adele123  surprised that UOB is from SG, but they still charge 2.5% if you spend in SGD, unlike CITI, charge only 0.5%......

no suprise if u refer to UOB malaysia credit card, cos it still need to convert back to ringgit from SGD.

hello seniors, 
first time want to pay  British Pound 200, online using credit card,

Which  credit card should i use to get the lowest amount charged to my card statement?

Hong Leong Visa,
PBB Visa,
Ambank Master card,
CIMB visa, CIMB MC,
MBB AMex?
Aeon Visa or any others suggested?

Say the rate is 5.50, estimated charge to me would be MYR1100 + ?

thank you all

VISA RATE should use POSTING date, not transaction date. 

Overseas Transactions
● Transaction in Foreign Currency – The transaction in foreign currency shall be converted at the foreign exchange rate and spread, if any, as determined by Visa International or MasterCard International, plus up to 1% mark-up imposed by the Bank. The 1% mark-up imposed by the Bank is not applicable to I’m Credit Card.
● Transaction in Ringgit Malaysia (RM) – Any administration fees charged by Visa International or MasterCard International.

Guys,

May I know where can i see daily foreign rate that will be charged to my credit card?
Am using MBB Visa and Amex.

There is a bank imposed charge which amount up to 2% of transacted amount....

Do they mention the 2% charges separately?

Msian banks are non transparent in this respect, so you will get a RM figure more than the median rate, and more than visa/MC rate....The exact percentage is guess work by people here calculating, usually 1 to 2 %....

Ya lo, i always see a total RM amount right beside the foreign currency.
But i direct convert from these 2 figures, the exchange rate sometimes is better than money changer that i used.

The rate will always be better than money changers at msian airports, but worse than downtown changers...

Nothing beats the very competitive changers in mvm....

I am comparing with Mid valley money changer too. Not those from airport.

I don't know of any cc that gives rates better than downtown money changers nowadays....

However for a while in the past, perhaps 3 years ago and prior, some banks did convert cc foreign currency purchases at very good rate....Better than changers...