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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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esdee
post Apr 10 2012, 06:24 PM

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Anyone know where or how to check whether the rebate is correctly calculated? Every month I just swipe not knowing whether they have rebated correctly or not especially those month that I dont get RM50 rebate. Even if every month get rebate RM50, it is also good if got a place to check how much rebate we actually get. Then can apply another rebate card. biggrin.gif
esdee
post Apr 10 2012, 06:42 PM

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QUOTE(Titan_Gunners @ Apr 10 2012, 06:30 PM)
Calculate by own..This is how we do...  thumbup.gif
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Wah, really very hardworking...I dont think I have time to do that...besides, I suppose not all eateries or groceries are 5% rebate...fear after counting then get vmad.gif with OCBC...haha...
esdee
post Apr 10 2012, 07:03 PM

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QUOTE(Titan_Gunners @ Apr 10 2012, 06:50 PM)
Huh??  shakehead.gif  i do my calculation using the statement less than 5 minute..
Dun tell me u din have 5 minute. rclxub.gif
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Maybe you are right! Guess I am plain lazy and besides most of the month is RM50 that is why dont bother.
esdee
post Apr 12 2012, 08:24 AM

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QUOTE(gsc @ Apr 10 2012, 09:47 PM)
it is easy to get RM50 rebate, the difficult part is to spend the exact amount to get RM50. Any over spending get ZERO rebate.

The easiest way I have been doing is to call up OCBC (when to call is depending on your statement date and your spending) and check 5% and 1% rebate I have gained, from that I will get to know what I need to spend so that will not end up zero rebate.
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Ohh...tht is 1good way nod.gif , thanks for the tips...Btw, I never thought there is zero rebate, because what I understand is if it is not under the 5% rebate category then all will go under 1% rebate...no?
esdee
post Apr 12 2012, 08:30 AM

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QUOTE(ckweng @ Apr 11 2012, 09:00 PM)
I wonder why OCBC is going on a campaign to sign up Titanium cards when their approval process is so stringent. Isn't it kind of defeating the purpose of doing it? By the way, my application in Feb was unsuccessful despite meeting all the requirements. Planning to reapply in 2 months time  yawn.gif
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Is this your first credit card? usually there is only a few reasons for not successful:
1) Your yearly wages is below the limit (which in your case i think u should be ok)
2) first time credit card application
3) have a bad payment record or too much debt on other cards
4) etc

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