i am about to pay a bill with amount of RM3K. Can i call OCBC to leverage this payment for a 3 months pay period? Let say 1K per month?

Check out other topics for cards which offers 1% cash-back

for those who did went to curve, did they debit ur statement abit later?

coz i went on last saturday, did 2 dining transactions, between the transactions, they did try to call me but i din pick up coz i was in movie and i dunno who called me until i googled later...

until now, nothing in my statement yet....

btw, starbucks does not have the 20% banner outside their store even though from website it's in the list....

will update later when it's in my statement...

This post has been edited by cempedaklife: Apr 9 2012, 10:04 AM

Is not smart spenders but based on spending pattern. If you dont utilize the 5% fully then yah, use OCBC and get 1%. But you have Alliance Plat, better still, you get minimum1% to up to 2%.

Yes I agree it depends on spending pattern and to state that those who don't fully utilize the 5% and mix the 1% are not smart spenders is a pure stupidity.

got the sms saying about the 20% for both starbucks and the dining i did last saturday!

i love ocbc titanium

I'm the stupid one... sorry about that.
I just love carrying more cards with me

ypu can opt to pay the bill rm 1k a month, i don think the service provider will stopped or barred your services straight away. One or two months delay payment is sometimes ok for service provider. U liaise with them about this lah, u say got financial difficulty to clear but able to clear within 3 months. Win win for all.

but still no sign of my last months rebate,not in system online

This post has been edited by DM3: Apr 9 2012, 04:23 PM

yes, funny thing is, my the curve transactions is not in the online transaction yet, but i did get the sms.

i did 6 transactions but only get 5 sms, missed out 1 even the others where done on same day and 30 mins apart only.

is the one u missed, the last transactions u did? perhaps by that time it's not eligible anymore? lol

btw, why got 6 transactions on the same day? so many, what u did?

This post has been edited by cempedaklife: Apr 9 2012, 04:44 PM

haha spend on food etc all bout 400

totally agreed. Some may not have so much expenses on 5% rebate thus will be using more on 1%.

For OCBC Ti - I used on maxis, digi, telakom, TNB and yet still not reaching RM50. Seldom shop at hypermarket
For UOB 1 card - I used for BHP petrol where I can get 5% rebate plus 2 % (max RM400 per mth) from BHP

This post has been edited by gsc: Apr 9 2012, 10:02 PM

Just got my card yesterday but I've got no idea on how to sign up for Internet banking like the bronchure teaches. PIN number as in?

Pin number is sent to you in another mail so wait for it

There will be another mail coming to you soon with the pin inside.. mine was nearly a week apart from the day I receive my card and the day I receive my pin.. Hence.. Be patient bro!

sharing.. check my statement today..

there are special items~

Annual Fee 68.00
Renewal Fee Waiver 68.00 (cool.. i din call at all.. it auto show in my statement~)

Annual Usage Bonus 50.00 (is it this 1 if spent more than RM10 k? I dun think I spent 10 k for last 12 months~ i din request anything yet also~)

Fee waiver for 12x swipes per calendar year.
Usage bonus for above 10k usage. maybe you spent but didnt realise it

oh.. after analyzing, only knew i really spent more than 10k o~

here is my Summary~~