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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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MGM
post Aug 1 2012, 12:39 PM

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QUOTE(ronnie @ Aug 1 2012, 12:41 AM)
My friend receive a call from Price Solutions after submitting Online Application for SCB... according to the sales agent, you can apply a maximum of 4 CC (Platinum) from SCB to earn RM1,200 of free cash
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Was thinking of applying for 2 cards until I see this TNC. Could they take back the rebate after realising the TNC was not complied at a later time.

Looks like SCB TNC is for show only:

3.The Campaign is open to New Customers who successfully apply for any of the following credit cards ("SCB Credit Card") as principal cardholder with the Bank during the Campaign Period:

"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card whether as principal or supplementary cardholder within the past 12 months before the applicant's credit card under this Campaign is issued.

14.If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement.

Example
Mr A applies through one of the Bank's branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.


TSronnie
post Aug 1 2012, 12:47 PM

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QUOTE(MGM @ Aug 1 2012, 12:39 PM)
Was thinking of applying for 2 cards until I see this TNC. Could they take back the rebate after realising the TNC was not complied at a later time.

Looks like SCB TNC is for show only:

3.The Campaign is open to New Customers who successfully apply for any of the following credit cards ("SCB Credit Card") as principal cardholder with the Bank during the Campaign Period:

"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card whether as principal or supplementary cardholder within the past 12 months before the applicant's credit card under this Campaign is issued.

14.If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement.

Example
Mr A applies through one of the Bank's branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.
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The T&C prevents abuse.... But a few forummers and SCB agent confirms we can get more than 1 x RM300 Cash-Back, up to RM1,200 as the max (as claimed by Price Solutions Tele-Agent)
shortleg88
post Aug 1 2012, 05:02 PM

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The RM300 "free" cash is valid for all type of SC card or certain type only?
cenkudu
post Aug 1 2012, 05:59 PM

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really confuse with ronnie 'upgrade'. Do you have any forms to fax for upgrade?


Added on August 1, 2012, 6:12 pm
QUOTE(ronnie @ Aug 1 2012, 11:20 AM)
No changes in credit Limit for me as I didn't submit any income docs during my "upgrade request"
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really confuse with your 'upgrade'. Do you have any forms to fax for upgrade? or just call the CS for upgrade

This post has been edited by cenkudu: Aug 1 2012, 06:12 PM
TSronnie
post Aug 1 2012, 09:35 PM

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Just write a simple letter to request for "upgrade". Then fax over to SCB


QUOTE(shortleg88 @ Aug 1 2012, 05:02 PM)
The RM300 "free" cash is valid for all type of SC card or certain type only?
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RM300 is for Platinum level and above....
vinvon23
post Aug 2 2012, 12:29 PM

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Which one is better ? SCB Platinum or SCB business Plat?

The RM300 cash rebate only for online application is it?

Any annual fees waiver?? couldnt find it on website and couldnt find anyone really mention much here....


TSronnie
post Aug 2 2012, 12:37 PM

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QUOTE(vinvon23 @ Aug 2 2012, 12:29 PM)
Which one is better ? SCB Platinum or SCB business Plat?

The RM300 cash rebate only for online application is it?

Any annual fees waiver?? couldnt find it on website and couldnt find anyone really mention much here....
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SCB Business Visa Platinum is better
Yes... for online application only.
2-year AF waiver
Human Nature
post Aug 2 2012, 01:14 PM

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Just received my card, on syok sendiri mode now biggrin.gif
vinvon23
post Aug 2 2012, 01:30 PM

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QUOTE(ronnie @ Aug 2 2012, 12:37 PM)
SCB Business Visa Platinum is better
Yes... for online application only.
2-year AF waiver
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in terms of the extra 5% on petrol (but subject to 1.25m)??

but im not doing business can i apply this?

