Brother ...

I had confirmed with Maybank management today, confirmed that their EF Limit had been burst ...

And they considering to increase limit ....

rejected KFH n going for MBB

Just wonder why nobody seems going for PBB.
Any reasons?

I would be able to accept this explanation if I don't read LYN forum. But the forum tells me others who applied the loans later than me, and got the loan approved within 3-4 working days.

guys, I think someone asked this before but just wanna confirm. Any issue if we are to cancel the OL after we have signed it?

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Added on May 28, 2012, 11:09 pmI think what the bankers do is to focus on those who have higher chance to get the loan approved with the highest loan margin, so that they can secure their sales 1st. Mine same case as urs, applied afew weeks ago and no news from the banker. Called up numerous time to followup and finally informed that the quota burst and the bank has just increased the quota, blablabla..and will try to rush for approval after the increase of the loan limit.

This post has been edited by eerkyeerk: May 28 2012, 11:09 PM

its better to consult individual consultant.. preferably cancel before their lawyer start processing those document.. some might charge abit of admin fee since they adi started with documentation preparation, this is what i was told by KFH..

I think there was technical issues happened ...


I give you a situation ;
Maybe when you apply, when the officer kick the case for approval, the limit burst ( limit was based on approval, not acceptance of signed LO )
So, your loan being KIV and another brother apply at the same time ... another sister signed other bank offer and the officer cancelled the approved loan to increase the quota ...

Luck comes to the brother who applied 3 days earlier, the officer putih putih flow the case up and was approved and took the limit available ... the limit was first come first serve basis ... it might be of luck, it might be of the MBB officer didnt take care of the limit carefully with it's credit ....

Thanks twincharger07, will check with the banker

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Added on May 28, 2012, 11:21 pmChris bro, latest news from developer on the signing of S&P? Last heard end June or early July

This post has been edited by eerkyeerk: May 28 2012, 11:21 PM

No point checking with the banker.. They will simply say the bank will charge cancellation fee.. I don't see anything stated in the letter of offer on any cancellation fee.. Just words from the banker..

As long as not yet sign loan agreement, should hav no cancellation fee.

Moreover, KR2 still pending AP n DL, banks will not issue Letter of Instruction ( LI ) to loan solicitor to prepare or do the loan doc ...,,

Finally signed LO with MBB -2.3 BLR..
Any idea how much loan fees will be? 5 to 7K?

Congrat.....

for my amount is around 6k...

Hi All bro and sister...i just went to show house today, and going to place deposit tomorrow...haven't decide which tower and unit yet, most likely C. can anyone share with me your bank officer contact via PM? I would like to try different banks, which bank offer the best ?

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Added on May 29, 2012, 11:07 pmhi all again, what is your opinion about facing kesas highway and facing golf view/lrt view?

This post has been edited by horse183: May 29 2012, 11:07 PM

Bro horse, you intend to buy for investment or own stay ? As my self belief, it is totally different game of play and also the layout ...

The panel banks are Alliance Bank, Ambank, Maybank, Public Bank, Kuwait Finance House, MBSB and UOB Bank ...
All offering up BLR - 2.30% ( Finance Legal Fee or Pay cash ) except KFH offers BLR - 2.20% due to Zero Entry Cost and Lock in 5 years.
All banks offer margin 90% of before purchase price. Except UOB Bank offers 90% of AFTER discounted price.

Facing Kesas
Pro : KL View and if your unit located at low to middle floor, it is good view since you can look into the infinity pool, poolside gym and poolside gym ... Generally, people prefer pool view at the first choice
Con : Facing Highway not only bring noises but dusts

Facing Golf / LRT
Pro : If you're high floor, you're probably escape from the LRT view, due to, your view from your standing balcony, the lower floor you are, the nearer of the LRT it is ... The LRT Station is located exactly at the plot which in front of Tower 2 ( No. 3 and 3A ) and Tower 3 ( No. 1 and No. 2 ), where these low floors unit would be facing LRT rooftop directly ... Golf view is ideal but with LRT at next to it, you're unable to escape where you either avoid LRT or Kesas Highway
Con : LRT noise is up to 12 midnight ... The cons are heavier applicable to Tower 2 and 3 low floors units, which facing directly LRT and has no further view, except Tower 3 ( No. 3A ) corner unit, still can face a little bit of garden ...

Tower 1 and 2 : Only left low floors Type C with very limited units. And Type A2 ( 1067 sq feet with extra lanai ) total size 1201 left 1 or 2 units at 30th Floor each tower.

Tower 3 : Prime tower consists of only Type B and C. There are only few units available for Type B which as expected, Lvl 2, 3, 3A and 5 only. While for Type C, there are plenty of units for you to choose especially KL/OUG/Garden View


It's up to your choice. If yuo select Type C, bear in mind Tower 3 unit have more premium over Tower 1 and 2, due to Tower 3 is solo tower with own lobby and parking space. Also, Tower 3 is more nearer to KL view espcially both corner units facing garden ( No. 3A and No. 5 )

Good Luck choosing ...

Thank you so much Chris bro, once i place my deposit will share with you all which type i choose. really like the location, used to stay in jalil damai but sold off 2 years ago at lost, after 2 years now it rises 120k, damn it.... so now this time i dont wanna let go another good opprotunity, still thinking whether for own stay or investment. i have some concern like the chinese primary school, etc as i have 2 kids.

good choice... heard lai meng school will b around the corner..

No prob ...

The setback is only LH and it's density. But every condo has it pros and cons, IMHO, I do see KR2 had more pros than cons .. The best ever thing I found in KR2 was it's concept living is different compare to other condos ( 6 tiers security and quadrant zone is something different and higher end at medium high end price ) and also affordable entry at 7% discount plus DIBS, then the price is quite fair where pricing at RM 410-425 psf after 7% discount, barred DIBS and partly furnished items, I range it at only RM 375-390 psf ( type C ) ...

Another best aspect of it would be it's location.

alright i have placed my booking...tower 3 facing kl city type C. just wondering if my loan can be approved as i already owe bank more than half M now....sigh...

Wow... Chris bro..... I really respect u .... Really can influenced other member to buy KR2!


Good choice horse183.
U guys got a very very good adviser Aka chairman Chris Chew!