BI trf to another acc need 0.50 for Duit Now trsf? IBG need 0.10? Last time don't' have?

above 5k will charge 0.50

What type of transfer needs 50sen?

I know sspn to BI CASA is 50sen for any amount.
BI CASA IBFT to any bank is foc for any amount.

Whoa sure or not?
I deposit on 1.6.24, sspni before cutt off date
But sspni updated as 11.6.24 after cutt off date
That deposit can get june divided?
Sounds too good to be true, for current year

Previous year yes, dividend already paid before that mess happened i know, so that mess of delayed dates have no effect

Even with old system, early month transactions will take time to update as it is a manual process (and they're updating for dividend every month too), but mid month will be faster. We didn't care because the date shown in system would be transaction date not posting date. Now new system they show new date then only we notice more.

For me, I don't play the date so exact so I don't really mind. There are better vehicles nowadays anyway.

As if its a huge secret, those of us here for a while all know the cut off date. What I'm saying is that it really doesn't matter, especially when you're talking for the relatively small amount you can deposit via ewallet (1k per account per day).

Everyone here is ONLY SPECULATING that the posting date is the 'new' thing that PTPTN is using to calculate cut off, when in fact even years ago every start of the month someone will complain that "why not yet reflected in system" after a week. And then eventually it will be reflected, but show transaction date, and based on actual calculation of returns the dividend does include those amounts.

Now NO ONE has calculated whether the amounts which are transacted in first few days but posted after the 6th is included in the dividend, but people just need to jump and complain as if its confirmed not received.

bro you tak tahu lah cakap sama you  pun susah

1)EW deposit small only ?-salah
2) Last time  dividend paid for deposit done on 1st 5 days - betul
  updated few days later - betul
  apa hairan  tu betul betul?
  pasal after updated it is exact date same as deposit date - sure lah betul

now updated  as after cut off date -still can dapat dividend -nah go dreaming
common sense lah why sspni  set the system like that..

Pandai to say 'common sense' on matters you guessing only. Ever done any web design work before? Assuming that new website design is somehow coming together with a backend change, rather than the simpler explanation that they're just displaying a different field now?

Malas nak explain panjang2, carry on complaining if it makes you happy.

What type of transfer needs 50sen?

I know sspn to BI CASA is 50sen for any amount.
BI CASA IBFT to any bank is foc for any amount.

anyone know sspn prime at pyday app call what? konvensional or sspn-i?

DUITNOW above RM5k. Something new implemented but BI didn't inform customer. If don't want to get charged RM0.50, do multiple transfers below RM5k.

Simpanan bersih.
assuming no dividend received value.

You got balance 22k at start of the year
You take out 20k.
You got balance of 2k, then
You added in 8k this year.
Your new balance is 10k.

Your simpanan bersih for this year is -12k (-20k out +8k in)

31 Dec 2022 : RM22,000 balance
1 May 2023 : +RM8,000 = RM30k balance
1 Jun 2023 : -RM20,000 = RM10k balance

Tax relief uses NETT deposit for the current year :
+RM8,000
-RM20,000
= -RM12,000

sorry...I dont understand...

U put in 8k but u take out 20k. Take out more than put in. So no tax relief. Simple as that.

U want tax relief u need to put in more than take out. Understand?

For example: now I got balance 50K in there,  this year I add in 8K. Balance 58K.

When only I can take out the money in my account for that 50K?

For example: now I got balance 50K in there,  this year I add in 8K. Balance 58K.

When only I can take out the money in my account for that 50K?

For example: now I got balance 50K in there,  this year I add in 8K. Balance 58K.

When only I can take out the money in my account for that 50K?

For example: now I got balance 50K in there,  this year I add in 8K. Balance 58K.

When only I can take out the money in my account for that 50K?

Whoa no one seems can explain clearly to you.

Most important question is what was your balance on 31.12.23?
Was it rm50k? If yes you are stuck now, and you cant withdraw your rm50k until 1.1.25 if you want tax relief rm8000 for year 2024

The trick is to withdraw as much as possible after 6.12.23, keep lowest by 31.12.23 .

Then if you have rm58k today, you can withdraw rm50k lah
If the balance rm8000 is all your own deposits since 1.1.24

.and you have to keep that nett deposit rm8000 till 1.1.25 to be eligible for tax relief rm8000 for 2024