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 Amara by Jaya Megah

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kienfu
post May 17 2011, 10:33 PM

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if i going 2mr, any1 know still got unit left??? i do not know the launching until i saw the post here.
kienfu
post May 18 2011, 10:20 PM

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so damn down, cant even get the unit...... if any1 cancel due to loan rejected pls let me know....... i appreciate it very much..... THANKS THANKS................
kienfu
post May 22 2011, 02:34 PM

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any1 buy this for investment purpose?? what do u think about this property in future value??
kienfu
post May 22 2011, 02:53 PM

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QUOTE(cutealex @ May 22 2011, 02:38 PM)
any1 buy this for investment purpose?? = ALL buyers ... wat a questions  sweat.gif  OR you should ask buy own stay or looking for rental yield?

what do u think about this property in future value?? = typically should increase 30% upon VP but there's no 100% guarantee, when there's investment then there's risk....

why? you successful locked 1 unit?
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"INVESTMENT PURPOSE" MEANS BUY BUT SELL IT WHEN THE VALUE IS APPRECIATED OR LOOK FOR RENTAL YIELD

IF BUY FOR OWN STAY IS TOTALLY DIFFER, BRO!! BUY FOR OWN STAY EVEN THE MARKET VALUE APPRECIATED THEY WONT SELL IT ANYWAY.

SO MY SENTENCE IS CORRECT. PLS UNDERSTAND THE MEANING OF INVESTMENT.... smile.gif


kienfu
post May 22 2011, 03:12 PM

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anyway, differ ppl differ perspective. smile.gif
kienfu
post May 22 2011, 03:27 PM

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i actually bought 1 unit. but my parent said the property is overprice, too expensive...... make me very confuse now.... sad.gif
kienfu
post May 22 2011, 03:34 PM

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QUOTE(adrian0229 @ May 22 2011, 03:30 PM)
what unit u buy? which type?

of coz overprice is compare the price with your parents time (dinosaur era) hahaha...juz kidding bro..200k ++..what to expect?  hmm.gif
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I bought type C. U??
I have done some research, some ppl said this developer not good, we pay them maintainence fee but they din do anything.
is that true?? (i'm just asking cz i not sure)
kienfu
post May 22 2011, 03:42 PM

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QUOTE(tsfatt00 @ May 22 2011, 03:40 PM)
to form a committe n to take over the developer management then shouldn't be the problem
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haha.... then this resposibility shd pass it to you, u be our boss to maintenance the buiding... haha
kienfu
post May 22 2011, 07:47 PM

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QUOTE(WannaGetBuffed @ May 22 2011, 06:43 PM)
Sometimes, not listening to your parents can be more beneficial to yourself in terms of investment. If your parents is well to do, made a lot of money from investment probably thier advise can be heeded. If they are not doing any better than you do, you might want to take it with a pinch of salt.

When I started working not long ago, DPC was launching at 400k+. It was way too high for a property in Kepong. My parents houses was just 200k+ then. I told them I would like to invest in it, but i couldn't afford the downpayment. I asked for help but it got shotdown cause my parents don't agree that DPC was worth that much. Same thing, told me it was way overprice for Kepong. They read a lot of properties magazine, etc. yet they don't get the situation clear. Year after year prices goes up, tell me bubble is coming. I wonder how many years it has been since DPC 400k houses has launched.

Needless to say, I was too helpless then and it's way beyond my affordability now. Couldn't wonder what would it been it I managed to get one unit there then. I'm not a flipper, so I guess I could have stayed there or just sold it off when I needed the $.

This is my real experience, and I'm sharing it with you. Never too late to start, just that the risk is a bit higher and need to sacrifice more compared to last time.
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I thought so, that y i bought it... anyway thx for u advise... smile.gif
kienfu
post May 23 2011, 08:32 PM

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QUOTE(harrychoo @ May 23 2011, 07:53 PM)
If I not mistaken, in order to get free SPA we also need to sign within 30days. If over 30 days I think we need to pay ourselves for the SPA
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is that true?? my SA never tell me this.....
kienfu
post May 23 2011, 08:36 PM

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i got 1 question, is the I pad no limit as long as fulfilled the conditions?? dont tell me later come to end they tell us "1st come 1st serve, while stock last".
kienfu
post May 23 2011, 09:56 PM

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QUOTE(suhaimimh @ May 23 2011, 09:51 PM)
Just received phone call from ambank lo. on the day i put the booking, she mentioned that legal fees and mrta can be absorbed into the loan. now, suddenly call, mentioned that i need to fork out cash for legal fees and mrta ~6k. wth.. i ask her if let say i dont want to take the mrta then how..
she mentioned mrta is compulsory to take..
any similar case like me here? help me sifu2. damn  icon_question.gif
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wah... i thought the legal fee is included with our purchase price??? those SAs never tell us about this.... it seems like a lot problem coming out which all the SA never inform us.
kienfu
post May 23 2011, 10:08 PM

