This is true for Visa/MC as well, so moot point. The most important difference is that Amex charges higher fees and this is passed on by the card issuer to the end user.

The weekend rebate plus points is good enough to cover a lot of the differences. Of course if you are frequently using your CC for overseas transactions exceeding say RM5K each time, your calculations on whether the rebate is worth it or not would be quite different than if your foreign transactions are quite rare, less than RM1K and you can wait weekends to do it.

hmm then i can considered linking my amex card wif paypal acc in future
although no paypal a/c been created yet

I received the SERVICE TAX - PRINCIPAL RM50.00 on the 3rd month statement (Just started using for 2 months +). Anyone successfully asked for the GST waiver? If yes, may I know how?

Unfortunately you can't, I assuming it was charged to your Master card? If you have above 10000 points, you can use that 10,000 pts to waive your GST though

Yes, it is charged to my MasterCard. Just started using 2 months+ so havent accummulate enough pts for GST redemption =(

Guess you have to pay then. Think of it this way, you can earn back the RM50 if you swipe your Amex during weekend. In the end there's still profit (provided you use it accordingly)

did u tried to talk with the CS b4?
other bank allow to waive it...

It is safe to say that no reported case of successful waiver so far. And from the look of it, this will remain the same as it is one of the 'hottest' card in town. Just pay the GST and you will be able to 're-coup' it in no time :-)

anyone recevied call from Mbb cs?
They ask to fax in 2 months pay slip coz want to revise CL

u can always call back their cs to double confirm

You may check the fake calls thread to see whether you received calls from scammers.
Click here

Modus operandi very suspicious. Instead of asking people here, common sense this is something irregular. And you should provide the number which you receive the call from ... provide evidence to substantiate your statement.

Readers here can easily jump to such unverified claims and I will not hesitate to delete such posts which is ambiguous and may lead to unnecessary alarms.

This post has been edited by hye: Aug 18 2011, 03:41 PM

Regarding overseas transaction. Is paypal counted as it? I find the 5X TP given for using amex result in a cheaper than published exchange rate if i were to do T/T at Banks

after you got 10k TP, can redeem

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Added on August 18, 2011, 8:12 pmbut not maybank

This post has been edited by beyond86: Aug 18 2011, 08:12 PM

Paypal is local or overseas transaction depending on your account setting and the recipient/merchant. If you have an MY account in RM and the merchant is MY, then it's local.

If you are thinking of transferring funds from your Amex CC to another person, hopefully you have already considered the Paypal charges as well as the Amex charges.

hi all, how long is the grace period for this maybank2card which i will not charged interests if i pay within the period?

You cannot buy RM PayPal funds with AMEX. I tried but it was declined.

i think should be 20 days after statement date kot

Yes. 20 days from the statement date and payment should be reached by bill due date.

yes, you can only use AMEX thru paypal for USD transactions only

Checked my online statement through M2U this afternoon and noticed I already have the PayPal code. Verified my card right after that.

Now can't wait to weekend to buy my account.