transacted in korean won with amex maybank. after converted, it charges additional 2.5%.. damn !
Credit Card Foreign Exchange Rate
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Sep 23 2018, 04:12 PM
Show posts by this member only | IPv6 | Post
#1601
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Junior Member
219 posts Joined: Sep 2012 
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Sep 25 2018, 12:28 AM
Show posts by this member only | IPv6 | Post
#1602
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Senior Member
2,406 posts Joined: Jul 2010 From: bandar Sunway 
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QUOTE(kennethdw @ Sep 23 2018, 04:12 PM) transacted in korean won with amex maybank. after converted, it charges additional 2.5%.. damn ! Even for maybank visa the rate is high around 3.78(think convert from won to use then RM).visa website only shows around 3.75-3.76 after adding 1% Maybank amex rate for won is not much different from visa 3.79 This post has been edited by ryan18: Sep 30 2018, 08:25 PM |
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Sep 28 2018, 12:57 AM
Show posts by this member only | IPv6 | Post
#1603
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Junior Member
219 posts Joined: Sep 2012
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which card is the best in terms of lowest rate?
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Sep 28 2018, 08:57 AM
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Senior Member
1,274 posts Joined: Sep 2010
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QUOTE(kennethdw @ Sep 28 2018, 12:57 AM) which card is the best in terms of lowest rate? BigPay prepaid card |
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Sep 28 2018, 11:08 PM
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Senior Member
1,144 posts Joined: May 2012
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QUOTE(touristking @ Aug 24 2018, 10:38 AM) My experience. Most CC charge about 2+% overall (currency rate + charges + whatever). Some card gives 1% rebate for overseas spending so you ended up with 1+% Maybank 2 card amex give 5% rebate plus X5 point cap at RM1000 spendingI have not come across CC that gives 2%. I Would like to know which one does. AFAIK, for the time being, I don't know of any card better then BP for foreign currency spending. Sometimes slightly more and sometimes slightly less than xe.com so I consider that to be practically the same as xe.com This post has been edited by lunarwolf: Sep 28 2018, 11:09 PM |
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Oct 1 2018, 10:44 PM
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Junior Member
257 posts Joined: Aug 2011 From: Kuala Lumpur
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QUOTE(pvateme @ Jul 23 2018, 09:57 AM) i just made 2 payments in pound, 1 on sat and 1 on sun. below here are the conversion rate from bigpay and master card website. This is because the date on the BigPay App is the transaction date, the actual exchange rate is based on the posting date of the transaction, which is not showing by BigPay, so we have no idea which day to compare with MasterCard
I have no idea whats the formula from bigpay on converting GBP to MYR. But it seems lower than the mastercard rate and no admin fee. |
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Oct 26 2018, 07:57 AM
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Senior Member
1,671 posts Joined: Apr 2012
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hi guys.. i will be travelling to laos this weekend. Since Maybank has got a branch over there... I was just wondering if it is cheaper to withdraw money in Maybank laos using my malaysia maybank ATM Debit card... Any idea if it is better ?
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Nov 20 2018, 10:20 AM
Show posts by this member only | IPv6 | Post
#1608
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Junior Member
16 posts Joined: Apr 2011
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Just sharing,
Transaction date: 14 Nov 2018 Card used: Hong Leong Visa Debit Card - purchase online using debit card Payment as confirmed by HLB charged to card (in SGD) : SGD 221.00 Amount charged as in back statement (MYR): RM 946.54 If direct convert, this is very high.. Anyone can enlighten me if otherwise? |
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Nov 20 2018, 02:55 PM
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(stormtrooper @ Nov 20 2018, 10:20 AM) Just sharing, U sure they only charge u SGD221? The rate is incredibly high, seem like USD rate instead of SGDTransaction date: 14 Nov 2018 Card used: Hong Leong Visa Debit Card - purchase online using debit card Payment as confirmed by HLB charged to card (in SGD) : SGD 221.00 Amount charged as in back statement (MYR): RM 946.54 If direct convert, this is very high.. Anyone can enlighten me if otherwise? |
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Nov 20 2018, 03:26 PM
Show posts by this member only | IPv6 | Post
#1610
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Junior Member
16 posts Joined: Apr 2011
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QUOTE(mamamia @ Nov 20 2018, 02:55 PM) U sure they only charge u SGD221? The rate is incredibly high, seem like USD rate instead of SGD yeah realised, its USD  in this case it's about right |
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Dec 1 2018, 05:52 PM
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Senior Member
9,052 posts Joined: Feb 2006
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anyone know which bank now offer CB for overseas transaction?
