If you are an existing MBB CC user, validity is based on your existing card(s). My MBB cards are all in January month since my first MBB card despite my subsequent cards not being issued in January.

I was not invited for the card, so I paid for GST.

I've already earned quite a bit more than RM50 and no other card gets you so many points for such a wide variety of merchants. This has caused me to favour Amex-accepting merchants. I think I've collected more points on M2 Amex than my 5 prior MBB cards since 2007.

moyong is in statements section, you are in accounts section.

---

Added on July 19, 2011, 11:46 pmThis should be the correct situation. Just wait till end of the month and see how.

This post has been edited by charymsylyn: Jul 19 2011, 11:46 PM

Outstanding balance is not what you need to pay to avoid finance charges, statement balance is what needs to be paid before due date + 3 days grace period. I don't believe there ever was a promotional zero interest rate for M2 cards.

RRP for ST RM130 + RM10 TnG card, which is the same if you take 10K TP equals RM50. Don't know if you get the TnG card if you exchange points.

Personally I wouldn't bother to get one because the ST lanes on LDP is probably slower than TnG lanes on weekday mornings when the cars with ST issues (disrupting traffic flow) are taken into account.

All Maybankard-branded cards is M2U only. In fact certain Amex-branded cards (like Amex Gold CC) is M2U-only despite not being Maybankard-branded.

You can sign up for Autopay using MBB2 Amex but they don't process payments on weekends (they don't do weekends all this while plus they aren't stupid).

While it is not mandatory, it is a good idea to inform because you do not want to risk the bank to flag the transactions as suspicious and try to call you while roaming or just decline the transaction.

The catch is that it's a contest and very very few people will win anything.

You could have referred to the T&C at the linked page. Your question is answered in 4(e).

---

Added on August 3, 2011, 12:09 pmAll contests typically have such terms to assuage the potential participants that the organisers aren't right out cheats. It depends on how much faith the public has as to whether the organisers can be trusted or not to run the contest fairly.

This post has been edited by charymsylyn: Aug 3 2011, 12:09 PM

When was this changed? From the FAQ, it looks like now have to enter MSOS password and then OTP code, which is an additional step compared to other banks.

What you are asking isn't related to interest-free calculation. As long as your statement balance is paid by the due date, you will enjoy interest-free usage until the next statement date.

You have to do it at a bank branch and not card centre.

Nearest branch to 1 Utama is at 8 First Avenue. And they open normal hours.

Interest is on daily basis however on how it's calculated depends on the exact scenario. For your example, as long as you pay all of the statement balance amount before the next statement, interest will be calculated up to the date when you settle the statement balance in full. In this case, you will still get to enjoy interest-free transactions on your next statement date and only pay a small amount in interest.

If you do not settle the statement balance in full after the next statement date, you lose interest-free benefit and will need to pay interest on the remainder of the carry forward balance plus all new transactions made until statement date up to the due date.

TBH I'm not exactly sure what you are actually asking. There are no additional issues with Amex than Visa/MC other than less retailers accepting it. Someone posting their CC number in any forum isn't wise for any card type.

If Yahoo doesn't reverse the charges, you can file a dispute with MBB. Note that you might still need to pay first (to avoid finance charges) while the matter is being investigated and there are certain consequences for this action.

This might be a good time to advise other people that if a transaction fails for no obvious reason, trying again without checking with your card issuer is not always a good idea.

AVS is a system which checks to see if the address in your account matches your card issuer. This is common for US merchants but usually the system does not work for non-US cards and is generally ignored for international transactions. Some US merchants usually immediately decline if they detect a non-US card.

We can see you are LYN staff but a minute in Google would have answered your questions.

Paypal used to be faster but now it takes 3-5 days. You should see it by this weekend.

This is true for Visa/MC as well, so moot point. The most important difference is that Amex charges higher fees and this is passed on by the card issuer to the end user.

The weekend rebate plus points is good enough to cover a lot of the differences. Of course if you are frequently using your CC for overseas transactions exceeding say RM5K each time, your calculations on whether the rebate is worth it or not would be quite different than if your foreign transactions are quite rare, less than RM1K and you can wait weekends to do it.

Paypal is local or overseas transaction depending on your account setting and the recipient/merchant. If you have an MY account in RM and the merchant is MY, then it's local.

If you are thinking of transferring funds from your Amex CC to another person, hopefully you have already considered the Paypal charges as well as the Amex charges.