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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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lint3s
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Apr 13 2011, 04:43 PM
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Getting Started

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1. Annual Income: RM27720
2. Free Lifetime Annual Fee: A Must
3. Card required for: List all your needs: Petrol
4. Existing credit cards if any: Nil.
5. Preferred Bank or Considering CC from banks: HSBC classic/Maybankard 2 Cards
6. Others: None
7. Estimated Spending per month with the card: Less than RM1K
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lint3s
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Apr 13 2011, 05:23 PM
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Getting Started

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QUOTE(Gen-X @ Apr 13 2011, 05:09 PM) Your case similar to bill_clinton case. Post #168. So I will just copy and paste same reply. Please note you get nothing with HSBC card for petrol which is your one and only requirement. http://forum.lowyat.net/topic/1798403Try apply Maybankard 2 Gold Cards and your needs would be satisfied. Because you spend less than RM1K per month, this card with 5% cash will will give you most cash rebate compared to cards below: 1) Ambank Carz CC where you get 2% cash rebate at all petrol station but capped at RM20/month. 2) Citibank Shell - but this card got annual fees from 2nd year onwards and to enjoy maximum benefit need to have balance carried forward which means you be working for the bank and you living beyond your means. 3) UOB OneCard where you get 2% Smart$ Cash at BHP 4) Public Bank Esso Click here to PBB website. Also look into Alliance Bank Classic card where they do give cash back based on tiers. Click here to view Alliance CC cash back tiers for Classic, Gold and Plat.Else get PBB Esso Debit Card. Thanks for the advice man. Been struggling a lot~~
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lint3s
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Apr 14 2011, 02:01 PM
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Getting Started

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QUOTE(beyond86 @ Apr 14 2011, 11:32 AM) Maybankard2cards is first priority, if these cards u able to get, then no need go apply other cards already  i just found out today that 5% cash back only available when you spend minimum of RM1000.
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lint3s
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Apr 14 2011, 03:14 PM
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Getting Started

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QUOTE(beyond86 @ Apr 14 2011, 03:07 PM) u mean 5% cashbank on weekend?? As we know, Maybankard 2 cards not have such things?? which credit card u mean?? yup.. maybankard 2 cards is what i meant. Have to spend min amount of RM1k only eligible for 5% cash back.  That's what the financial executive of the bank told me. I can give you her number if you want clearer info.
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lint3s
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Apr 14 2011, 03:29 PM
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Getting Started

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Haha... serious? Then is either my understanding problem or her explaination problem. Anyway, thanks alot for the explaination^^
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