Please check the T&C for the reward points for your credit card. I just checked the Citibank, one of the condition is....no point for those transaction which is approved by LHDN for tax relief.

This is new...

I get my 9k points (6k myself, 3k my wife) using PB VS card last 2 weeks.

from the Product Disclosure Sheet:
https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx



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No idea, the transaction posted as ONEPOINT SERVICE WP KUALA LUMP MY

Any idea the kioks at Metro Prima last until when?

Indeed, just checked online statement, reward points credited. Just thinking out loud if next year withdraw all my money out (roughly RM25K), then re-deposit again. Withdraw again, re-deposit again.. I can easily earn lot of reward points to exchange gadget

From 10am to 9pm

Spot on
Suggest u try next mth n keep us updated here ya

how to withdraw all? I thought we can only withdraw 10% / RM500 per year?

This cc thing is new to me. So where can we do the top up via cc next year? Many thanks.

I would like to know also, missed this when I was doing the 6k top-up this year. Can use cards like AEON Watami to get additional 3% cashback just from these transactions.

is it easy to withdraw out the money from sspn?

Hey guys, got a ques.. let's say if i save 6k today, is it easy to withdraw in jan and also would the 6k i saved be eligible for the 2015 tax relief?

Can, but then you won't be able to claim 2016 tax relief unless you put in 12k.

Best way to 'play' is probably to put 6k per year for a few years until its sizable amount (let's say you go for 5 years), then withdraw one short in the 6th year. 7th year start putting 6k again. This will result in much better interest rate (just put the withdrawn amount in some investment or long-term FD) IMO compared to every year just add and add.

Thanks for the prompt reply.
At year 7, i wont be able to enjoy the tax relief right? since it us suppose to the net difference between the year before and the current year's savings..
I am more concerned about withdrawing the money as I have heard stories that people are only able to withdraw only a small portion. Should this be of a concern?
Gonna try to go maybank and open the account before the year end to try it out.. hehe

U can withdraw up to the available balance by submit your application to PTPTN outlet

PTPTN branches

Any cc will do

Works only IF:
1. when withdraw on 6th year,
we willingly "give up" on 6th year's XX% tax relief

2. and on the 7th year, SSPN "resets" as we were "missing for 1 year" (6th year)

I'm interested in doing it BUT unsure whether (2.) happens or not (reset).
If doesn't "reset", like a previous forumer shared - coz on the 7th year, put in $6K pun tak cukup because took out say $20K 2 years ago (ie. net inwards still -$14K)

However, IF the credit card is still acceptable AND can make points/cashback... heheh...
every year withdraw 100% (eg $20K $26K $32K etc as it grows)
then year end or close to Dec,
plonk back in via credit card +$X,xxx