When is the divided date ?

oic... hehe when is EPF announcement ..?

Dividend for Y2014 is paid in Y2015... so you ONLY get to claim Tax Relief on RM5755 (+ dividends from Y2013).

Assume deposited RM 140,000 get RM 6,000.00 dividend on top of that get RM1,560.00 tax relief, total = RM 7560.00 = 5.4%.

OK lar... so so nia.

Just like FD.

Xuzen

does that mean we get tax relief if we put in 12k into sspn now compared to 6k previously?

1st 6k is for savings n 2nd 6k is for takaful premium

Click tis http://translate.google.com/translate?hl=e...us1&prev=search

The 6k tax relief is based on yearly INCREMENTAL balance. Meaning Last year you deposited 6K, you will get tax relief for 6K for 2014 assessment. This year your SSPN account balance must have a NET increase of 6K (Balance is now RM12K)in order to entitle to another 6K relief for 2015 income tax assessment.

i also want to open an account to get the tax relief YA2015

for the sspn-i account opening

1. is it only for parent who already has children  ?
2. I saw from website, it does have a individual account (age 30 above), can I apply this to get tax relief
3. saw contradicting info on the withdrawal. Some saw can withdraw, some say cannot.

Cann't call them to as the line keep engaging ?!!!

thanks all

oo ... really thx for the fast reply
dead end to get the tax relief !!!

Must have kids? If no kid but want to join to claim income tax, can or not?

So actually does we get the tax relief if we open the spss account for ourselves? Sorry to ask again due to i saw it from the spss official website, there wrote:  Individu yang menyimpan untuk diri sendiri tidak diberi pelepasan taksiran cukai.

So still confusing whether we get tax relief or not if the account is opened by ourselves and not by parent.

is there any online application for this?

juz want to know before i step in working environment, after intern will going to work. But i heard if monthly income is RM2000+, I'm subjected to pay tax. But I'm not so sure about that, so want to know whether got tax relief for SPSS holder.

Hi,

Just got my baby few weeks ago and found about this SSPN thing when filling up my tax return form earlier today. Seems like a good way to get the tax relief with reasonable interest rate (similar to FD). But I have a few questions based on my reading in the SSPN website and this thread, as follows:

1) From the SSPN website, it's mentioned that the withdrawal is only allowed for 10% or RM500, but in this thread I read that this T&C has been revised and now it's free to withdraw anytime. Is it correct? If yes, are there any charges for withdrawal? And if I open the SSPN account via Maybank, can I do the withdrawal online right into my Maybank account?
see page 23, post 458

Mengemukakan nombor akaun bank pendeposit sekiranya ingin wang simpanan tersebut dikreditkan ke akaun pendeposit.(Akaun mestilah atas nama pendeposit dan bukan akaun bersama)
http://www.ptptn.gov.my/web/guest/simpanan...penutupan-akaun

2) In the tax return form, the max tax relief is RM6k per year, but in this thread it was mentioned that we need RM12k to be eligible for the relief. May I know is this only applicable for the 1st year?
see this....
http://www.ptptn.gov.my/web/guest/simpanan/cukai

3) I understand that I can open the SSPN account at Maybank branch. Since now we can't make the SSPN deposit via CC, can I use M2U to transfer in the deposit?
check this out
http://www.ptptn.gov.my/web/guest/simpanan/kemudahan-sspn-i

see page 22, post 430...CC can use


4) From the SSPN website, I see that there's another product called SSPN-i Plus, which is SSPN + additional insurance coverage. May I know is the insurance package provided a good package to bundle with? Or it's better to go with the normal SSPN and buy the separate insurance outside?
just a note...see page 21, post 412
Thanks

I got my sspn divident rate 4% for 2015.
Anyone may confirm this?

question...i went to CIMB that day to enquire about SSPN, I was attended by one of the general enquiry clerk, an uncle (40++) quite know-it-all fellow (my own impression)

apparently the one thing that he told me and i remembered, was IT IS DAMN HARD TO WITHDRAW THE MONEY...THE PAPERWORK IS A LOT...AND YOU NEED TO WAIT WAIT WAIT...

i am not sure if it is true or he is just damn lazy to help me with it...

let say i need money for my ailing pet....need the money for surgery...can i withdraw it like my other savings account in Maybank??

that is my concern as well, for my point of view, the depositor need to be dead only can withdraw, which is stupid term.

I only can see this term

Salinan Sijil Kematian pendeposit.