they are all the same, the difference is in how you are rewarded la.

will Mbb visa gold oversea transaction rate be the same as platinum's ?

as I mentioned, they are the same since all are MBB Visa, only the rewards earn are different.

right...thanks

1. Annual Income: RM27720

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs: Petrol

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: HSBC classic/Maybankard 2 Cards

6. Others: None

7. Estimated Spending per month with the card: Less than RM1K

Your case similar to bill_clinton case. Post #168. So I will just copy and paste same reply. Please note you get nothing with HSBC card for petrol which is your one and only requirement.

http://forum.lowyat.net/topic/1798403

Try apply Maybankard 2 Gold Cards and your needs would be satisfied.
Because you spend less than RM1K per month, this card with 5% cash will will give you most cash rebate compared to cards below:

1) Ambank Carz CC where you get 2% cash rebate at all petrol station but capped at RM20/month.
2) Citibank Shell - but this card got annual fees from 2nd year onwards and to enjoy maximum benefit need to have balance carried forward which means you be working for the bank and you living beyond your means.
3) UOB OneCard where you get 2% Smart$ Cash at BHP
4) Public Bank Esso Click here to PBB website.

Also look into Alliance Bank Classic card where they do give cash back based on tiers. Click here to view Alliance CC cash back tiers for Classic, Gold and Plat.

Else get PBB Esso Debit Card.

This post has been edited by Gen-X: Apr 13 2011, 05:11 PM

Thanks for the advice man. Been struggling a lot~~

Maybankard2cards is first priority, if these cards u able to get, then no need go apply other cards already

1. Annual Income: RM30k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Shopping, Petrol, Dining, Movies, Tickets purchase, Telco

4. Existing credit cards if any: PB

5. Preferred Bank or Considering CC from banks: N/A

7. Estimated Spending per month with the card: 0-5k

i just found out today that 5% cash back only available when you spend minimum of RM1000.

u mean 5% cashbank on weekend??
As we know, Maybankard 2 cards not have such things??
which credit card u mean??

yup.. maybankard 2 cards is what i meant. Have to spend min amount of RM1k only eligible for 5% cash back. That's what the financial executive of the bank told me. I can give you her number if you want clearer info.

IF you talking about Maybankard 2 American Express, where the cash back is capped at RM50/month, this means that the cash back is applicable up to RM1000 on weekends i.e. MAXIMUM RM1000 and after than you would get noting from cash back on weekends but you still get rewarded with 5X Treats Points.

I think u confused by the Financial executive
Eg, u spent RM500 in weekend, so u will get RM25 for cashback
The cashback cap is RM50, so for 1 month, u spent more than rm1000 for weekend, u are entitled max RM50 cashback only.

Haha... serious? Then is either my understanding problem or her explaination problem. Anyway, thanks alot for the explaination^^

Haha, never mind, duno who confused who, as long as now u are clear enough

1. Annual Income: RM24k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Education, Cash Back/Rebate Only, AirMiles, Free LCCT Lounge Access

4. Existing credit cards if any: NIL

5. Preferred Bank or Considering CC from banks: Using maybank debit card and CIMB bank only

7. Estimated Spending per month with the card: Less than 1k

Please recommends me by pm me thanks~

if an agent can recommend you Free LCCT Lounge Access with a card with annual income requirement of RM24K, please let me know.

If others are stating what you are asking for is impossible to meet then please accept the honest comment.
You may call every bank in town (both local and foreign) to check whether we are pulling your leg on your cc requirement vs. your eligibility based on your income.

Sorry can take out the FREE LCCT Lounge Access.... thanks!

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Added on April 15, 2011, 8:22 amhello there. i'm looking for cc. i hd just started working around 3months..

1. Annual Income: RM24000

2. Free Lifetime Annual Fee: Is a must,or minimum amount of the fee

3. Card required for: buy airline ticket, online transactions, petrol, shopping goods, bills

4. Existing credit cards if any: Nil.

5. Looking at CC from: MBB,or any other cards with good benefits

6. Others: -

Really appreciate if someone could give me some details on this..

This post has been edited by satria89: Apr 15 2011, 08:22 AM