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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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alexwsk
post Jun 6 2011, 09:07 PM

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QUOTE(bingozero @ Jun 6 2011, 08:06 PM)
Anyone successful waive their annual fees on Standard Chartered Bank Credit Card?
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AF or GST?
AF shud be quite easy, just call up
alexwsk
post Jun 7 2011, 01:09 PM

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QUOTE(ronnie @ Jun 7 2011, 01:01 PM)
All cardmembers if you decide to cancel because of the GST.
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hehe, but i don't want to try it on my JustOne
alexwsk
post Jun 7 2011, 03:50 PM

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QUOTE(tanch78 @ Jun 7 2011, 03:41 PM)
I just realised that Standard Chartered has implemented a new security measure for credit card payment lately. An email alert contains brief info of your purchase and payment amount, will be sent to your email address upon over certain payment threshold.

So far, I received emails alert whenever my payment over RM3k for both retail purchase and online payment. No phone call from the customer service officer anymore.  wink.gif

Guys, pls check your registered email address with SCB!!  nod.gif
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you can also setup ur sms banking thru the online banking to sms you whenever a transaction passes your preset threshold
alexwsk
post Jun 8 2011, 02:55 PM

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QUOTE(Human Nature @ Jun 7 2011, 10:52 PM)
i disable the mobile banking but enable the SMS alert..will still be able to receive alerts right?
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yes, i oso do not enable mobile banking
just make sure ur sms banking setting is correct
alexwsk
post Jun 13 2011, 01:23 PM

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QUOTE(ronnie @ Jun 13 2011, 09:04 AM)
If you see any of the SCB aquarium promoting the 25% Cash-Back on Dining in Shopping Malls (i.e. 1 Utama), feel free to "chat" with the "fish" (behind the aquarium).
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i dun wan fish, i wan mermaid, got ar? laugh.gif
alexwsk
post Jun 23 2011, 04:43 PM

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QUOTE(ronnie @ Jun 23 2011, 01:15 PM)
First, you call the SCB CS line to tell your intention to cancel.
The CS will either give you 11,000 ChoicePoints to offset RM50 GST... don't agree and proceed to cancel.
The next day, agent from Price Solution will call you and try to retain you with the RM100 cash credit.

The above is what my friend encountered. Your experience could differ.
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if u hold JustOne, maybe SCB will just cancelled it right away laugh.gif
alexwsk
post Jun 25 2011, 09:16 PM

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QUOTE(simplesmile @ Jun 25 2011, 07:01 PM)
That's what I am scared of. Maybe I'll just ask nicely for a rebate instead of asking for cancelation.
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do update us the result
alexwsk
post Jun 29 2011, 10:02 AM

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QUOTE(winner @ Jun 26 2011, 11:40 AM)
Last month when I cancelled SCB Preferred WMC, SCB did not offer me this RM100 incentive. Instead, SCB gave me free 11,000 points automatically to my SCB JustOne Titanium MC.
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hmm.gif , they gave u automatically huh
i have to request for it, but they granted the 11k oso rclxms.gif
maybe i have to wait another month before they will automatically give me biggrin.gif


Dear Mr. Wong,

Thank you for you message dated 24/6/2011.

Pertaining to your query, please informed that upon GST charges reflected in account and thereafter by spending minimum 3x transactions on any merchant with specified card, you will be granted with 11,000 Choice Point. Kindly acknowledge us to request for your reward point.

Should you require any additional assistance, please do not hesitate to contact our customer care hotline at 1-300-888-888 or email to us.

Thank you.

Regards,

Service Banker
Contact Centre Malaysia
Standard Chartered Bank Malaysia Bhd

This post has been edited by alexwsk: Jun 29 2011, 10:04 AM
alexwsk
post Jun 29 2011, 09:16 PM

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QUOTE(winner @ Jun 29 2011, 12:28 PM)
At least you do not need to fork out cash or use your existing hard-earn points to redeem the RM50 service tax waiver.

