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 SSPN, Skim Simpanan Pendidikan Nasional

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cucikaki
post Nov 27 2019, 08:15 AM

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QUOTE(extinct_83 @ Nov 27 2019, 08:01 AM)
I only got deducted RM 12 for the debit card - similar to other bank like CIMB
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U open which type of account?

I think for basic saving account. No such fees
cucikaki
post Nov 28 2019, 07:09 PM

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QUOTE(MasterConfucion @ Nov 28 2019, 09:35 AM)
Just for my balance reflect after make complaint. SUnday put money and thursday only get is a bit slow for current modern age technology. Make me kinda lose confidence in putting my money there.

Btw their reply to me "Tuan/puan,

Semakan mendapati penambahan deposit telah dikemaskini pada 24/11/2019 RM500.00.

Untuk makluman penambahan deposit akan dikemaskini dalam masa 3-7 hari bekerja dari tarikh penambahan deposit dilakukan.

Sekian terima kasih."
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Or is it ur first time depositing?

I deposited on tuesday 11pm via boost and reflected in my account after 6pm on wednesday. So i think it is fast enough already.
cucikaki
post Nov 29 2019, 05:18 PM

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QUOTE(avinlim @ Nov 29 2019, 04:54 PM)
Withdraw in a week mayb.... laugh.gif  laugh.gif  laugh.gif
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Urs still not reflected? Mine deposit last night 11.30pm also in already today.
cucikaki
post Dec 9 2019, 02:02 PM

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QUOTE(wos @ Dec 9 2019, 01:30 PM)
How do you deposit via boost? I tried but getting rejected.  icon_question.gif
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Always like this, try again in a few hours, this morning i try around 11.30 also fail. But around 12 successful
cucikaki
post Dec 9 2019, 10:13 PM

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QUOTE(MGM @ Dec 9 2019, 09:00 PM)
I am on level4 and so far I have been getting 0,1.5,2 & 4 times of coins until today when I used the rm500 mission to pay sspn and voila get 7000 coins.
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Why my luck is not this good. Ahahha.
cucikaki
post Dec 10 2019, 02:02 AM

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QUOTE(YH1234 @ Dec 10 2019, 01:45 AM)
hi, if i deposit 8k in dec 2019 and withdraw 8k or more in jan 2020, am i still qualify for the 8k tax relief for ya2019?
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Tax relief = total deposits in YA2019 - total withdrawal in YA2019.
cucikaki
post Dec 29 2019, 11:01 AM

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Since people talking about lhdn tax etc etc.

I wonder if all this cashback game, be it from Boost, Credit card will be taxable if they found out?
cucikaki
post Jan 2 2020, 10:26 PM

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QUOTE(jefftan4888 @ Jan 2 2020, 09:22 PM)
My advice is everything must do in moderation.  biggrin.gif
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but im not in moderation oh. 4.5k/month/per acc. how oh hahaha
cucikaki
post Mar 21 2020, 06:40 PM

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Anyone deposited during the RMO and sspn balance updated? - i know it could take a few days but sometimes it’s reflected the next day
cucikaki
post Mar 31 2020, 10:44 PM

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QUOTE(saw2001 @ Mar 31 2020, 07:39 PM)
I’ve made a deposit on saturday on boost, normally how long will it take?
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there's a delay if u do end of the month and beginning of the month. the longest i've waited is 7 days. best to do mid month where it would be reflected (most of the time with me) within 1 working day only.
cucikaki
post Apr 7 2020, 06:19 PM

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QUOTE(saitong09 @ Apr 7 2020, 06:05 PM)
I hope they will add deposit by debit card, current only have fpx
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maybe to be more specific prepaid card.
cucikaki
post Apr 8 2020, 02:36 PM

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QUOTE(saitong09 @ Apr 8 2020, 02:34 PM)
I asked CS, so high chance debit card will be included in the future smile.gif
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why so happy about debit card can use?
cucikaki
post Apr 8 2020, 02:39 PM

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QUOTE(saitong09 @ Apr 8 2020, 02:37 PM)
earning cb by paying gov bill by PBB, how come you don't know?
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ya i know. i tot got debit card than can earn 5% on daily purchases or something.
cucikaki
post Apr 8 2020, 02:43 PM

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for this new features, if you plan to withdraw RM4,562.50 or less better use withdrawal features in their SSPN website, if anything more than this amount, and you plan to park in SCB PSA account, then should use Bank Islam internet banking transfer.

if plan to park in OCBC 360, then the amount would be RM5,367.65.

Just sharing smile.gif
cucikaki
post Apr 8 2020, 04:03 PM

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QUOTE(saitong09 @ Apr 8 2020, 02:56 PM)
lol I also don't have gov bill to pay online  sweat.gif
now waiting for SSPN to implement
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TNB not consider government ka?
cucikaki
post Apr 8 2020, 04:09 PM

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QUOTE(MGM @ Apr 8 2020, 03:30 PM)
Can elaborate, why diff amount for the 3 transfers for PSA, OCBC360 n others? I
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if transfer use BI, u get the amount instant and can park in SCB PSA / OCBC360.

Hence you would earn 1 day worth of interest. PSA ia 4%, 360 is 3.4%

If you use the withdrawal channel by SSPN itself - where no RM0.50 charges incur, however, you would get it the next working day.

So using SSPN channel for withdrawal would make you 'lose' 1 day worth of interest in these high yield saving accounts.

now comes back to the RM0.50 BI charges, how much amount, that would give me RM0.50 in a day if i park the money in PSA? it will be RM0.50 *365 / 4% = RM4,562.50 - ignoring leap year calculation.

and for OBCB360, how much amount, that would give me RM0.50 in a day if i park the money in 360? it will be RM0.50 * 365 / 3.4% = RM5,367.65 - ignoring leap year calculation
cucikaki
post Apr 8 2020, 06:18 PM

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QUOTE(Barricade @ Apr 8 2020, 05:52 PM)
For RM0.50 you can calculate until like that? 😣

I think the time you took to write that long essay above, if you spend that energy on something productive maybe you can earn more?  🙄
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I memang got nothing to do now. Dont worry typing it out only consume 4 mins of my time
cucikaki
post Apr 14 2020, 12:17 PM

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QUOTE(Michael12345678 @ Apr 14 2020, 12:16 PM)
Hi all, checking if the boost payment to SSPN can only be max RM1000 for each transfer? I tried RM1200 but the submit button is "greyed". THank you.
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so much money to keep in sspn? ahhaha. yes max rm1k
cucikaki
post Apr 14 2020, 12:23 PM

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QUOTE(GrumpyNooby @ Apr 14 2020, 12:19 PM)
People got few hundred Ks to put SSPN also didn't complain much.  dry.gif
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i never complaint? i just ask ma Mr Grumpy
cucikaki
post Apr 14 2020, 01:08 PM

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QUOTE(GrumpyNooby @ Apr 14 2020, 12:24 PM)
That people is not you. Why are you sensitive?
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u r being sensitive eh. not me. no i only have rm167 currently in sspn. how can have few hundred Ks in sspn. crazy. car also need take loan


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