QUOTE(harrychoo @ May 18 2011, 05:41 PM)
I thought both CIMB and Ambank both locking period also 3 yrs.
So if u take DIBS, when project completed, just refinance.
So in the end it doesn't matter what bank right.
For me, Not worth. So if u take DIBS, when project completed, just refinance.
So in the end it doesn't matter what bank right.
1) refinanace with other banks - have to pay legal fees, valuation fees and other locking period...
2) not guarantee BLR better than now
3) most of the bank calculate 3 years from the 1st disrubment date. if just re-finance upon VP/completed... then might have some penalty..
anyway, cases to cases basis...maybe 3 years later...things change...
May 18 2011, 10:05 PM

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