http://www.hasil.gov.my/goindex.php?kump=5...3&unit=1&sequ=1

what is item 10 for?

thanks for the explanation.
so one should be pumping in RM6k per annum until 2017 and revert back to RM3k per annum for optimising tax relieve?
i just deposited mine.
thanks.

aiyoh. i over invest liao. i pumped RM6k.
dang it!

does that mean we get tax relief if we put in 12k into sspn now compared to 6k previously?

where can i get the same please?
thanks.

and yes, was asking whether the 6k have been increased to 12k indeed?
looks like it is still 6k.

last year rate was 4.25%. not great but not too bad lah.

any free gifts or promo during their campaign?
if encounter mini mobile kiosk, how to do deposit?
can use credit card?

btw, if the dividend generated and reinvest into the account is RM700.
means i only need to top up another RM5300 to maximise the tax relief, right?

anybody can confirm?



Attached File(s)
 sspn_savings.pdf ( 13.03k ) Number of downloads: 86

eh. statement for my 2015, dividend was given on 01/01/2015.
how come 2016 did not show dividend yet?

wah.... this is news to me.
so technically, can i swipe say RM100k in dec, then withdraw everything in Jan?
then mah 100000 points liao??!!

boss. i got the same problem.
last year i only top up the balance to meet the RM6k after deducting the dividend.
i have the version before they update that says i am entitled to RM6k relief.
but just now when i logged in, it only shows RM5.xk.
jialat.....
dunno which to report now.

since i got the older version saved, i am declaring based on max 6k relief.

last year was the first time i did not deposit full relief amount due to the pointers i gathered here that we can deduct the dividend as additional amount into the scheme.
sigh!



Attached File(s)
 PENYATA_RINGKASAN_AKAUN_SSPN_UNTUK_PELEPASAN_CUKAI_2015__difference_.pdf ( 151.06k ) Number of downloads: 51

but boss, to be fair to me, i check the statement circa december.
then only in march this year i found out my entitlement was reduced.

i can only act on it if the information is furnished to me timely and accurately.
they have both reacted too slow and given me a wrong information leh.

now i need to be penalised for their errors? hhmmm....

anyway, your mindset is correct. that i would not dispute. gambateh!

interest is 4.08% for 2015?
i calculate by taking total of deposits as of 1.1.2015.

of course.
i try to dump it to maximise the lhdn relief

can even top up with credit card it seems.

so looks like a pretty good deal for those saving yearly.
can even grab freebies.

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from my understanding, yes, it's allowed.
so long cumulatively prior to end of the year, one tops up all that the person withdrew + 6k for eligibility on tax relief for the year.

but i have a more pressing question for you.
using your method, does sspn still pays you handsome dividend?
base on full amount or pro-rated to only your sum within their account for those short period?

thanks.

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just wondering whether any other branches offering the same deal or not?

purely guessing:
simpanan tunai is your deposit?
takaful tunai is the insurance scheme payment?
apungan is just float

where is the official source from?
any links from PTPTN direct on this matter?