in terms of TreatPoints, is Maybankard2 AmEx, equivalent/analogous to Maybank's AmEx Credit Card?

Amex with Maybankard logo earns Treats Points.
Amex without Maybankard logo earns Member Rewards Points.
Both systems use separate redemption catalogue.

thanks for replying.

so which is more 'lucrative' then in terms of monetary value? TP or MR?

from here, it is stipulate that for every 200 MR points = RM1.

Yes, only MR points can be redeemed for CASH.
However, Treats Point is more useful when it comes to TREATS FAIR, where cardmembers can redeem items on the spot using much-lower-than-usual Treats Points.

hi, need advice here

wanna ask about the maybank credit card payment

on the maybank2u website, 2 statement appear.
Statement balance and outstanding balance , where OutBal >= StaBal

If I only settle the statement balance in FULL before due date, will there be any interest charge ? Or do I need to settle all the outstanding balance ?

What about 20 days interest-free period, do maybank implement this and how is it being calculated ?
Interest free period is based on purchase date or statement posting date ?

This post has been edited by lingling: Mar 26 2011, 08:21 AM

From M2U Statement Balance is amount owing as of Statement Date.
Outstanding Balance includes amount transacted after the Statement Date.

Yes, make sure you settle in FULL the Statement Balance before due date to avoid penalty and interest charges.. You don't have to settle the Outstanding Amount before the due date.

20 days interest free period is the time frame between Statement Date and Due Date. Example, Statement Date on the 10th every month and therefore Due Date is on 30th every month.

Once you get your paper statement, it will be clearer to you.

Since you are new to CC, I suggest you read my article written back in 2009 titled Intro to CC. Some info outdated especially regarding to a particular card but basics are still applicable. Also read the link at the bottom of the post on Annual Income and Credit Limit.
http://creditcardsmalaysia.blogspot.com/20...rds-cc-101.html

thank you so much gen-x for the advice and the great blog
really helpful ~~~

But if i do the online shopping during the weekend, isnt the 5% rebate for AMEX a better deal compared to the better forex rate of VISA?

This post has been edited by janson_kaniaz: Mar 26 2011, 09:18 AM

yes, that is subjected that you have not maxed out the RM50 cash rebate.

Yup, it's already there

Does TMPoint accept AMEX for paying TM bills ?
Are they open on weekends ?

IIRC it was reported that TMPoint (bangsar) accept AMEX and OPEN on Saturday.
Menara TM (as a HQ) should accept Amex gua...i guess.







This post has been edited by chemistry: Mar 26 2011, 01:52 PM

I paid my TM bill using AMEX @ TMPoint Titiwangsa and they are open on Saturdays.

i assume we can pay unifi bill at tm point?
and how about tm point @uptown damansara?

Call & ask.

This post has been edited by chemistry: Mar 26 2011, 02:29 PM

why have to go to the outlets on saturdays to pay? cannot pay online on saturday? cannot get rebate/points?

Because there is no way to use Amex to pay TM bills online.

'morning everyone,

Great thread on the credit cards been following it for some time and Gen-X's blog before I decided to apply my first credit card.

If it's ok, I would like to ask for some advice regarding the security of credit cards.

My first try of application is for HSBC Amanah credit card. After two weeks I called the CS to enquire about the application status. The CS said that the application card has been denied. I asked the CS if there'll be any emails to inform that the application has been denied as proof. The CS replied no, there won't be any emails to notify me about that. Is it necessary for me to request for an email to state that or I'm just being over-worried?

My second application is for MBB2 Gold cards. Checked my system frequently, and it has just been approved yesterday
I will be collecting it at a branch. About the collection method, I have heard of differing opinions. Some said it is not safe to collect it from the banks, while some says it otherwise. Besides, if we collect it from the banks, how do we know if the card has not been tampered with?

Previously I read it somewhere in one of the threads, it seems that we also need to sign and write the 3 digit code at a form? Would that expose the credit card security features? If the cards were posted, then there's no hassle of filling up the form and returning it. So, when collecting it at the branch, can we just not sign the form?

Thank you~

haha, you kiasu fellow just like me. Don't worry too much, just go collect the card at the branch and you'll be required to sign on the acknowledgement form that comes together with the card in front of the officer, SOP for all banks . And thank you for reading my blog. And since you are there, might as well sign up for online and MBB just introduce some new security features for their M2U.

and dont forget to request for your TAC too