This cc thing is new to me. So where can we do the top up via cc next year? Many thanks.
SSPN, Skim Simpanan Pendidikan Nasional
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 Dec 31 2015, 08:50 AM
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#1
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1,311 posts Joined: Oct 2012 
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Dec 2 2016, 11:57 AM
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#2
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1,311 posts Joined: Oct 2012
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I just went to top up last night at their Mines Shopping Mall outlet. Rm3k can get free powerbank or huge umbrella. Rm6k can get hamper with backpack and savings box and stationeries. They are open till 9pm. Accept cash, cheque or debit card. Too bad they stopped accepting credit card this year.
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Dec 16 2016, 08:35 AM
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#3
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1,311 posts Joined: Oct 2012
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I went to Mines 2 weeks ago still ada everything. Less crowd there.
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Dec 21 2016, 11:18 AM
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#4
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1,311 posts Joined: Oct 2012
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QUOTE(zyrex_ho @ Dec 21 2016, 10:35 AM) Can i enjoy the tax relief if i am single? This SSPN-i scheme is meant for children education right? But the most attractive part is on the tax relief, problem is i am single, so will i be eligible to get this tax relief? Unfortunately you cannot. |
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Dec 22 2016, 09:39 AM
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#5
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1,311 posts Joined: Oct 2012
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QUOTE(guy3288 @ Dec 21 2016, 06:53 PM) i thought i have missed the promotion free gift for 2016 top up so late into year end. Yes you can.deposited RM6000 at PTPTN seberang jaya branch,(look for that nice guy Hafizi) still got goodies, umbrella, coin box, tupper ware and tumbler, and a hamper. currently out of stock, told me to collect hamper on Saturday at Mydin Mall where there will be promotional fare. Forgot to ask the PTPTN guy just now.. may be you guys know can help. Say my son already have sspn-i account with me and i claim max RM6000 tax purpose. Can my wife open another sspn i account with that same son and she deposit another 6k to claim tax for her own? that will mean that kid will have 2 sspn-i accounts one with dad and another with mom? is it allowed? thanks for any feedback. |
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Dec 22 2016, 10:33 AM
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#6
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1,311 posts Joined: Oct 2012
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QUOTE(55665566 @ Dec 22 2016, 10:02 AM) But I have external life insurance liao. I don't think I need this. Since you dont have children, even move to SSPN-i also no tax incentive. Unless you are happy with 4% interest per year, then ok la. Otherwise, withdraw and invest else where.Should I redraw or move my current fund to SSPN-i? Is that possible? |
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Dec 22 2016, 10:56 AM
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#7
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1,311 posts Joined: Oct 2012
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QUOTE(55665566 @ Dec 22 2016, 10:51 AM) Just want to invest. Now kinda regret it and want to find ways to get back my money Or fixed bond income funds. I just bought Hwang Affin. Keep for 3 yrs. Malas mau hunt for FD every year. Oh, then I don't see any good in SSPN investment then. Any recommendations? I heard Maybank GIA is good  |
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Dec 23 2016, 02:49 PM
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#8
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1,311 posts Joined: Oct 2012
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QUOTE(WannaGetBuffed @ Dec 23 2016, 11:56 AM) How do I withdraw the full or close to full amount deposited? Visit the PTPTN office or outlets. Need to fill up form I think. |
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Dec 23 2016, 03:36 PM
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#9
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1,311 posts Joined: Oct 2012
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QUOTE(MiKE7LIM @ Dec 23 2016, 03:33 PM) hi, is this the interest declare by SSPN-i? Yes they do declare dividends.coz i just aware about the RM6K tax exemption.... dont know they do declare dividend...  |
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Dec 23 2016, 04:00 PM
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#10
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1,311 posts Joined: Oct 2012
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QUOTE(MiKE7LIM @ Dec 23 2016, 03:40 PM) thanks for confirmation. I-plus has insurance plan attached to it. Since I already have my own insurance, I choose I saja.this mean the benefits is tax exemption and +/- 4% dividends Which 1 is more advisable to go for? i or i-plus? |
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Feb 21 2017, 10:42 AM
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#11
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1,311 posts Joined: Oct 2012
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QUOTE(T231H @ Feb 21 2017, 09:56 AM) Jfi....the rm 6k tax relief/rebate is till tis yr only...nrxt yr go back to rm3k True. Better dont spend precious time bank in & withdraw for 3k a year. Treat it as diversification lor. At least bila tua, got various sources of income or places to withdraw from, hehe. |
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Feb 22 2017, 08:37 AM
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#12
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1,311 posts Joined: Oct 2012
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SSPN can be one of your many investment baskets. Not all baskets have to be performing double digit returns. Some here and some there. Some can be converted to cash quickly and some more difficult and takes time to convert (eg property, etc). And thats diversification I guess.
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Mar 1 2017, 10:30 AM
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#13
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1,311 posts Joined: Oct 2012
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QUOTE(MUM @ Feb 28 2017, 05:41 PM) have to consider the current EPF contribution too... EPF alone sudah terover-over jor. Haih. The relief is too low lah.don't simply buy insurance whereby the combination of premium paid & EPF maybe over the tax relief allowed. |
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Mar 2 2017, 11:16 AM
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#14
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Senior Member
1,311 posts Joined: Oct 2012
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Sudah print
 This post has been edited by familyfirst: Mar 2 2017, 02:35 PM |
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Oct 6 2017, 10:35 AM
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#15
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1,311 posts Joined: Oct 2012
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QUOTE(michaelho @ Oct 4 2017, 12:07 AM) anyone gotten any free gifts for depositing this year ? Wonder if they are giving the same stuff like umbrellas again? Haha. Not sure yet. I normally top up only in Dec. |
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Nov 23 2017, 11:04 AM
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#16
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1,311 posts Joined: Oct 2012
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QUOTE(rapple @ Nov 23 2017, 08:49 AM) You guys bring cash to PTPTN to do deposit and to get free gift? I remember handing them a cheque last year. |
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Nov 9 2019, 10:14 PM
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#17
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1,311 posts Joined: Oct 2012
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Hi, wanna use Boost for the first time to pay SPPN but I see that in Boost, only got SSPN-i. Are they the same?
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Nov 10 2019, 08:56 AM
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#18
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1,311 posts Joined: Oct 2012
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QUOTE(yklooi @ Nov 10 2019, 12:51 AM) while waiting for responses, Thanks!try post 2087 I think your query are explained there. |
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Nov 11 2019, 05:44 PM
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#19
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Senior Member
1,311 posts Joined: Oct 2012
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How to check if my Boost transaction actually appear in my SPPN account? I tried log in but they only show the Penyata for 2018. Any idea how to see detailed transaction before I continue Boosting away?
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Nov 19 2019, 02:20 PM
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#20
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(mephyll @ Nov 18 2019, 06:24 PM) Just my 2 cents Agree to the above. Even without Boost (2%), I still ok with 4% pa to park a little more than the 6k/8k per year since its quite liquid. Save some time hunting for FD deals here and there.Sspn interest 4% + boost 2% (level 4) + shake unknown % ( depends on luck) + boost mission ( depends ) The return is 6%+++++ Some may include tax relief % as well |
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