i was asked when i tried to pay for maxis.

Want to ask how they determine that statement date? Is it from 1st purchase - 1 month after that or fix at the same date or from the date my application approve?

Can anyone here kindly advice? As I prefer my statement due date is on the 1st week of every month (after pay day)

Between OCBC Titanium and Maybank 2 Cards Platinum, which 1 is better? In terms of benefits and convenience.

You will find out the answers by reading up bro Gen-X blog. http://creditcardsmalaysia.blogspot.com/

i think is the date ur application approve..not every 1st of every month..

statement date can be changed

How? Call the bank?

yes, call the customer service and make a request

hi all, wanted to know. If i want to use maybank2card to do online purchase. What are the thing i need to do? Do i need to register at ATM 1st?. If i wanted to withdraw advance cash what i need to do 1st? Please advise...

Online purchases. You need MSOS (Verified by Visa) for Visa and none for AMEX.

For cash advance, you need PIN. Guess need to apply from the branch.

if all place u go are accepting amex, then definately mbk2 amex is better ~
but best is to have both card

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Added on June 6, 2011, 3:50 pmfor visa and master, u need to activate MSOS 1st. click here for more info

for amex, no need to do anything. just make sure the website u want to pay can accept amex.

and pls, DONT withdraw cash from the card!!!!!!!!!!!!!!!!!!!!!!

This post has been edited by erry-: Jun 6 2011, 03:50 PM

Hi buddy, many thanks.... But why " DO NOT" withdraw cash by using credit card?. Anything will happen? I might use it for standby purpose while i at oversea trip.

When you go overseas, try prepare sufficient to use there. Only use the cash advance IF you really need it for super-emergency, e.g. lost all stuff, get robbed (except they don't rob your CC), hospital, etc.

If it is because you check-in to a much expensive hotel, or for shopping, or some small usage due to over-budget (e.g. spend too much on shopping already), then forget about it. The charges and interest % is way too high.

Anyway, the usage discretion is your own.

Hi Buddy... Many thanks for the advise. Beside, if we did not register anything for ATM withdrawal. So anyone got our Credit Card they also could not withdraw the money right?

I guess you must be new to CC, click below link to read my article titled "Credit Cards Are Cash Cow For Banks. Are you working for the Banks?" which I also posted today at General Thread.

http://creditcardsmalaysia.blogspot.com/20...-banks-are.html

Hi Bro,

I quite new in credit card. Not even more than 1 years. I just use it as loyalty cards to get discount hahahaha. Wanted to know more about it. Even you ask me balance transfer all thing i also not clear with it. Anywhere i pay my bill on time. Many thanks for the info. Your blog is nice .....

Yes, go read Gen-X blog on CC. Just follow some simple CC usage rules:
(1) pay FULL every month, before the due date.
(2) before swipe to buy stuff, you must already have the money in hand/account. Do not buy if salary not in yet.

Once you master those simple rules, then you can start learn on 0% installments and 0% BT.

The rest are basically subjective, like airport lounge, restaurant, etc. It depends if you'll utilise it frequently, e.g. for business travel.

ya..maybank cc u need to apply at branch,,

withdraw cash from credit card:
1. u will be immediately charged with 5% from the amount.
2. the 'borrowed' money will be charged with daily interest of 18%, even for 1 day only u still will be charged.

just bring extra cash, or withdraw from ur atm card (certain bank can use cirrus or plus atm network at oversea).

oh..really? like this then more geng then big ear hole d..hahaha..