Man, I didn't know OCBC is getting stricter on new applications.

Actually does anyone know what's the reason one's application gets rejected despite fulfilling their requirements?

I fulfill the income requirements, I have Maybankard2Gold and CIMB DA now, never pay late for my CC bills.

I have installment plan on my CIMB DA which will end next month and of course I have PTPTN loan.

No car, no house yet... Aargh, it will disappoint me if I get rejected by OCBC. I was planning to apply next month after my installment plan with CIMB DA ends. If I get it, I will cancel my CIMB DA which brings no value to me.

Yeah, probably I wait till everything is over in CIMB DA and apply it with a peace mind.
My anniversary with CIMB DA is in July, I hope to get OCBC Ti as soon as possible before my CIMB DA reaches its anniversary.

Just to be prepared ma if gets rejected.
I wish to have a MasterCard replaced after I bid farewell to CIMB DA. :

Guess what, I have thought of your appeal thingy.
Looks like if touch wood I really get rejected, I'll find you for the appeal template.
Hopefully mine will be one shot go through.

Finally made an effort and clicked on the "apply now" button on OCBC site. Now waiting for its personnel to call me back. If not, I'll have to travel down to the nearest OCBC branch, I think it is the Masjid Jamek branch for me. Let's see how it goes.

Does anybody have experience applying through this channel? Is it fast to get the card after being approved?

Oh cool. Now this is good.
I think I just regretted.
Anyway, I will tell the personnel when he/she calls. The reason is I'll get a higher increment in April or May, still unsure which month yet but definitely there is one. My boss hasn't concluded yet as I'll be converted to permanent employee soon. My new salary will be more than 48k 50k annually and if I were to apply later, probably my chance of being rejected will be lower.
Let's see when the person calls.

This post has been edited by fruitie: Mar 11 2012, 12:03 AM

The letter will be ready when my boss tells me.
I'm from HR so I think the letter will be prepared by myself.

Aargh, I missed OCBC's call today.

I was in a meeting, now came back and Googled, it was OCBC's no. I'll call the number again tomorrow..

That depends on your salary isn't it?

OK, looks like I have to call OCBC's hotline now. The number they called me on Monday wasn't reachable, I tried yesterday.

Only called once and I missed it, they didn't make an effort to call back...

Not an issue, I can talk to others as well.
Probably I'll delay my plan to next month.

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Added on March 14, 2012, 12:22 pmOK, they called me again.
I'm going to provide my documents soon. Good luck to myself.

This post has been edited by fruitie: Mar 14 2012, 12:22 PM

After a long delay, I have just sent in all my documents to the agent who called me for application.

Let's see if it goes through.

The agent that handled my case also said if my application really gets rejected, he will help me to appeal.
I fulfill everything. So, just pray hard now.

Er, no OCBC saving account will be rejected? Is that what the agent told you?
I don't have either.

The problem is annual basic less than 36k will not be entitled for OCBC Ti. Minimum requirement is 36k per annum to qualify for it.
I fulfill, I'm sure others as well. Not sure they use which criteria to judge one's qualification.
Anyway, mine is still in the process so I'm not sure I'll get it or not eventually.

According to the agent, I'll get my card in 2 weeks time if everything goes well.
Luckily he is helpful and pro-active, will update me on the status.

Omai. How I wish the agent that handled my case can help me to waive....

Yes, applied and submitted already.
I clicked on the website that I'm interested, then the next working day, one OCBC agent called me already.

As very much predicted, my application was rejected.

Even the agent couldn't answer me as I fulfill everything. Now he'll help me to appeal again and with my EPF statement.

Yeah, really so difficult to get.
I'll if I can't get it eventually.

I paid my CIMB DA using Maybank2U as well.

I just hope that my agent's appeal will go through. Anyone experienced before going for 2 times appeals?

Not sure what's going on. Else, I'm just going to go through a certain of cooling period only re-apply if *touchwood* my application gets rejected again after appeal case.