going to prepare the card together with BP when the BP balance finish or can't use. |
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Dec 1 2018, 06:11 PM
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All Stars
14,928 posts Joined: May 2015
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QUOTE(tan_aniki @ Dec 1 2018, 05:52 PM) anyone know which bank now offer CB for overseas transaction? Games: HLB CC (refreshed today, Max CB RM100), PBB Visa Debit (refreshed today, Max CB RM100), Maybank CC (Travel - minimum RM1000 to win 10%), RHB CC (if you received invitation SMS, Max rebate RM40), SC - spin&win.going to prepare the card together with BP when the BP balance finish or can't use. This post has been edited by ClarenceT: Dec 1 2018, 06:12 PM |
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Dec 1 2018, 06:40 PM
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Junior Member
90 posts Joined: Aug 2017
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QUOTE(David83 @ Jul 22 2018, 12:08 PM) ✅Public Bank 1.25% this is not updated. for instance maybank visa is 2.25%. i just confirm with telebanker✅Maybank (Visa) 1.25% ✅Maybank (Master) 1.00% ✅Maybank (American) 2.50% ✅RHB Bank 1.00% ✅Hong Leong 1.00% ✅CIMB Bank 1.00% ✅Am Bank 1.00% ✅CitiBank 1.00% ✅HSBC 1.25% ✅BSN 1.00% ✅UOB(MY) 1.00% ✅OCBC(MY) 1.25% ✅Big Pay (Master) 1.00% From: Oppa Sharing FB 【歐爸·旅游·分享站】 |
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Dec 1 2018, 07:09 PM
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All Stars
14,928 posts Joined: May 2015
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QUOTE(Michael12345678 @ Dec 1 2018, 06:40 PM) this is not updated. for instance maybank visa is 2.25%. i just confirm with telebanker +1% by Visa/MC and + 1.25% (+/-) by your bank. |
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Dec 1 2018, 07:52 PM
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Senior Member
9,052 posts Joined: Feb 2006
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QUOTE(ClarenceT @ Dec 1 2018, 06:11 PM) Games: HLB CC (refreshed today, Max CB RM100), PBB Visa Debit (refreshed today, Max CB RM100), Maybank CC (Travel - minimum RM1000 to win 10%), RHB CC (if you received invitation SMS, Max rebate RM40), SC - spin&win. i also remember HLB got that promotion but can't find in their website...can share the link? |
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Dec 1 2018, 08:03 PM
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All Stars
14,928 posts Joined: May 2015
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QUOTE(tan_aniki @ Dec 1 2018, 07:52 PM) i also remember HLB got that promotion but can't find in their website... https://forum.lowyat.net/topic/4012607/+3920can share the link? https://forum.lowyat.net/topic/4646971/+1840 |
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Dec 1 2018, 08:13 PM
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Senior Member
9,052 posts Joined: Feb 2006
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QUOTE(ClarenceT @ Dec 1 2018, 08:03 PM) ok thankscontest one very hard to get, if contest i prefer citibank or uob, got mercedes or bmw hlb probably already finish quota by the time i spend on credit card when BP finish... |
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Dec 16 2018, 01:51 PM
Show posts by this member only | IPv6 | Post
#1618
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Senior Member
6,437 posts Joined: Jan 2003 From: -Destiny Island- Status:Online 
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hmm what if i buy disney tickets online through the official website
39,600 yen how much will maybank amex / master charge extra? current conversion is around - RM 1,460 |
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Dec 16 2018, 02:26 PM
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All Stars
14,928 posts Joined: May 2015
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QUOTE(kueks @ Dec 16 2018, 01:51 PM) hmm what if i buy disney tickets online through the official website Amex +2.5% to 3%39,600 yen how much will maybank amex / master charge extra? current conversion is around - RM 1,460 MC +2% to 2.5% -RM100 if you win the Travel campaign (3000 winners) This post has been edited by ClarenceT: Dec 16 2018, 02:27 PM |
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Dec 17 2018, 08:26 PM
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Senior Member
1,581 posts Joined: Mar 2008
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QUOTE(ClarenceT @ Dec 16 2018, 02:26 PM) Amex +2.5% to 3% Hi Sifu,MC +2% to 2.5% -RM100 if you win the Travel campaign (3000 winners) Is it better to pay with Maybank Visa compare to Maybank Amex for better rates ? M2C Premier cards Since overseas transactions (including online I suppose) have 5x TP |
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