i don't know what other bank credit cards are like but with HSBC credit cards, there are so many terms and conditions to get freebies out of it. Like last year's MegaSale Campaign, you need to shop at odd hours to WIN back  25% discount. Notice i type win in caps cause you may not get any. Another example is with the new signature, if you spend rm50 you can get 1000 points (promotion) but you must first register by sms. Tell me which busy executives want to play this kind of game? HSBC credit card managers need to give straight forward incentives for people to use it, not create hoops here and there for card holders to jump through and miss.

Today over at the 1 Utama booth, HSBC Amanah Platinum offers RM150 cash-back (3 swipes in 60 days) + RM50 GST Waiver + RM30 (Additional 2 swipes) + RM50 GST waiver for Supplementary

Seems nice but limited to first 13k New-To-Bank customers only