Yesterday I called the CS hotline and asked for the RM100 retaining incentive. My request was turned down immediately.
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yup, but I've already redeemed the 10k points b4 i made the request
i thk to get the RM100, really no choice but to cancel the card and wait for them to call back after that
alexwsk
post Jul 10 2011, 08:22 AM

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QUOTE(Human Nature @ Jul 10 2011, 01:40 AM)
I dont think this is still valid. From the website, 14k ChoicePoints for RM50 cash back only available. Can you check?
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you are right, it has been revised vmad.gif
should have redeemed mine last week
alexwsk
post Jul 10 2011, 02:11 PM

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QUOTE(ronnie @ Jul 10 2011, 11:47 AM)
Luckily, I always redeem once I reached 5000 ChoicePoints... now gonna take longer.
Maybe it's time to CUT once I receive my 25% Dining CashBack come 29 August 2011.
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i oso always redeem once i reached 5000
but i forgot to redeem last week when they gave me 11k free TP doh.gif
alexwsk
post Jul 10 2011, 02:43 PM

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QUOTE(vistar @ Jul 10 2011, 02:28 PM)
SCB doest not offer free or waiver or annual fee for platinum?

other card provided giving up free.
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u need to call in to request for waiver, most of the time shud be successful
alexwsk
post Jul 11 2011, 12:38 PM

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QUOTE(vistar @ Jul 11 2011, 12:27 PM)
No one reply me geh..
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i thk u need a spec laugh.gif

i thk i need a spec yawn.gif


Added on July 11, 2011, 12:41 pm
QUOTE(vistar @ Jul 10 2011, 11:42 PM)
been approached saying there is a "balance transfer" of 1.99% p.a for option of 6mth or 12months out of 50% of credit limit for 1st time customer of SCB.

1.99% per annum? boleh caya kah?
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well, if u receive phone call from price solutions, then it's true
remember to ask for other charges if any

This post has been edited by alexwsk: Jul 11 2011, 12:41 PM
alexwsk
post Jul 18 2011, 11:43 AM

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QUOTE(beyond86 @ Jul 18 2011, 11:35 AM)
just got called from CS, failed to cancel, got to wait until next year Jan only able to cancel  sad.gif
due to this year Jan i only get my card
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i don't thk got such rules, insist to cancel and bash them
alexwsk
post Jul 18 2011, 04:52 PM

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QUOTE(beyond86 @ Jul 18 2011, 12:38 PM)
but she insist said got such rules


Added on July 18, 2011, 12:40 pm
my card approved on 20th Jan, so now is 18 July, after 6 month already
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after 20 july only 6 months
ask them to fax or email you the tnc and then you can post it here
alexwsk
post Jul 21 2011, 11:21 PM

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QUOTE(ronnie @ Jul 21 2011, 06:36 PM)
As I'm now charging the SCB overseas, I get the SMS with the amount shown RM. Does the amount shown in the Transaction SMS same as amount to be charged in my CC bill ?
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most likely NO, do update us
alexwsk
post Aug 9 2011, 03:29 PM

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QUOTE(Human Nature @ Aug 9 2011, 03:21 PM)
• Free 11,000 ChoicePoints for RM50 GST payment (make 3 transactions of any amount within the GST month*)

I just notice this. Is this due to termination request or stated black and white somewhere? Can I request for it now, having paid the GST in march?  tongue.gif
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was told by the CS that this is supposedly automatic
but if you don't get yours, call and request
alexwsk
post Aug 11 2011, 08:05 PM

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QUOTE(NewGUY @ Aug 11 2011, 02:04 PM)
thanks, bro but never met the agent....

Maybank walk in is it?

sign0006.gif

Just asking, wat do u think of HLB Fortune?

It gives 1% cashback and if the cashback not withdraw, then they give interest based on 3 months FD interest (current interest 3.9%)...

So far spend d, now waiting for 2nd statement to c the interest....

Besides the CSR sucks in follow up things just need to push a bit, others ok la....
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how much is your cash back? don't thk the interest is much
and where u see the 3 months FD is 3.9% doh.gif
alexwsk
post Aug 22 2011, 08:32 PM

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just found out my paypal transaction in RM was charge extra by SCB (paypal paid to streetdeal sg), emailed them and got the reply:

Dear Mr. W,

Thank you for you message on 19/08/2011.

Pertaining to your query, please be informed all the transaction done at overseas merchant will be imposed with 1% charge which is determined by Visa and MasterCard International even the charge is imposed in MYR.

Should you require any additional assistance, please do not hesitate to contact our customer care hotline at 1-300-888-888 or email to us.

Thank you.

Regards,
Service Banker
Contact Centre Malaysia
Standard Chartered Bank Malaysia Bhd

This post has been edited by alexwsk: Aug 22 2011, 08:33 PM
alexwsk
post Aug 23 2011, 11:19 AM

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QUOTE(winner @ Aug 22 2011, 10:20 PM)
If that's the case, I'd rather purchase the stuff in SGD and let it be converted back to RM. Furthermore, if you use SCB Platinum or Business Platinum, you can earn 5x choice points.
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if only i can choose sweat.gif
i didn't know the merchant is sg based

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