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 SSPN, Skim Simpanan Pendidikan Nasional

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guy3288
post Jul 22 2025, 05:42 PM

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QUOTE(LostAndFound @ Jul 22 2025, 05:02 PM)
The risk is that website/FPX system have problem.

I'm planning to do that as well, but its not risk-free. Also do take note the FPX limit for your particular bank (most are 50k but I know at least one bank that has some stupid 10k transaction limit).
*
yes correct
best is get money ready from morning
whole day to do the FPx unlikely so many hours down time

From Versa and KDI i would WD on 30.7.25 and deposit 30.7.25 night
From Atlas, Rize, Boost i will do 31.7.25 morning

100k FPX PBB

50k Alliance, MBB, UOB, Amb, CIMB, MBSB

30k , BI, BR HLB

Rize Al rajhi -not in sspn list

update me is got new changes

PJusa
post Jul 23 2025, 11:43 AM

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QUOTE(guy3288 @ Jul 22 2025, 03:34 PM)
For ganjaran 1%,  I plan to deposit on 30th and 31st July 2025, should be in time right, any new changes so far that can invalidate my assumption there....
*
Then just hold until 30 September 2025 for the extra 1% afterwards can take out again right? Latest to take out my mid-december so it wont count towards contribution in 2025 and wont affect the 8k that you need to top-up? Planing to dump in ~200k.
MGM
post Jul 23 2025, 01:10 PM

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QUOTE(PJusa @ Jul 23 2025, 11:43 AM)
Then just hold until 30 September 2025 for the extra 1% afterwards can take out again right? Latest to take out my mid-december so it wont count towards contribution in 2025 and wont affect the 8k that you need to top-up? Planing to dump in ~200k.
*
Have to hold til 6-Oct for that amount to get interest based on the normal rate for Aug & Sept.
PJusa
post Jul 23 2025, 01:20 PM

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QUOTE(MGM @ Jul 23 2025, 01:10 PM)
Have to hold til 6-Oct for that amount to get interest based on the normal rate for Aug & Sept.
*
Thanks for the pointer. Will take note!
leanman
post Jul 23 2025, 01:45 PM

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Not good at calculation, is the 1% good enough for the few months to cover the say FD of 3.5% now?
or vs. EPF of just say 5.5% for the rest of the months for 2025

This post has been edited by leanman: Jul 23 2025, 01:46 PM
guy3288
post Jul 23 2025, 02:00 PM

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QUOTE(leanman @ Jul 23 2025, 01:45 PM)
Not good at calculation, is the 1% good enough for the few months to cover the say FD of 3.5% now?
or vs. EPF of just say 5.5% for the rest of the months for 2025
*
Effective rate is 6% +3.5-4.0%
MUM
post Jul 23 2025, 02:47 PM

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QUOTE(kochin @ Jul 10 2025, 08:47 AM)
any free gifts for deposits with sspn yet?
*
So happens today a neighbour of mine received this whatsapp message.

This post has been edited by MUM: Jul 23 2025, 02:53 PM


Attached thumbnail(s)
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DE.si.MON
post Jul 23 2025, 03:00 PM

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If I make WD of 3K and deposit back 3K before 31 Julai. Do I still layak for the 1%?
cybpsych
post Jul 23 2025, 03:34 PM

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QUOTE(DE.si.MON @ Jul 23 2025, 03:00 PM)
If I make WD of 3K and deposit back 3K before 31 Julai. Do I still layak for the 1%?
*
read the t&c

Pengeluaran, pindahan dan/ atau penutupan dari mana-mana akaun adalah tidak dibenarkan di bawah pendeposit yang sama dalam tempoh kempen
haru20
post Jul 23 2025, 03:55 PM

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Any did recent daily withdrawal of RM1000 daily from SSPN, mine deducted from SSPN but havent received from my other bank saving account.
DE.si.MON
post Jul 23 2025, 04:11 PM

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QUOTE(cybpsych @ Jul 23 2025, 03:34 PM)
read the t&c

Pengeluaran, pindahan dan/ atau penutupan dari mana-mana akaun adalah tidak dibenarkan di bawah pendeposit yang sama dalam tempoh kempen
*
already read. just want to find out if re-deposit will still entitle?
cybpsych
post Jul 23 2025, 04:45 PM

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QUOTE(DE.si.MON @ Jul 23 2025, 04:11 PM)
already read. just want to find out if re-deposit will still entitle?
*
doesnt matter on the re-deposit

if there is withdrawal happened during tempoh pengekalan & kempen / freeze & campaign period, you'll be disqualified
DE.si.MON
post Jul 24 2025, 05:14 PM

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thanks for the info

kochin
post Jul 25 2025, 11:59 AM

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QUOTE(MUM @ Jul 23 2025, 02:47 PM)
So happens today a neighbour of mine received this whatsapp message.
*
thanks @MUM

an agent i contacted volunteered to send me the gift after keying in his code.
as usual, it's a bag. but the ag quality is like the previous version which is not so good.
I asked the agent to on hold shipping the gift until they started giving the laptop bags which is much more superior quality.
so will wait later part of the year for gift redemption or delivery by him.

thanks for alerting and highlighting.

joice11
post Jul 25 2025, 12:22 PM

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QUOTE(kochin @ Jul 25 2025, 11:59 AM)
thanks @MUM

an agent i contacted volunteered to send me the gift after keying in his code.
as usual, it's a bag. but the ag quality is like the previous version which is not so good.
I asked the agent to on hold shipping the gift until they started giving the laptop bags which is much more superior quality.
so will wait later part of the year for gift redemption or delivery by him.

thanks for alerting and highlighting.
*
The gift offer mostly is useless, key chain, tabung, bag, only useful is umbrella, anyone got agent that can offer better gift? pm pls, going to put 6 figure for 1% ganjaran
guy3288
post Jul 25 2025, 03:23 PM

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Versa cash withdrawal money received quite early
Around 1pm just now

So next versa withdrawal I changed plan
Will withdraw on 30.7.25
Should be in time to pump to sspni
Because Versa Quest bonus etc is on 29.7.25

This post has been edited by guy3288: Jul 25 2025, 03:24 PM
guy3288
post Jul 25 2025, 03:27 PM

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QUOTE(joice11 @ Jul 25 2025, 12:22 PM)
The gift offer mostly is useless, key chain, tabung, bag, only useful is umbrella, anyone got agent that can offer better gift? pm pls, going to put 6 figure for 1% ganjaran
*
Ptptn gifts not great
Better is gifts from outside
Best is rebate
Level goes up as you mature in the system
joice11
post Jul 26 2025, 08:06 PM

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QUOTE(guy3288 @ Jul 25 2025, 03:27 PM)
Ptptn gifts not great
Better is gifts from outside
Best is rebate
Level goes up as you mature in the system
*
yes, my rebate also keep reducing from 0.3% to 0.1% only and my agent also not so resposive now, so tot of looking for new agent
cybpsych
post Jul 27 2025, 05:09 PM

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now can pay ptptn sspn via Lazada

rm1k daily limit
ronnie
post Jul 27 2025, 09:13 PM

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QUOTE(cybpsych @ Jul 27 2025, 05:09 PM)
now can pay ptptn sspn via Lazada

rm1k daily limit
*
any fees ?

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