Hi all, I'm just wondering whether CC offers higher/lower rate as compared to FX counter rates (using cash) for AUS Dollar.

P.S: I know by experience that for Korea, all-in CC rate is cheaper than counter rate in malaysia.

Thanks!

Transaction Type	UOB YOLO
Transaction Date	18/1/2017
Posting Date	20/1/2017
Transaction amount	USD 125.95
Amount charged	RM574.40
bank rate	4.560539
visa rate	4.454555
Difference	2.38%

Quite consistent with previous reportings on YOLO of around 2.5%