If you talk about oil & gas industry rm7k for 5years experience is normal..even in banks is also possible actually, my friend was once offered rm4500 by an international bank for their training program (investment banker I think) when he was freshly graduated..he might reach 7k if he accept the job in 5years time..

If you talk about oil & gas industry rm7k for 5years experience is normal..even in banks is also possible actually, my friend was once offered rm4500 by an international bank for their training program (investment banker I think) when he was freshly graduated..he might reach 7k if he accept the job in 5years time..

5 years in the office? only companies like probably an ang moh company setup to outsource petty work... msia diff ler, i mean sgd.. possible but hard

Hi Guys,

Anyone goin bck to KL/PJ nx wkend?
Do PM me...Thnx!

next weekend we are going to jb 

Hi Guys,

Anyone goin bck to KL/PJ nx wkend?
Do PM me...Thnx!

It's time of the year to pay tax. Please do your part if you are taxable. It will be in good hands. So, don't be heartache.

It's time of the year to pay tax. Please do your part if you are taxable. It will be in good hands.

I think it depends on when you receive the bill from IRD.  I checked with them and they will start sending out the bill from June to September.  Alternatively, can we walk in to the Income tax Dept and pay them there and then?  Just curious, have not paid tax before in SG.  First time doing it.

I think it depends on when you receive the bill from IRD.  I checked with them and they will start sending out the bill from June to September.  Alternatively, can we walk in to the Income tax Dept and pay them there and then?  Just curious, have not paid tax before in SG.  First time doing it.

1) I control myself by limiting my debit card purchases to plane tickets and minor online purchases only. I pay the rest of my expenditure with cash. That way you will feel money flowing out of your pocket and tends to deter you from spending further. Never ever get a credit card....you will be tempted to spend future money. With every single cent spent on your debit card, you will feel the burn in your pocket.

I've been able to consistently save >30% for the past 8 months here. Here's how I do it:

1) I control myself by limiting my debit card purchases to plane tickets and minor online purchases only. I pay the rest of my expenditure with cash. That way you will feel money flowing out of your pocket and tends to deter you from spending further. Never ever get a credit card....you will be tempted to spend future money. With every single cent spent on your debit card, you will feel the burn in your pocket.

2) I track my daily expenses on excel file so I can monitor where the bulk of money flow every month. For example, suppose I notice an increase in food expenditure, I will watch out more on that the following month.

3) I only withdraw $100 weekly and try to survive on that for 1 week. Only withdraw more when absolutely necessary. If I spent $100 in less than 3 days, that will kinda prompt me to recheck my spendings.

4) Match my holiday spendings in Malaysia with my daily expenditure in sg (apply a factor of 1.3 if it's a major    holiday). E.g If I spend $12 daily in Sg, I am only allowed to spend rm30 daily in Malaysia. If major holiday, I am allowed to spend up to Rm40 daily.

All these budget measures serve as check and balances for my personal money management.

Here's how I do it

1) Married and have kids without having a maid.
    -- We don't really have much time and energy left to spend money.
    -- looking at childcare fee alone will make me think twice when spend money. I gave away at least two set of iphone every month    When my kids sick and stay at home for 2 week, one iphone4 go down the drain for nothing.

Category Name: Employment Pass
Subject: EP APPROVED
Wall Message:
Hi,

We are pleased to inform that the application(s) has been approved.
The approval letter is valid till 21-11-2011.