i believe with limited resources, it is better to buy what you need and what you can afford.. like me and i believe most msians can only afford hdb, but for me ultimate goal is the cheapest private property with the largest area, so i can get another property as an investment...

3 room flat means 2+1? is there such a thing as 4 bedroom flat? because if there's i would like to get one to bring my whole family here..

3 rooms flat means 2 rooms and 1 living room. 4 bedrooms flat translates to 4+1, which also called "5 rooms style" in direct chinese translation

oh, then i mean 4 room flat, 3 room + 1 living room. I wanna buy one HDB as my first investment.

are you a PR/citizen yet? and is your spouse a PR/citizen too?

i am applying for PR now, not sure i can get it or not, my gf is a PR already. Well, it just my long term planning. one have to look far enough.

It's good that you have a plan now...

Like the old saying "If we fail to plan, then we plan to fail"

hmmm... mind to share why 2013?

Since thats the set time frame when the BTO's should be fully constructed. Which would be during the recession of 2012-2013.

then price of HDB will drop?

eh, if u in KL same thing also what. 25-30 years loan to buy rm400k condo.


too early imo. recession/property bubble burst should be only sometime second half of the decade. which leaves plenty of time for me to save, get PR/citizenship, then wait for prices to drop before buying

but since we earning SGD, RM400k seems... not tat hard

for member still surveying for property and car ..
http://www.propertyguru.com.sg/singapore-p...rty-listing/hdb
http://www.sgcarmart.com/used_cars/index.php

do you really believe that ? Sg with limited space and growing populations ?

well, it might happening and it might not. So my problems now is buy first or buy later..

what i mean is that for KL guys earning RM, it's very very normal to plonk down a 25-30 year loan to pay off an rm400k condo. so it's not any different from us earning SGD and buying an rm400k hdb with also a 25-30 year loan.

oh, ok, got what you mean. so, for u, would u buy now or after 2013?

my own strategy is to get the one with lowest COV, previously i was aiming all town area like tanjong pagar, bugis and china town, cause near to office, so i can go without a car, think think my strategy change cause the cov is so high i might as well get a car and have a bigger hdb further abit at jurong west / woodland
my vote goes to buy now, tomolo can be worse

dun think gov will let the hdb price go down, they can always control the supply and demand and hdb valuation, just hope COV will go down

haha, got it

hi everyone here, i am working in sg (fresh graduate), actually have been working like almost 4-5 months, erm....i don't really like this job, wanna quit, anyone know is it possible to do that? because i am not sure the valid period for the S pass hold ( i am s pass holder).

if i cancel the s pass, will i be able to apply again? is there any gap period between cancel and apply?

thanks

But the parking fee is expensive