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 SSPN, Skim Simpanan Pendidikan Nasional

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ideaplus
post Jul 3 2025, 03:44 PM

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Actually can the withdrawal from app, or need to go to the branch?
ideaplus
post Jul 4 2025, 08:26 AM

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QUOTE(fruitie @ Jul 3 2025, 04:35 PM)

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Thanks for the reply. So, it is necessary to have Bank Islam CASA to perform this transaction
ideaplus
post Jul 4 2025, 11:33 AM

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QUOTE(fruitie @ Jul 4 2025, 10:33 AM)
Not necessary but good to have.
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Thanks for the reply. May I ask if I can determine the withdrawal amount if I have no plan to have a CASA from BIMB?
ideaplus
post Jul 4 2025, 01:56 PM

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QUOTE(fruitie @ Jul 4 2025, 01:08 PM)
Yes, via the app but max only RM 1k per transaction and have to wait it is cleared only, can only put in the following requests.
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Thank you for your reply. I like that it is better to open a CASA BIMB online, which would be much more flexible for withdrawal purposes.
ideaplus
post Jul 4 2025, 02:18 PM

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QUOTE(fruitie @ Jul 4 2025, 02:10 PM)
Can open BIMB online? I opened mine 2.5 years ago in a branch though.
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I see can add new account online bcoz I had their CC, of course I don't know can proceed the whole process online or certain part only. Btw still appreciated your reply smile.gif
ideaplus
post Jul 5 2025, 08:06 PM

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QUOTE(fruitie @ Jul 4 2025, 02:10 PM)
Can open BIMB online? I opened mine 2.5 years ago in a branch though.
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Yes, I had opened online and see it is active now. But still cannot more than RM1K/day

user posted image
ideaplus
post Jul 5 2025, 08:58 PM

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QUOTE(cybpsych @ Jul 5 2025, 08:14 PM)
what app is this?
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myPTPTN
ideaplus
post Jul 5 2025, 09:50 PM

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QUOTE(cybpsych @ Jul 5 2025, 09:08 PM)
above already been shared to you earlier.
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Yes, I know. That's why I opened a Bank Islam Basic Savings Account-i. Still, only RM1K/day. Maybe I need to go the branch to clarify.

This post has been edited by ideaplus: Jul 5 2025, 09:51 PM
ideaplus
post Aug 8 2025, 11:48 AM

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QUOTE(fuddle_duddle @ Aug 7 2025, 04:45 PM)
This rm1000 limit per day is from PTPTN or by platform? What if I make another rm1k in shopee today?
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QUOTE(xiaomoon @ Aug 7 2025, 05:29 PM)
now can pay 1k in shopee and lazada, last time i pay paydy and shopee cannot
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Is it doable for the same child under the parent's IC?
Lazada for Child A, Shopee for Child A (Both under the parent's IC)

OR

Lazada for Child A, Shopee for Child B (Both under the parent's IC)

This post has been edited by ideaplus: Aug 8 2025, 11:49 AM
ideaplus
post Aug 8 2025, 06:07 PM

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QUOTE(fuddle_duddle @ Aug 8 2025, 11:54 AM)
I cant answer this because I dont have any kids for SSPN. I  made payment to Shopee and Lazada yesterday. It went through. So my understanding is it’s limit by platform
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Thank you for your reply. It seems limited by platform, since you only paid for your same account.

This post has been edited by ideaplus: Aug 8 2025, 06:08 PM
ideaplus
post Aug 13 2025, 01:37 PM

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QUOTE(ideaplus @ Aug 8 2025, 11:48 AM)
Is it doable for the same child under the parent's IC?
Lazada for Child A, Shopee for Child A (Both under the parent's IC)

OR

Lazada for Child A, Shopee for Child B (Both under the parent's IC)
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Just a reply on my findings, even I felt weird.

13/08/2025
I top up RM2000 into my Lazada wallet, and I'm going to pay the SSPN-i (SSPM Prime in Shopee). When I entered my IC, I could only choose account child B, but I can see 2 accounts when I go to pay via Shopee. This is unusual, as my sequence for paying SSPN is Lazada, then Shopee. The Lazada payment went successfully, as well as the Shopee payment. Again, I checked Lazada after payment, still only has account child B. Of course cannot pay again as daily limit just RM1000.

This post has been edited by ideaplus: Aug 13 2025, 01:38 PM
ideaplus
post Aug 13 2025, 02:49 PM

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QUOTE(Barricade @ Aug 13 2025, 02:21 PM)
Why don't you tag Child A to your IC and Child B to your wife's IC. Then don't have this complication
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My wife and I are separate taxpayers. If tagging child B to my wife's IC, I can't enjoy the RM4000/child tax relief.
ideaplus
post Aug 14 2025, 11:13 AM

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QUOTE(talexeh @ Aug 14 2025, 09:58 AM)
You do realise that SSPN tax relief is now applicable to either parent only right? I.e. it's either you or your wife only now.
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I do, that's why tagging my child B to my wife's IC will trigger her tax relief if I continue to pay to child B.
Of course, if I only pay child A until RM8000, then there won't be any problem.

 

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