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QUOTE(WLP3234 @ May 23 2011, 10:00 PM)
legal fee + MRTA fee + 4%............... shocking.gif
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wat do u mean???
kienfu
post May 23 2011, 10:11 PM

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QUOTE(suhaimimh @ May 23 2011, 10:09 PM)
I called my SA as well. i dont think this was their fault. the bank officer told me that alll those fee can be included in loan. (mrta + legal fees). i asked her.

is the situation occurs to other buyers too? she said. not really. depends. I got confused since this is my 1st property. I'm not quite sure what's the reason but for sure she mention that ambank gv out loan+ mrta = 90% only. what the heck does it mean i donno (since i am noob).

but clearly enough, she did mentioned that legal fees and mrta can be included last time. damn it.

so, worst come worst I need to pay another ~6k (mrta ~2k + legal fees ~4k). is that all? or is there any hidden cost i still need to think?

cry.gif
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so now wat u mean is need to add another 6k to loan??
kienfu
post May 23 2011, 10:23 PM

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QUOTE(suhaimimh @ May 23 2011, 10:20 PM)
that's the thing. last time said can include. now cannot. i ask why. suddenly inform me donno. she just joined ambank. lame excuse.  vmad.gif

although, it's just plus minus. but hv to come out with another 6k. dergh!
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or is it u loan already max?? cz the banker told me legal fee or MRTA can included.
kienfu
post May 23 2011, 10:51 PM

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QUOTE(Raub @ May 23 2011, 10:48 PM)
any 1 of you still keep the bank promotion details ?
I means the paper you can take in show room. BLR -2.1 that 1...

if you can see this from that paper, loan up to 90% + 5%, then confirm can get the legal fees or mrta put into the loan , but maximum 5% ...
example : property price 300k , maximum loan is 270k + 15k for (Loan Agreement + mrta )....if your (loan agreement + mrta) e.g 20 k , you need to pay the cash ,5k, to the lawyer firm when you sign the loan agreement ...i remember is cash or cheque , no credit card.

if the paper only say 90% , then better ask you banker now ...
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AMB got stated can 95% include MRTA
kienfu
post May 23 2011, 10:59 PM

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QUOTE(harrychoo @ May 23 2011, 10:56 PM)
At the OFFER TO PURCHASE LETTER, try to see at the last 2 bottom paragraph.

"Upon compliance of the aforesaid by us/me, the Developer will absorb the full Legal Fees of the SPA and DC only"

So most probably it means if we not fulfill the 30days to sign SPA and Loan Offer letter, we will not get free SPA?
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if this is reli the case then i just hope my loan dont approve. and learn a lesson from this property developer.


Added on May 23, 2011, 11:04 pmi just read it, yes. if within 30 days the legal fee and DC is pay by developer, but more than 30 days we have to pay ourself.

This post has been edited by kienfu: May 23 2011, 11:04 PM
kienfu
post May 28 2011, 08:02 PM

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can i ask something? Y every1 is talking about legal fee?? the SA told me i oni need to pay RM 500 when sign S&P, the legal fee is bear by developer, m i rite??
kienfu
post May 28 2011, 09:24 PM

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[quote=axisresidence17,May 28 2011, 08:34 PM]
I think someone has explained this before. The free legal fee is to sign the S&P. When you sign for loan from the bank, there will be another legal fee. This is the legal fee that everyone is talking about. Not the legal fee for S&P that you referred to. For the bank loan you also need to have MRTA although actually it is optional. Normally bank will put MRTA into the loan itself, but from interest point of view you'll pay more to the bank compared to say if you have you own saving to pay for it.

thx a lot si fu....... smile.gif
kienfu
post May 28 2011, 09:39 PM

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QUOTE(cheeyong776655 @ May 28 2011, 09:28 PM)
im also not sure whether this 50% redemption on stamp duty are applied on "first purchase" or "first application",
also take note this redemption are up to a limit that the property price cannot not more than that.

in fact my first house are priced 280K bought in last year, but the limit in last year was 250K, hence o do not apply,
but the limit was increase in this year, however this Amara was my second house, i do not know whether i will entitled,
how bout if this Amara is under 2 name, and my fren are first time purchaser, do we entitled to claim? thanks for sharing


Added on May 28, 2011, 9:30 pm
ppl used to said more or less same with DIBS,
because developer dont want to get lost too,
but as lower as your unit, as earlier and more u hv to paid, because the project will build from the bottom,
so the ealier builded are from bottom, and your loan will be disburse sooner
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hey, from wat i know they calculate based on percentage, not based on whether they have build until your unit or not. let say the percentage of completion is 30%, then every1 have to pay the same 30% as well.

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