You didn't read the T&C fully did you ?.... go back and read on how the cash-back is given.
RM300 or RM200 is still FREE money provided by SCB.

Sila baca t&c:

For applications through the Bank's Direct Sales Agencies or via the Bank's branches, the cashback will be credited into the cardholder's credit card account within 30 days from the approval date.
For online applications, the cashback will be given to the cardholder in the following manner:-
12.1 For Gold / Business Gold credit card, the sum of RM150 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.
12.2 For Platinum / Business Platinum credit card and Preferred MasterCard World, the sum of RM200 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.

If you read between the lines.... if you receive the cash-back upon approval, that means you fall into the ONLINE APPLICATION category...

Latest technique by SCB to "retain existing customer"

1. Offer RM100 credit into the Principal card
2. Offer RM25 credit into the Supplementary card
3. Maintain the CC for another 6 months, after which you can cancel again.
4. Annual Fee is waived

Yesterday I called to bank to cancel my business visa plat as well as master plat....... lost confidence for their double standard practice.

---

Added on August 3, 2012, 10:52 amI had rejected all these offers when I cancelled my cards

This post has been edited by psiloveu: Aug 3 2012, 10:52 AM

SCB lost you as a customer... come back to enjoy the RM300 cash back for new applicants.

He's not eligible

The Campaign is open to New Customers who successfully apply for any of the following credit cards ("SCB Credit Card") as principal cardholder with the Bank during the Campaign Period:
• Classic Credit Card
• Gold or Business Gold Credit Card,
• Platinum or Business Platinum Credit Card,
• Preferred World MasterCard, or
• Priority Banking Visa Infinite Credit Card,

AND maintain their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period.

"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card whether as principal or supplementary cardholder within the past 12 months before the applicant's credit card under this Campaign is issued.

---

Added on August 3, 2012, 11:10 amwhat is the double standard u r referring to?

This post has been edited by cempedaklife: Aug 3 2012, 11:10 AM

Thank you very much, brother Ronnie.

The bank service is good, but the "double standard practice" is not match for an international bank....... their credit card marketing department is really "sxck". Cost to maintain a royal customer is much mush lower to recruit a new customer. I have been using their cards for few years...... the TNC for contests are getting more restriction.

---

Added on August 3, 2012, 11:17 amThe double standard which I referred to:
1. The YES contest last for the HIFI, BVP customers are not eligible for the gift (eventually they replaced me after I make complaint to bank)

This is the reply from them

Dear Mr. XXX

Thank you for your message on XX/3/2012.

We note your query on the YES campaign.

Pertaining to your query, please be informed that the bank has rectified the matter and you are entitled to for the Philips Micro Hi-Fi System.


2. 5% petrol rebate for new BVP customers.

This post has been edited by psiloveu: Aug 3 2012, 11:20 AM

Just applied the cc online... is it ok if i fax over my doc on a saturday? will it gone missing?

Yes, I agree with above. Instead of rewarding loyal customers sincerely upfront, SCB Malaysia is practicing corruption to retain customers who wants to cancel their cards.

You are a man of principles and can't be bribed

This post has been edited by Gen-X: Aug 3 2012, 01:21 PM

i have actually written to SCB about this and was ignored haha.

i get what u feel...

in fact, many bank also have this tactic, some promo and contest favour new applicants more, albeit in a milder way...

in fact SCB dun have much benefits as oppose to other cards in the long run..take for example ocbc titanium has 5% rebate on few categories, mbb 2 cards amex got 5% weekends rebate...

the only reason why i would drop by here is coz of the activation cash back rm300....which i got to know from agent...

upon checking, not much other benefits using this card...

SCB is good for FREE activation cash back and their retainer fee.
It's close to 100% rebate

Although i'm not their customer. But when i considering Citibank and SC card
i do feel have the double standard policy. Ended i apply Citibank.

Did anyone use SCB card to make payment on Apple Store? Just want to find out do they bank charge extra for the processing fee.

SC reward is really useless.

https://ibanklite.standardchartered.com/nfs...reward_home.htm

Now require 40,000 points for RM100 cashback.

Previously was only 14,000 for RM50!

Look at the vouchers! I redeemed Giant RM50 voucher for 12,000 points 2 weeks ago. Look at the points required now!

This what we called "Redemption Points Inflation"

That is why Maybank 2 card is hot while theirs just lukewarm

The best deal from SCB 2 years ago was 10000 points for RM50 cash rewards..

well, u get cash when apply new cards
u get cash when want to cancel cards
still, the inflation is just too much, now i can't do anything with my points - and the points has expiry

so those loyal card holders, you all know what to do la

This post has been edited by alexwsk: Aug 6 2012, 11:49 AM