QUOTE(vng69 @ Sep 26 2011, 04:12 PM)
1. Annual Income: RM24k-RM30k
2. Free Lifetime Annual Fee: A Must
3. Card required for:
Petrol, Cash Back/Rebate Only, Online Shopping, Movies
4. Existing credit cards if any: Nil.
5. Preferred Bank or Considering CC from banks: pls advise
6. Others: A card that easy for me to pay the card's bills through online.
7. Estimated Spending per month with the card: RM1K to RM5K
i've read thru n i'm sure u'll tell me to go for UOB One card. besides that, what about Citibank Clear card or Citibank Choice card? pls advise.
haha, you are right because of your requirements and income bracket, UOB One Card is the one suits your needs.
Citibank Clear Card is good for movies, coffee bean, zouk and more of a lifestyle card but it is not a cash back card and therefore you have eliminated it yourself when you said you want only cash back card.
Choice Card? Why you would even want to consider it? Go for Clear Card at least you can get free movie tickets.
QUOTE(broken hearted @ Sep 26 2011, 04:29 PM)
1. Annual Income: RM36K to RM48K
2. Free Lifetime Annual Fee: A Must
3. Card required for: Petrol, Education,
Cash Back/Rebate Only, AirMiles, Overseas Transactions
4. Existing credit cards if any: Nil.
5. Preferred Bank or Considering CC from banks: Maybank or HSBC or others ..open to suggestions..
6. Others:
Getting this card for overseas transactions purely for now. May consider terminate after the trip or use for petrol and shopping.
7. Estimated Spending per month with the card: Less than RM1K
Read first post and then decide you want cash back or airmiles. As for you considering of cancelling it after the trip, go get a Visa or MasterCard Debit Card from your present bank and save RM50 GST.