Yes, I had opened online and see it is active now. But still cannot more than RM1K/day

what app is this?

myPTPTN

above already been shared to you earlier.

MyPTPTN is only RM 1k per transaction regardless of banks. Once it’s cleared only you can perform second transaction.

If you use BIMB app you can perform withdrawal (>RM1k) using their app and service charge is RM 0.50 per transaction.

Yes, I know. That's why I opened a Bank Islam Basic Savings Account-i. Still, only RM1K/day. Maybe I need to go the branch to clarify.

This post has been edited by ideaplus: Jul 5 2025, 09:51 PM

There’s nothing wrong with your BIMB account. You need to withdraw using BIMB app and not MyPTPTN. MyPTPTN is only RM 1k per transaction.

you got the whole process wrong.

RM1k/day limit is set at myptptn app and web portal. NOTHING to do with bank islam.


actual process:

1) Go to Bank Islam branch/ATM
2) Link your SSPN account at Bank Islam ATM
3) Once LINKED, you can use Bank Islam App/web portal to withdraw fund from SSPN account directly into Bank Islam SA only. RM0.50 transfer fee applies. Better to do this with large sum (iinm, up tp RM50k), rather than multiple small-ish amount.

... again, myptptn app/web is still not involved throughout the process...

4) Once SSPN fund credited into Bank Islam SA, just do the normal DuitNow Transfer from Bank Islam web/app to external banks. Transfer fee RM0.50 applies if >RM5k. Just make multiples of RM5k transfers, no fee applies.

any free gifts for deposits with sspn yet?

My process of withdrawal already initiated, but the money is still not in the respective bank account yet.
Usually need to wait for few days or anything ?

Thanks for spending time replying my noob question.
New in SSPN.

yes, sometime take week

diu, i just called PTPTN, they say 7 to 14 working days..
How about the Bank Islam - SSPN withdrawal method, i'm aware that it has 0.50 service charge, but is it instant / within a day ?

- yeah i read it already, Bank Islam is instant.


This post has been edited by Haloperidol: Jul 10 2025, 11:09 AM

Not so long la. My experience just a few days, like 3 working days or something. Not sure now.

Yes, BIMB is instant.

Well, time to open BIMB account, the BIMB VI anyway is my next of list to apply credit card either way

thanks for sharing the process.

i went to BIMB to open account, had to apply a debit card, coz the linking need a Debit card account.

the officer say need to do it like Tabung Haji way (i'm not muslim) so i dunno...

Yes, there is a debit card. It is BSA only.

For ganjaran 1%, I plan to deposit on 30th and 31st July 2025, should be in time right, any new changes so far that can invalidate my assumption there....

The risk is that website/FPX system have problem.

I'm planning to do that as well, but its not risk-free. Also do take note the FPX limit for your particular bank (most are 50k but I know at least one bank that has some stupid 10k transaction limit).