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 Maybankard 2 Gold and Platinum Credit Cards, AMEX with Visa or MasterCard

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janson_kaniaz
post Mar 23 2011, 03:53 PM

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if say i buy something online from US store on sat morning which is still fri nite there, i can still get cash back>?
janson_kaniaz
post Mar 24 2011, 07:54 PM

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any way we can pay utility bills with amex?
janson_kaniaz
post Mar 24 2011, 08:45 PM

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i din know can auto-debit using amex, i tot only visa/mastercard.
janson_kaniaz
post Mar 24 2011, 09:41 PM

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damn, but still can we still do auto-debit with amex then,
janson_kaniaz
post Mar 25 2011, 09:10 AM

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wat r the actual terms to get platinum btw.
i see ppl earning below 60k per annum but still managed to get plat.

also, i just got my visa+amex. can i apply for mastercard+amex now n i cancel my visa+amex later once i get the mastercard+amex?

how about my rebates if i have spent some from my new visa+amex? is it transferable to my new mastercard+amex?

This post has been edited by janson_kaniaz: Mar 25 2011, 09:54 AM
janson_kaniaz
post Mar 25 2011, 12:14 PM

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wat r the procedures for auto-debit.
call maybank or call the particular utility company?

any details required? trying to call from office, so wondering wat to bring...
janson_kaniaz
post Mar 25 2011, 03:03 PM

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credit limit for the mbb2cards is for both cards, not for each card.
janson_kaniaz
post Mar 25 2011, 03:10 PM

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QUOTE(dvinez @ Mar 25 2011, 03:08 PM)
thanks, need to cancel the petronas visa then.
can i get my tp transfered ? 35k there sad.gif
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yes just need to fill in the cancellation form. there's a comment part where you need to direct them which cc to transfer the tp.



janson_kaniaz
post Mar 25 2011, 04:17 PM

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since rm50 cap for rebate is given for each month, may i know when is the start date n end date of the month.

also, since i've just got my cards and today is 25th edi, do i still get rm50 cap for the remaining month assuming the end date is end of the month
janson_kaniaz
post Mar 25 2011, 11:12 PM

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which is better to do online shopping for overseas products, AMEX or VISA?
janson_kaniaz
post Mar 26 2011, 09:17 AM

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QUOTE(ronnie @ Mar 26 2011, 12:04 AM)
I personally would use Maybankard2 Visa as it gives better forex rate
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But if i do the online shopping during the weekend, isnt the 5% rebate for AMEX a better deal compared to the better forex rate of VISA?

This post has been edited by janson_kaniaz: Mar 26 2011, 09:18 AM
janson_kaniaz
post Mar 26 2011, 02:19 PM

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i assume we can pay unifi bill at tm point?
and how about tm point @uptown damansara?
janson_kaniaz
post Mar 27 2011, 05:49 PM

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QUOTE(fuu @ Mar 27 2011, 09:40 AM)
'morning everyone,

Great thread on the credit cards  rclxms.gif been following it for some time and Gen-X's blog before I decided to apply my first credit card.

If it's ok, I would like to ask for some advice regarding the security of credit cards.

My first try of application is for HSBC Amanah credit card. After two weeks I called the CS to enquire about the application status. The CS said that the application card has been denied. I asked the CS if there'll be any emails to inform that the application has been denied as proof. The CS replied no, there won't be any emails to notify me about that. Is it necessary for me to request for an email to state that or I'm just being over-worried?

My second application is for MBB2 Gold cards. Checked my system frequently, and it has just been approved yesterday  smile.gif
I will be collecting it at a branch. About the collection method, I have heard of differing opinions. Some said it is not safe to collect it from the banks, while some says it otherwise. Besides, if we collect it from the banks, how do we know if the card has not been tampered with?

Previously I read it somewhere in one of the threads, it seems that we also need to sign and write the 3 digit code at a form? Would that expose the credit card security features? If the cards were posted, then there's no hassle of filling up the form and returning it. So, when collecting it at the branch, can we just not sign the form?  tongue.gif

Thank you~
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i feel it's safer to collect from the bank.
I don't recall needing to provide the CVV upon collection of the cards. Only signature was required. Besides, they open the letter in front of me.
janson_kaniaz
post Mar 29 2011, 11:18 AM

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dont u guys think they should actually implement the rebate system such tat we r allowed to get rm600 of rebate a yr rather than capping it at rm50 a month.
by allowing rm600 a yr of rebate, tat would encourage ppl to spend more rather than limiting to just getting rm50 a mth.
janson_kaniaz
post Mar 29 2011, 11:38 AM

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well allowing rm600 rebate a yr doesnt mean they have to pay everything one shot.
wat i mean is we r not tied to spending due to the rebate policy but they can always pay the rebate rm50 monthly.
janson_kaniaz
post Mar 29 2011, 12:30 PM

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i dun mind tat compared to having to plan every month on wat to buy and wat not.
one can also easily get few months worth of rebate in a single purchase like buying a laptop, an iphone or any electronic stuff for tat matter.
janson_kaniaz
post Mar 29 2011, 01:19 PM

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QUOTE(ronnie @ Mar 29 2011, 01:06 PM)
Bank gives out CC rebates to entice you to spend more and hopefully,  fall into debt....

Only smart shoppers will think on how much spending to reach the cap.
I keep an Excel to track each card's usage in order not to overspend or or exceed the monthly rebate cap.
This makes us more discipline in using CC.
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bcoz of tat reason, bank should give out yearly rebate at one go, rather than capping it at rm50 a month rite... wink.gif
janson_kaniaz
post Mar 30 2011, 07:31 AM

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usually 2-3 weeks. i got mine in 3 weeks.
janson_kaniaz
post Mar 30 2011, 02:57 PM

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QUOTE(ronnie @ Mar 30 2011, 08:40 AM)
Check your name on the Credit Card matches your name. Sign at the back ASAP.
Maybe get the PIN for the CC
Since you already uses M2U, nothing to do for online registration.
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y do we need PIN for CC?


QUOTE(blahbleh @ Mar 30 2011, 10:07 AM)
Hi,

Pardon me if this question has been asked before. I am planning to buy a Dell notebook at (physical) Dell store with my MBB2 AMEX. Anybody bought it before with your AMEX?
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no info here but i know dell online store accepts AMEX.


janson_kaniaz
post Mar 30 2011, 04:56 PM

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anyone knows wats the interest rate of taking money out from atm using AMEX?

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