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Credit Card Foreign Exchange Rate
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Sumofwhich
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 Aug 24 2018, 10:25 AM
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QUOTE(touristking @ Aug 24 2018, 07:01 AM) I think USD was around 4.08 thereabout at the time. So for your bank to charge you at 4.18 is about right. But if you uses Bigpay, you will be charge around 4.08. That is why, for the time being, Bigpay is the best card for foreign currency. Is it better than CIMB Cash Rebate Plat? 2.53%-2% rebate = 0.53% fee, please advise tq  Hmm I guess 0.53% fee is the additional cost, whereas BP is 0 fee, close to XE.com rate according to previous post in this thread, so BP is the winner? This post has been edited by Sumofwhich: Aug 24 2018, 10:27 AM |
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Sumofwhich
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Aug 24 2018, 10:59 AM
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QUOTE(touristking @ Aug 24 2018, 10:38 AM) My experience. Most CC charge about 2+% overall (currency rate + charges + whatever). Some card gives 1% rebate for overseas spending so you ended up with 1+% I have not come across CC that gives 2%. I Would like to know which one does. AFAIK, for the time being, I don't know of any card better then BP for foreign currency spending. Sometimes slightly more and sometimes slightly less than xe.com so I consider that to be practically the same as xe.com The CIMB Cash Rebate Plat gives 2% rebate for foreign currency spend, no? https://ringgitplus.com/en/credit-card/CIMB...MasterCard.htmlHmm, looks like I'll stick with BP and cancel my CIMB CR Plat with the SST charges coming in soon. |
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Sumofwhich
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Sep 28 2018, 08:57 AM
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QUOTE(kennethdw @ Sep 28 2018, 12:57 AM) which card is the best in terms of lowest rate? BigPay prepaid card |
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Sumofwhich
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Dec 30 2019, 12:38 PM
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QUOTE(virgoen8526 @ Dec 30 2019, 12:49 AM) i hope not out of topic. Any idea if top up BigPay using credit card got cross border charges? nope |
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