TSronnie
post Aug 2 2012, 02:09 PM

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QUOTE(vinvon23 @ Aug 2 2012, 01:30 PM)
in terms of the extra 5% on petrol (but subject to 1.25m)??

but im not doing business can i apply this?
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Anyone can apply for SCB Business Visa
vinvon23
post Aug 2 2012, 03:02 PM

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QUOTE(ronnie @ Aug 2 2012, 02:09 PM)
Anyone can apply for SCB Business Visa
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okieess thanks.... hopefully it doesnt get rejected again...
cempedaklife
post Aug 2 2012, 03:34 PM

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just got a call by an agent for this SCB Business platinum Visa..

offered rm200 credited to my account once approved.....Dunno whether worth the trouble to apply or not...

i've mbb 2 cards and ocbc titanium card at the moment...

hmm....

edited:

just saw ronnie post a day ago, apply online got rm300?? did i just almost got conned by the agent? blink.gif

edited again:

http://www.standardchartered.com.my/person...-conditions/en/

from here, looks like better apply online urself rather than through agent...



This post has been edited by cempedaklife: Aug 2 2012, 03:44 PM
TSronnie
post Aug 2 2012, 04:20 PM

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QUOTE(cempedaklife @ Aug 2 2012, 03:34 PM)
just got a call by an agent for this SCB Business platinum Visa..

offered rm200 credited to my account once approved.....Dunno whether worth the trouble to apply or not...

i've mbb 2 cards and ocbc titanium card at the moment...

hmm....

edited:

just saw ronnie post a day ago, apply online got rm300?? did i just almost got conned by the agent?  blink.gif

edited again:

http://www.standardchartered.com.my/person...-conditions/en/

from here, looks like better apply online urself rather than through agent...
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RM200 upon approval, RM100 after 45 days ( with 3 swipes). Total : RM300
cempedaklife
post Aug 2 2012, 04:23 PM

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QUOTE(ronnie @ Aug 2 2012, 04:20 PM)
RM200 upon approval, RM100 after 45 days ( with 3 swipes). Total : RM300
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still thinking...any hidden t&c?

got any advice from "senior" ronnie? biggrin.gif
TSronnie
post Aug 2 2012, 04:29 PM

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QUOTE(cempedaklife @ Aug 2 2012, 04:23 PM)
still thinking...any hidden t&c?

got any advice from "senior" ronnie?  biggrin.gif
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I'm still waiting for my RM100 brows.gif
cempedaklife
post Aug 2 2012, 04:32 PM

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QUOTE(ronnie @ Aug 2 2012, 04:29 PM)
I'm still waiting for my RM100 brows.gif
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i'm just worried if there's any hidden t&c, like:

- must retain the card for how many years to be eligible for this
- any hidden minimal spending..

if there's none, it's good to keep, for less than one year, before the 2nd GST kicks in, and after spending the remaining cashback after GST charge, then stop using... brows.gif
TSronnie
post Aug 2 2012, 11:36 PM

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QUOTE(cempedaklife @ Aug 2 2012, 04:32 PM)
i'm just worried if there's any hidden t&c, like:

- must retain the card for how many years to be eligible for this
- any hidden minimal spending..

if there's none, it's good to keep, for less than one year, before the 2nd GST kicks in, and after spending the remaining cashback after GST charge, then stop using... brows.gif
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As we know, there shouldn't be any hidden T&C.... when you cancel, probably you get another RM100 "retain-me-fee"
MGM
post Aug 3 2012, 04:46 AM

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QUOTE(ronnie @ Aug 2 2012, 04:20 PM)
RM200 upon approval, RM100 after 45 days ( with 3 swipes). Total : RM300
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I thought only applying online entitle for rm300 cash rebate, 'offline' only rm200.
TSronnie
post Aug 3 2012, 07:35 AM

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QUOTE(MGM @ Aug 3 2012, 04:46 AM)
I thought only applying online entitle for rm300 cash rebate, 'offline' only rm200.
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You thought, I think, who confirm ? blush.gif sweat.gif whistling.gif
Even if you were given RM300 via Onlne Application, SCB would given RM200 first... who would know which one you entitled to ?
MGM
post Aug 3 2012, 07:47 AM

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QUOTE(ronnie @ Aug 3 2012, 07:35 AM)
You thought, I think, who confirm ?  blush.gif  sweat.gif  whistling.gif
Even if you were given RM300 via Onlne Application, SCB would given RM200 first... who would know which one you entitled to ?
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If apply online you get a total of rm300 (from their website).
If apply 'offline' you get a total of rm200 (from the brochure).
Don't care if you get part now and part later, I am just stressing on the method of your application dictates the amount of cash back entitled.

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