Need help from sifu here. thanks :-)

1. Annual Income:RM36K to RM48K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access , installment plan.

4. Existing credit cards if any: Aeon Jusco Credit Card.

5. Preferred Bank or Considering CC from banks: No Idea(need your help)

6. Others: None.

7. Estimated Spending per month with the card: Less than RM1K