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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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esdee
post Apr 10 2012, 06:24 PM

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Anyone know where or how to check whether the rebate is correctly calculated? Every month I just swipe not knowing whether they have rebated correctly or not especially those month that I dont get RM50 rebate. Even if every month get rebate RM50, it is also good if got a place to check how much rebate we actually get. Then can apply another rebate card. biggrin.gif
Titan_Gunners
post Apr 10 2012, 06:30 PM

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QUOTE(esdee @ Apr 10 2012, 06:24 PM)
Anyone know where or how to check whether the rebate is correctly calculated? Every month I just swipe not knowing whether they have rebated correctly or not especially those month that I dont get RM50 rebate. Even if every month get rebate RM50, it is also good if got a place to check how much rebate we actually get. Then can apply another rebate card. biggrin.gif
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Calculate by own..This is how we do... thumbup.gif
esdee
post Apr 10 2012, 06:42 PM

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QUOTE(Titan_Gunners @ Apr 10 2012, 06:30 PM)
Calculate by own..This is how we do...  thumbup.gif
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Wah, really very hardworking...I dont think I have time to do that...besides, I suppose not all eateries or groceries are 5% rebate...fear after counting then get vmad.gif with OCBC...haha...
Titan_Gunners
post Apr 10 2012, 06:50 PM

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QUOTE(esdee @ Apr 10 2012, 06:42 PM)
Wah, really very hardworking...I dont think I have time to do that...besides, I suppose not all eateries or groceries are 5% rebate...fear after counting then get vmad.gif with OCBC...haha...
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Huh?? shakehead.gif i do my calculation using the statement less than 5 minute..
Dun tell me u din have 5 minute. rclxub.gif
esdee
post Apr 10 2012, 07:03 PM

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QUOTE(Titan_Gunners @ Apr 10 2012, 06:50 PM)
Huh??  shakehead.gif  i do my calculation using the statement less than 5 minute..
Dun tell me u din have 5 minute. rclxub.gif
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Maybe you are right! Guess I am plain lazy and besides most of the month is RM50 that is why dont bother.
Titan_Gunners
post Apr 10 2012, 07:55 PM

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QUOTE(esdee @ Apr 10 2012, 07:03 PM)
Maybe you are right! Guess I am plain lazy and besides most of the month is RM50 that is why dont bother.
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Do it for ur own sake, haha... biggrin.gif
cempedaklife
post Apr 10 2012, 07:55 PM

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QUOTE(esdee @ Apr 10 2012, 07:03 PM)
Maybe you are right! Guess I am plain lazy and besides most of the month is RM50 that is why dont bother.
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Yes u r lazy. Lol.

Most ppl here would calculate and once rm50 is up, we either swipe another card for rebate/points or delay our expenses for next billing date.

If u got 5 mins to look into this thread, u have the 5 mins to calculate. Peace.
gsc
post Apr 10 2012, 09:47 PM

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QUOTE(esdee @ Apr 10 2012, 07:03 PM)
Maybe you are right! Guess I am plain lazy and besides most of the month is RM50 that is why dont bother.
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it is easy to get RM50 rebate, the difficult part is to spend the exact amount to get RM50. Any over spending get ZERO rebate.

The easiest way I have been doing is to call up OCBC (when to call is depending on your statement date and your spending) and check 5% and 1% rebate I have gained, from that I will get to know what I need to spend so that will not end up zero rebate.

This post has been edited by gsc: Apr 11 2012, 03:08 PM
kiwi_cream
post Apr 10 2012, 10:46 PM

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QUOTE(Human Nature @ Apr 10 2012, 11:42 AM)
Fee waiver for 12x swipes per calendar year.
Usage bonus for above 10k usage. maybe you spent but didnt realise it  biggrin.gif
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is there any way to waive the RM50 government fee? rclxms.gif
Human Nature
post Apr 10 2012, 11:05 PM

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QUOTE(kiwi_cream @ Apr 10 2012, 10:46 PM)
is there any way to waive the RM50 government fee?  rclxms.gif
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not waived, but you get spending bonus of RM50 when you spent RM10,000 in the statement year.
SUSDavid83
post Apr 10 2012, 11:06 PM

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QUOTE(Human Nature @ Apr 10 2012, 11:05 PM)
not waived, but you get spending bonus of RM50 when you spent RM10,000 in the statement year.
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If spend less than RM 10k, will the amount of "bonus" is pro-rated?
cempedaklife
post Apr 10 2012, 11:13 PM

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QUOTE(David83 @ Apr 10 2012, 11:06 PM)
If spend less than RM 10k, will the amount of "bonus" is pro-rated?
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No. I guess not.
Human Nature
post Apr 10 2012, 11:21 PM

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QUOTE(David83 @ Apr 10 2012, 11:06 PM)
If spend less than RM 10k, will the amount of "bonus" is pro-rated?
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Nope. This is a tactic employed by OCBC, instead of the usual RM1 = 1pt
TSronnie
post Apr 10 2012, 11:38 PM

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QUOTE(David83 @ Apr 10 2012, 11:06 PM)
If spend less than RM 10k, will the amount of "bonus" is pro-rated?
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Of course not, OCBC wants you to use their Credit Card at least RM10,000 per annum.
SUSDavid83
post Apr 10 2012, 11:40 PM

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That sucks to hear! tongue.gif
DM3
post Apr 11 2012, 08:05 AM

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even though exit the quota of rm50 rebate,i still think its worth it as no other card besides it & mbb2 amex can give as much rebates as these 2 cars tongue.gif
cempedaklife
post Apr 11 2012, 09:27 AM

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QUOTE(DM3 @ Apr 11 2012, 08:05 AM)
even though exit the quota of rm50 rebate,i still think its worth it as no other card besides it & mbb2 amex can give as much rebates as these 2 cars  tongue.gif
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Loving both the cards like u do!
Titan_Gunners
post Apr 11 2012, 01:26 PM

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QUOTE(DM3 @ Apr 11 2012, 08:05 AM)
even though exit the quota of rm50 rebate,i still think its worth it as no other card besides it & mbb2 amex can give as much rebates as these 2 cars  tongue.gif
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Ocbc Titanium and Mbb2 Amex still the best combo cc by now, haha.... rclxms.gif
MYstombox
post Apr 11 2012, 02:31 PM

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Application rejected sad.gif
Vcys86
post Apr 11 2012, 02:35 PM

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QUOTE(MYstombox @ Apr 11 2012, 02:31 PM)
Application rejected sad.gif
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Sorry to hear that.

May i check with you several question.
1. Do they provide any reason for rejection? Will the agent appeal for us?
2. The bank called to you to inform this?
3. How many days you get this news after verification call from OCBC?

I am worried i might be get rejected too. So anxious now.


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