Lounge
•Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
•AirAsia BIG Points Redemption (for VISA Credit Card only).

For More Details : http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx

This post has been edited by fly126: Sep 25 2013, 02:43 AM

Yes, You can Try...

Income Submission Guide for Credit Card Application:
For Commission Earners,
*Latest 3 Months Computerized Pay Slips OR
*Latest Computerized EA Form (dated within the Last 12 Months) OR
*Latest EPF Statement (dated within the Last 12 Months) OR
*Latest Borang BE with LHDN Receipt (or Proof of Tax Paid)
+Maybe 6 Months Bank Statements, Which have Shown Your Salaries Credit-in

This post has been edited by fly126: Sep 25 2013, 11:12 PM

“Retail Transaction": shall mean all transactions for the purpose of the goods and/or services incurred using the VISA/MASTERCARD CARD etc,...
This is Inside their Credit Card T&C's

The following shall NOT be considered as retail transactions:
1. Annual fee
2. Late Payment Fee
3. Finance Charge
4. Cash Advance
5. Any handling fee
6. 0% Card Easy Payment and the installment paid
7. Flexi Payment Plan and the installment paid

I think the Card X have Any Max. Cashback Monthly Capped coz They already got Cash Back Rates Tiers on the Card...

Maybe...
How about the AEON WATAMI Visa Classic Card with 3% Quarterly Cash Rebate...
Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is capped at RM150 per quarter and rebate will be credited into the Principal Card account.

Pls Refer to: https://forum.lowyat.net/topic/2664640

This post has been edited by fly126: Sep 25 2013, 11:26 PM

Who Said Hong Leong Bank X have Monthly Installment Plan Features...???
You can to Convert Your Purchase to Flexi Payment Plan (FPP) from Your Credit Card (with Flexible tenures available from 6 Up to 36 months with T&C's applied) by Calling their Customer Service to Request It...

FYI, with 99.99% Confirm that... All of the Bank Credit Card in Malaysia have come with Installment Features

Pls refer to: https://www.machbyhongleongbank.com/my-first-card for more Details

My 1st Card Campaign T&C's: https://www.machbyhongleongbank.com/product...-first-card-eng

Mach Credit Card Product Disclosure Sheet- https://www.machbyhongleongbank.com/assets/...osure-sheet.pdf

This post has been edited by fly126: Sep 26 2013, 04:32 AM

Oops...Sorry, My Mistake

1) Maybank 2 Platinum Cards, the Best Card in Town So Far...
It's FREE for Life + 3 Years Expiry Period Treat Points
*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, & 1 statement.
*You can Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x Treats Points for every Ringgit spent on Maybankard 2 American Express Card and 1x Treats Point on Maybankard 2 Card in Malaysia or anywhere else in the world.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month
+
Additional Benefits of Maybank 2Platinum
(i) Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.

(ii) Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.

(iii) Golf Privilege - Complimentary golf at selected golf courses around Malaysia
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards


2) Alliance Bank Cash Back Platinum
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tab
•2x Timeless Bonus Points on overseas spend
•No lost card liability upon reporting
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Unlimited Complimentary Access to KLIA Plaza Premium Lounge
•Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
•Air Asia BIG Points Redemption (for VISA Credit Card only).

For More Details : http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx

This post has been edited by fly126: Sep 30 2013, 09:41 PM